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VersaBank(NASDAQ) VBNK

Market Cap$627.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)+293%
5 Year+87%
1 Year+89%
1 Month-10%
$20.42
+4.69%
+0.91Today
VersaBank last closing stock price
MetricPriceDate
Last closeUSD 19.502026-08-12
VersaBank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.72%USD 19.362026-08-05
1 month-10.34%USD 21.752026-07-13
3 month+10.76%USD 17.612026-05-14
Year to date+30.58%USD 14.932025-12-31
1 year+88.72%USD 10.332025-08-12
3 year+143.06%USD 8.022023-08-11
5 year+87.35%USD 10.412021-08-12
Since inception+293.22%USD 4.962018-08-21

VersaBank Financials at a Glance

Market Cap

$627.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CA$325.35M

Net Income (TTM)

CA$30.39M

EPS (TTM)

$0.69

P/E Ratio

28.43

Dividend

$0.07

Beta (Volatility)

0.58 (Low)

Price

$20.42

Volume

47,515.148

Open

$19.60

Previous Close

$19.50

Daily Range

$19.60 - $20.32

52-Week Range

$10.47 - $25.05

Estimated Earnings Date

Sep 3, 2026

VBNK News

No articles available.

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About VersaBank

VersaBank is a federally regulated financial institution based in Canada, offering a wide range of banking and lending solutions. Established in 1979, the bank provides various deposit products and comprehensive lending services, catering to both individual and commercial clients.

Products and Services
  • Deposit products including GICs, RRSPs, DISAs, and TFSAs
  • Point-of-sale financing for loan and lease receivables
  • Commercial banking services for real estate and infrastructure projects
Growth Outlook
  • Recent quarterly revenue reached CAD 85.6 million, showing strong performance
  • Trailing twelve months (TTM) revenue of CAD 339.1 million indicates consistent growth
  • Net income for Q2 2026 was CAD 7.5 million, reflecting solid profitability
Financial Highlights
  • TTM net profit margin stands at 9.34%, showcasing effective cost management
  • Current ratio of 0.11 indicates strong liquidity management
  • Return on equity (ROE) of 5.64% demonstrates efficient use of shareholder funds
VersaBank operates in the regional banking sector, focusing on innovative financial solutions. The bank's diverse product offerings cater to a wide range of clients, from individual savers to large commercial enterprises. The recent financial performance highlights a robust revenue stream and profitability, positioning the bank favorably for future growth. The strong net profit margin and return on equity reflect effective management strategies, while the current ratio indicates a solid liquidity position. Overall, VersaBank presents a compelling opportunity for investors interested in the regional banking sector.
AI Generated • Jul 24, 2026

Industry

Banks

Sector

Financials

Employees

131

CEO

Susan T. McGovern

Website

www.versabank.com

Headquarters

London, ON N6A 5P2, CA

VBNK Financials

Key Financial Metrics (TTM)

Gross Margin

42.38%

Operating Margin

13.62%

Net Income Margin

9.34%

Return on Equity

5.64%

Return on Capital

6.47%

Return on Assets

0.47%

Earnings Yield

3.52%

Dividend Yield

0.37%

Payout Ratio

10.57%

Stock Overview

Market Cap

$627.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

32.20M

Volume

47.52K

Avg. Volume

106.44K

Financials (TTM)

Gross Profit

CA$137.90M

Operating Income

CA$44.32M

EBITDA

CA$47.84M

Operating Cash Flow

CA$244.31M

Capital Expenditure

-CA$5.88M

Free Cash Flow

CA$238.43M

Cash & ST Invst.

CA$674.44M

Total Debt

CA$104.32M

VersaBank Performance Analysis

VersaBank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-10-31CAD 103,264,82736.8%
20232023-10-31CAD 176,391,94570.8%
20242024-10-31CAD 216,254,11622.6%
20252025-10-31CAD 217,194,1610.4%
VersaBank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-07-313.7%
Q42025-10-315.5%
Q12026-01-315.1%
Q22026-04-302.0%
VersaBank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-10-31CAD 0.61-19.3%
20232023-10-31CAD 1.1689.4%
20242024-10-31CAD 1.10-5.6%
20252025-10-31CAD 0.65-41.2%
VersaBank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-07-31-23.1%
Q42025-10-31-20.0%
Q12026-01-31118.7%
Q22026-04-30-34.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

CA$85.65M

+17.2%

Gross Profit

CA$37.85M

+29.4%

Gross Margin

44.20%

N/A

Market Cap

$627.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$4.79M

N/A

Employees

131

N/A

Net Income

CA$7.52M

-11.8%

EBITDA

CA$11.33M

-9.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

CA$674.44M

+51.2%

Total Debt

CA$104.32M

-0.6%

Accounts Receivable

CA$33.56M

+12.6%

Inventory

CA$0.00

N/A

Long Term Debt

CA$104.32M

-0.6%

Short Term Debt

CA$0.00

N/A

Return on Assets

0.47%

N/A

Return on Invested Capital

4.82%

N/A

Free Cash Flow

-CA$49.76M

+49.6%

Operating Cash Flow

-CA$44.28M

+55.5%

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Questions About VBNK

What is the current price of VersaBank?

VersaBank is trading at $20.30 per share.

What is the 52-week range for VersaBank?

Over the past 52 weeks, VersaBank has traded between $10.47 and $25.05.

How much debt does VersaBank have?

As of the most recent reporting period, VersaBank reported total debt of CA$76.65M.

How much cash does VersaBank have on hand?

VersaBank does not have cash on hand data available.

What is VersaBank’s dividend yield?

VersaBank currently has a dividend yield of 0.37%.

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