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VersaBank(NASDAQ) VBNK

Market Cap$614.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)+282%
5 Year+87%
1 Year+74%
1 Month-2%
Premium Feature
Moneyball Superscore
73/100
$19.29
+1.71%
+0.33Today
After hours$19.26-$0.03 (-0.16%)
VersaBank last closing stock price
MetricPriceDate
Last closeUSD 18.972026-09-01
VersaBank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.29%USD 19.612026-08-25
1 month-1.94%USD 19.342026-07-31
3 month-5.43%USD 20.052026-06-03
Year to date+27%USD 14.932025-12-31
1 year+73.67%USD 10.922025-08-29
3 year+123.54%USD 8.482023-09-01
5 year+86.5%USD 10.172021-08-31
Since inception+282.43%USD 4.962018-08-21

VersaBank Financials at a Glance

Market Cap

$614.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CA$325.35M

Net Income (TTM)

CA$30.39M

EPS (TTM)

$0.69

P/E Ratio

27.65

Dividend

$0.07

Beta (Volatility)

0.58 (Low)

Price

$19.29

Volume

102,371.192

Open

$19.12

Previous Close

$19.28

Daily Range

$18.98 - $19.65

52-Week Range

$11.00 - $25.05

Estimated Earnings Date

Sep 3, 2026

VBNK News

No articles available.

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About VersaBank

VersaBank is a federally regulated financial institution based in Canada, offering a wide range of banking and lending solutions. Established in 1979, the bank provides various deposit products and comprehensive lending services, catering to both individual and commercial clients.

Products and Services
  • Deposit products including GICs, RRSPs, DISAs, and TFSAs
  • Point-of-sale financing for loan and lease receivables
  • Commercial banking services for real estate and infrastructure projects
Growth Outlook
  • Recent quarterly revenue reached CAD 85.6 million, showing strong performance
  • Net income for Q2 2026 was CAD 7.5 million, reflecting profitability
  • Consistent growth in cash and short-term investments, totaling CAD 674.4 million
Financial Highlights
  • Trailing twelve months (TTM) revenue of CAD 339.1 million, indicating robust financial health
  • Net profit margin of 9.34% TTM, showcasing effective cost management
  • Dividend yield of 0.37% TTM, providing a return to shareholders
VersaBank operates in the regional banking sector, focusing on innovative financial solutions. The bank's diverse product offerings and strategic focus on commercial lending position it well for future growth. Recent financial results indicate a solid revenue stream and profitability, which may attract potential investors looking for opportunities in the financial services sector. The bank's commitment to maintaining a strong balance sheet, with significant cash reserves, further enhances its stability and growth potential.
AI Generated • Aug 23, 2026

Industry

Banks

Sector

Financials

Employees

131

CEO

Susan T. McGovern

Website

www.versabank.com

Headquarters

London, ON N6A 5P2, CA

VBNK Financials

Key Financial Metrics (TTM)

Gross Margin

42.38%

Operating Margin

13.62%

Net Income Margin

9.34%

Return on Equity

5.64%

Return on Capital

6.47%

Return on Assets

0.47%

Earnings Yield

3.62%

Dividend Yield

0.38%

Payout Ratio

10.57%

Stock Overview

Market Cap

$614.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

32.42M

Volume

102.37K

Avg. Volume

117.19K

Financials (TTM)

Gross Profit

CA$137.90M

Operating Income

CA$44.32M

EBITDA

CA$47.84M

Operating Cash Flow

CA$244.31M

Capital Expenditure

-CA$5.88M

Free Cash Flow

CA$238.43M

Cash & ST Invst.

CA$674.44M

Total Debt

CA$104.32M

VersaBank Performance Analysis

VersaBank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-10-31CAD 103,264,82736.8%
20232023-10-31CAD 176,391,94570.8%
20242024-10-31CAD 216,254,11622.6%
20252025-10-31CAD 217,194,1610.4%
VersaBank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-07-313.7%
Q42025-10-315.5%
Q12026-01-315.1%
Q22026-04-302.0%
VersaBank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-10-31CAD 0.61-19.3%
20232023-10-31CAD 1.1689.4%
20242024-10-31CAD 1.10-5.6%
20252025-10-31CAD 0.65-41.2%
VersaBank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-07-31-23.1%
Q42025-10-31-20.0%
Q12026-01-31118.7%
Q22026-04-30-34.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

CA$85.65M

+17.2%

Gross Profit

CA$37.85M

+29.4%

Gross Margin

44.20%

N/A

Market Cap

$614.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$4.69M

N/A

Employees

131

N/A

Net Income

CA$7.52M

-11.8%

EBITDA

CA$11.33M

-9.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

CA$674.44M

+51.2%

Total Debt

CA$104.32M

-0.6%

Accounts Receivable

CA$33.56M

+12.6%

Inventory

CA$0.00

N/A

Long Term Debt

CA$104.32M

-0.6%

Short Term Debt

CA$0.00

N/A

Return on Assets

0.47%

N/A

Return on Invested Capital

4.82%

N/A

Free Cash Flow

-CA$49.76M

+49.6%

Operating Cash Flow

-CA$44.28M

+55.5%

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Questions About VBNK

What is the current price of VersaBank?

VersaBank is trading at $19.28 per share.

What is the 52-week range for VersaBank?

Over the past 52 weeks, VersaBank has traded between $11.00 and $25.05.

How much debt does VersaBank have?

As of the most recent reporting period, VersaBank reported total debt of CA$76.65M.

How much cash does VersaBank have on hand?

VersaBank does not have cash on hand data available.

What is VersaBank’s dividend yield?

VersaBank currently has a dividend yield of 0.38%.

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