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Kearny Financial(NASDAQ) KRNY

Market Cap$653.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2005)+106%
5 Year+4%
1 Year+58%
1 Month+4%
Premium Feature
Moneyball Superscore
57/100
$10.18
+1.19%
+0.12Today
Kearny Financial last closing stock price
MetricPriceDate
Last closeUSD 10.062026-09-03
Kearny Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.5%USD 10.012026-08-27
1 month+4.49%USD 9.632026-08-04
3 month+22.47%USD 8.212026-06-05
Year to date+41.12%USD 7.132025-12-31
1 year+58.34%USD 6.352025-09-03
3 year+63.52%USD 6.152023-09-01
5 year+4.08%USD 9.672021-09-03
Since inception+106.28%USD 4.882005-02-24

Kearny Financial Financials at a Glance

Market Cap

$653.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$347.14M

Net Income (TTM)

$36.26M

EPS (TTM)

$0.57

P/E Ratio

17.52

Dividend

$0.44

Beta (Volatility)

0.77 (Low)

Price

$10.18

Volume

66,777.202

Open

$10.01

Previous Close

$10.06

Daily Range

$10.01 - $10.20

52-Week Range

$6.23 - $10.24

Estimated Earnings Date

Oct 22, 2026

KRNY News

Generic Bank Getty

Savvy Investors Have Opened a New Position in This Bank Stock

Bram BerkowitzDec 1, 2020

The 10 Best Thrifts of 2011

Anand ChokkaveluDec 18, 2011

Get Ready for the Bounce

Rich SmithJun 2, 2010

KRNY: Motley Fool Moneyball Superscore

57

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About Kearny Financial

Kearny Financial Corp. helps people and businesses save their money. The bank provides loans to buy homes and commercial buildings. It serves communities throughout New Jersey and New York.

What Kearny Offers Customers

  • Multi-family Mortgages: Financing for apartment buildings and mixed-use properties combining residential and commercial space.
  • Residential Mortgages: Financing for one- to four-family homes, including programs for first-time homebuyers.
  • Commercial Real Estate: Fixed-rate and adjustable-rate loans for nonresidential buildings and commercial properties.
  • Business Banking: Term loans and floating-rate lines of credit for small and middle-market companies.
  • Consumer Lending: Home equity loans, lines of credit, and personal loans for individual bank customers.

Kearny's Recent Strategic Moves

  • Consolidated three branch locations during fiscal 2026 to improve overall operating efficiency.
  • Purchased $93.8 million in commercial business loans during the fiscal year ended June 30, 2026.
  • Partnered with The Lab Consulting to implement strategic initiatives and improve professional systems.
  • Originated $155.1 million in construction loan disbursements during the year ended June 30, 2026.

How the Bank Competes

The bank maintains a relationship-based model that prioritizes local decision-making for its clients. Its operations rely on digital banking investments to improve customer interactions and employee productivity.

The Fiscal Scorecard

  • Net income reached $36.3 million for the year ended June 30, 2026, up $10.2 million year over year.
  • Net interest margin increased to 2.18% for the year ended June 30, 2026, from 1.88% in the previous year.
  • Total deposits increased 0.6% to $5.71 billion by June 30, 2026.
  • Total assets decreased by 0.8% to $7.68 billion for the fiscal year ended June 30, 2026.

Bottom Line

Kearny Financial has evolved from a local thrift into a commercially focused regional banking institution. Its strategy emphasizes relationship-based deposits and technology-driven efficiency to support long-term growth.

AI Generated • Aug 22, 2026

Industry

Banks

Sector

Financials

Employees

502

CEO

Craig L. Montanaro, MBA

Website

www.kearnybank.com

Headquarters

Fairfield, NJ 07004, US

KRNY Financials

Key Financial Metrics (TTM)

Gross Margin

50.82%

Operating Margin

13.66%

Net Income Margin

10.45%

Return on Equity

4.77%

Return on Capital

2.47%

Return on Assets

0.47%

Earnings Yield

5.71%

Dividend Yield

4.37%

Payout Ratio

76.76%

Stock Overview

Market Cap

$653.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

64.93M

Volume

66.78K

Avg. Volume

641.29K

Financials (TTM)

Gross Profit

$176.41M

Operating Income

$47.40M

EBITDA

$51.83M

Operating Cash Flow

$37.74M

Capital Expenditure

-$672.00K

Free Cash Flow

$37.06M

Cash & ST Invst.

$1.08B

Total Debt

$1.15B

Kearny Financial Performance Analysis

Kearny Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30USD 296,475,00023.4%
20242024-06-30USD 326,875,00010.3%
20252025-06-30USD 343,528,0005.1%
20262026-06-30USD 347,138,0001.1%
Kearny Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-303.5%
Q22025-12-31-2.4%
Q32026-03-31-1.1%
Q42026-06-302.4%
Kearny Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30USD 0.63-33.9%
20242024-06-30USD -1.39N/A
20252025-06-30USD 0.42N/A
20262026-06-30USD 0.5738.0%
Kearny Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-3036.4%
Q22025-12-31N/A
Q32026-03-316.7%
Q42026-06-30-31.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

$87.30M

+2.2%

Gross Profit

$44.87M

+14.9%

Gross Margin

51.39%

N/A

Market Cap

$653.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.30M

N/A

Employees

502

N/A

Net Income

$7.17M

+6.0%

EBITDA

$12.06M

+29.0%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

$1.08B

-8.6%

Total Debt

$1.15B

-8.5%

Accounts Receivable

$5.86B

+1.1%

Inventory

$0.00

N/A

Long Term Debt

$950.00M

-14.1%

Short Term Debt

$200.00M

+33.3%

Return on Assets

0.47%

N/A

Return on Invested Capital

0.63%

N/A

Free Cash Flow

$13.63M

+86.6%

Operating Cash Flow

$13.99M

+73.0%

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Questions About KRNY

What is the current price of Kearny Financial?

Kearny Financial is trading at $10.18 per share.

What is the 52-week range for Kearny Financial?

Over the past 52 weeks, Kearny Financial has traded between $6.23 and $10.24.

How much debt does Kearny Financial have?

As of the most recent reporting period, Kearny Financial reported total debt of $1.16B.

How much cash does Kearny Financial have on hand?

Kearny Financial does not have cash on hand data available.

What is Kearny Financial’s dividend yield?

Kearny Financial currently has a dividend yield of 4.37%.

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