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Sierra Bancorp(NASDAQ) BSRR

Market Cap$535.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1994)+3,474%
5 Year+102%
1 Year+37%
1 Month-0%
$41.02
+0.1%
+0.04Today
Sierra Bancorp last closing stock price
MetricPriceDate
Last closeUSD 40.982026-07-28
Sierra Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.1%USD 41.862026-07-21
1 month-0.22%USD 41.072026-06-26
3 month+16.26%USD 35.252026-04-29
Year to date+27.17%USD 32.222025-12-31
1 year+37.14%USD 29.882025-07-28
3 year+116.08%USD 18.972023-07-28
5 year+101.79%USD 20.312021-07-29
Since inception+3,474.48%USD 1.151994-11-02

Sierra Bancorp Financials at a Glance

Market Cap

$535.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$100.31M

Net Income (TTM)

$22.59M

EPS (TTM)

$3.41

P/E Ratio

12.01

Dividend

$1.02

Beta (Volatility)

0.71 (Low)

Price

$41.02

Volume

75,095

Open

$40.84

Previous Close

$41.05

Daily Range

$40.58 - $41.60

52-Week Range

$26.49 - $43.13

Estimated Earnings Date

N/A

BSRR News

American currency being exchanged across a bank teller window

Why Sierra Bancorp Stock Zoomed 12% Higher This Week

Eric VolkmanJul 26, 2024
BSRR logo

How Risky Is Sierra Bancorp?

Christopher Flens-BatinaDec 30, 2016
BSRR Loan Mix 2016

Understanding Sierra Bancorp in 3 Charts

Christopher Flens-BatinaDec 5, 2016

BSRR: Motley Fool Moneyball Superscore

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About Sierra Bancorp

Sierra Bancorp helps Californians manage money through its local bank. It provides accounts for saving and loans for buying homes. These tools help residents and small businesses reach financial goals.

The Banking Product Line

  • Commercial Real Estate: Lending for business properties; represents the largest portion of the loan portfolio as of March 31, 2026.
  • Mortgage Warehouse Lines: Short-term credit for mortgage lenders to fund home loans; these are provided to specialized borrowers.
  • Retail Deposits: Checking, savings, and retirement accounts for individuals; total deposits reached $2.9 billion in early 2026.
  • Agricultural Loans: Specialized funding for farm real estate and production needs in California agricultural hubs.
  • Business Banking: Services including payroll support and remote deposit capture to help local companies manage daily operations.

Strategic Growth and Purchases

  • Purchased Ojai Community Bank in October 2017 to expand its footprint in the Ventura County area.
  • Acquired Coast National Bank in 2016 and Santa Clara Valley Bank in 2014 to strengthen its Central Coast presence.
  • Expanded commercial lending operations by opening a loan production office in Templeton in April 2022.
  • Operates 34 full-service branches and an online platform to reach customers across California as of May 2026.

California Market Focus

Sierra Bancorp maintains a localized presence by operating within specific California agricultural and commercial centers. Its management team reviews all performance metrics to align community banking with regional economic needs.

Snapshot of the Financials

  • Net income reached $12.5 million in Q1 2026, up 37.6% from Q1 2025.
  • Revenue grew to $49.2 million in Q1 2026, a 7% increase from the previous year.
  • Operating income was $16.7 million in Q1 2026, rising 36.4% year-over-year.
  • Total assets stood at $3.8 billion as of March 31, 2026.
  • Free cash flow was $11.1 million in Q1 2026, down 72.5% from $40.2 million in Q1 2025.

Bottom Line

Sierra Bancorp has transitioned from a single-branch startup into a regional bank through targeted acquisitions and organic growth. Its strategy remains focused on providing essential financial infrastructure to California agricultural and commercial sectors.

AI Generated • May 6, 2026

Industry

Banks

Sector

Financials

Employees

452

CEO

Kevin J. McPhaill, MBA

Website

www.sierrabancorp.q4ir.com

Headquarters

Porterville, CA 93257, US

BSRR Financials

Key Financial Metrics (TTM)

Gross Margin

73.96%

Operating Margin

29.78%

Net Income Margin

22.52%

Return on Equity

8.30%

Return on Capital

6.38%

Return on Assets

0.61%

Earnings Yield

8.33%

Dividend Yield

2.49%

Payout Ratio

60.43%

Stock Overview

Market Cap

$535.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

13.08M

Volume

75.09K

Avg. Volume

66.32K

Financials (TTM)

Gross Profit

$74.18M

Operating Income

$29.87M

EBITDA

$20.56M

Operating Cash Flow

$4.15M

Capital Expenditure

-$1.23M

Free Cash Flow

$2.92M

Cash & ST Invst.

$1.04B

Total Debt

$49.53M

Sierra Bancorp Performance Analysis

Sierra Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 152,252,0007.5%
20232023-12-31USD 193,147,00026.9%
20242024-12-31USD 200,397,0003.8%
20252025-12-31USD 202,022,0000.8%
Sierra Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.3%
Q42025-12-311.9%
Q12026-03-31-2.9%
Q22026-06-30-200.0%
Sierra Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.24-20.0%
20232023-12-31USD 2.365.5%
20242024-12-31USD 2.8219.2%
20252025-12-31USD 3.1110.5%
Sierra Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-7.7%
Q42025-12-3134.7%
Q12026-03-31-1.0%
Q22026-06-30-20.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

-$49.17M

-200.3%

Gross Profit

-$38.55M

-207.8%

Gross Margin

78.41%

N/A

Market Cap

$535.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.14M

N/A

Employees

469

N/A

Net Income

-$12.52M

-217.7%

EBITDA

-$27.85M

-286.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$1.04B

-5.5%

Total Debt

$49.53M

-87.3%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$49.53M

-73.7%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.61%

N/A

Return on Invested Capital

0.80%

N/A

Free Cash Flow

$10.98M

-72.7%

Operating Cash Flow

$11.07M

-72.8%

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Questions About BSRR

What is the current price of Sierra Bancorp?

Sierra Bancorp is trading at $41.05 per share.

What is the 52-week range for Sierra Bancorp?

Over the past 52 weeks, Sierra Bancorp has traded between $26.49 and $43.13.

How much debt does Sierra Bancorp have?

As of the most recent reporting period, Sierra Bancorp reported total debt of $363.00M.

How much cash does Sierra Bancorp have on hand?

Sierra Bancorp does not have cash on hand data available.

What is Sierra Bancorp’s dividend yield?

Sierra Bancorp currently has a dividend yield of 2.49%.

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