Wintrust Financial logo

Wintrust Financial(NASDAQ) WTFC

Market Cap$9.87BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1996)+2,032%
5 Year+74%
1 Year+17%
1 Month-1%
Premium Feature
Moneyball Superscore
80/100
$146.28
+2.70%
+3.84Today
Wintrust Financial last closing stock price
MetricPriceDate
Last closeUSD 146.282026-10-20
Wintrust Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.44%USD 142.792026-10-13
1 month-0.84%USD 147.522026-09-18
3 month-7.41%USD 157.992026-07-22
Year to date+5.74%USD 138.342025-12-31
1 year+17.28%USD 124.732025-10-20
3 year+107.27%USD 70.582023-10-20
5 year+74.24%USD 83.952021-10-21
Since inception+2,031.93%USD 6.861996-09-23

Wintrust Financial Financials at a Glance

Market Cap

$9.87BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$4.39B

Net Income (TTM)

$923.16M

EPS (TTM)

$13.04

P/E Ratio

11.22

Dividend

$2.15

Beta (Volatility)

1.08 (Average)

Price

$146.28

Volume

1,013,390.384

Open

$142.44

Previous Close

$146.28

Daily Range

$142.43 - $147.18

52-Week Range

$122.00 - $167.22

Estimated Earnings Date

Jan 19, 2027

WTFC News

featured-transcript-logo-template.jpg

Wintrust: 3 Key Takeaways for Long-Term Investors

The Motley Fool TeamOct 20, 2026
SellAlert-Blue.png

Why One Fund Trimmed 1.4% Exposure to a Bank Stock Up 13% in a Year

Jonathan PoncianoFeb 1, 2026
Foolcom-Featured.png

Wintrust Beats Q2 Earnings Estimates

Motley Fool Markets TeamJul 23, 2025

Regional Bank Earnings Roundup

Robert EberhardJan 19, 2012

Wintrust Earnings Preview

Narrative ScienceJul 17, 2011

Could This Be a Banking Winner?

Matt KoppenhefferOct 8, 2010

WTFC: Motley Fool Moneyball Superscore

80

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Wintrust Financial

**Wintrust Financial Corporation** NASDAQ:WTFC helps families and businesses manage their money. It provides bank accounts and loans for everyday needs. The firm also manages investments and retirement plans.

A Full Menu of Services

  • Community Banking: Provides checking accounts, savings plans, and home mortgages; generates revenue primarily through the difference between loan interest and deposit costs.
  • Specialty Finance: Offers commercial and life insurance premium financing alongside payroll and cash management services for the temporary staffing industry.
  • Wealth Management: Manages trusts, assets, and retirement plans for clients while providing tax-deferred exchange services.

Expanding the Footprint

  • Increased the total loan portfolio to $55.7 billion by June 30, 2026, driven by growth in all major categories.
  • Expanded mortgage operations with retail and Veterans First originations for sale totaling $835.0 million in the second quarter of 2026.
  • Raised total deposits to $61.1 billion as of June 30, 2026, to fund ongoing loan production.
  • Maintained 173 banking facilities across the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and west Michigan.

Why the Model Works

Wintrust utilizes a balanced business model that combines local banking with national specialty finance and wealth services. This structure helps the firm maintain a strong deposit base and diverse revenue streams during economic shifts. The firm operates primarily in the Midwest but manages specialty financing businesses on a national basis and in Canada.

Key Metrics for 2026

  • Net income rose to $233.7 million in the second quarter of 2026, up 20% year over year.
  • Total assets reached $74.7 billion as of June 30, 2026, up 8% from June 30, 2025.
  • Net interest income hit $597.4 million in the second quarter of 2026, up 9% year over year.
  • Wealth management revenue was $39.9 million in the second quarter of 2026, up 8% year over year.
  • Total loans, excluding those held for sale, grew to $55.7 billion as of June 30, 2026, up 9% year over year.

Bottom Line

Wintrust has evolved from a regional bank into a diversified financial hub with specialized lending and wealth management capabilities. Its focus on local relationships and niche financial products supports its long-term operational stability.

AI Generated • Aug 6, 2026

Industry

Banks

Sector

Financials

Employees

5,902

CEO

Timothy S. Crane, MBA

Website

www.wintrust.com

Headquarters

Rosemont, IL 60018, US

WTFC Financials

Key Financial Metrics (TTM)

Gross Margin

64.18%

Operating Margin

28.64%

Net Income Margin

21.03%

Return on Equity

12.54%

Return on Capital

9.53%

Return on Assets

1.22%

Earnings Yield

8.91%

Dividend Yield

1.47%

Payout Ratio

19.44%

Stock Overview

Market Cap

$9.87BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

67.47M

Volume

1.01M

Avg. Volume

545.12K

Financials (TTM)

Gross Profit

$2.82B

Operating Income

$1.26B

EBITDA

$1.35B

Operating Cash Flow

$1.64B

Capital Expenditure

-$46.19M

Free Cash Flow

$1.60B

Cash & ST Invst.

$8.21B

Total Debt

$4.36B

Wintrust Financial Performance Analysis

Wintrust Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 2,244,698,00020.4%
20232023-12-31USD 3,313,539,00047.6%
20242024-12-31USD 3,966,621,00019.7%
20252025-12-31USD 4,214,773,0006.3%
Wintrust Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-12-31-0.7%
Q12026-03-31-2.3%
Q22026-06-303.9%
Q32026-09-303.3%
Wintrust Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 8.025.7%
20232023-12-31USD 9.5819.5%
20242024-12-31USD 10.317.6%
20252025-12-31USD 11.4010.6%
Wintrust Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-12-3118.3%
Q12026-03-31-2.4%
Q22026-06-302.5%
Q32026-09-302.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2026YOY CHG

Revenue

$1.14B

+4.1%

Gross Profit

$732.00M

+8.3%

Gross Margin

64.26%

N/A

Market Cap

$9.87BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.67M

N/A

Employees

5,902

N/A

Net Income

$239.05M

+10.5%

EBITDA

$326.33M

+0.5%

Quarterly Fundamentals

Name
Q3 2026YOY CHG

Total Cash

$8.21B

-9.2%

Total Debt

$4.36B

+1.8%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$4.36B

+1.8%

Short Term Debt

$0.00

N/A

Return on Assets

1.22%

N/A

Return on Invested Capital

1.66%

N/A

Free Cash Flow

$237.86M

-26.1%

Operating Cash Flow

$255.11M

-22.5%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
WALWestern Alliance Bancorporation
$75.30+2.27%
CBSHCommerce Bancshares, Inc.
$55.58+0.85%
BOKFBOK Financial Corporation
$126.46+2.93%
WSFSWSFS Financial Corporation
$77.31+1.83%

Trending Stocks

Symbol / CompanyPricePrice Chg
HYGiShares Trust - iShares iBoxx $ High Yieldorate Bond ETF
$76.83+0.00%
KORUDirexion Shares ETF Trust - Direxion Daily Msci South Korea Bull 3x Shares
$11.34-4.87%
SPCXSpace Exploration Technologies
$147.79-0.11%
SOXLDirexion Shares ETF Trust - Direxion Daily Semiconductor Bull 3x ETF
$97.55-1.11%

Questions About WTFC

What is the current price of Wintrust Financial?

Wintrust Financial is trading at $146.28 per share.

What is the 52-week range for Wintrust Financial?

Over the past 52 weeks, Wintrust Financial has traded between $122.00 and $167.22.

How much debt does Wintrust Financial have?

As of the most recent reporting period, Wintrust Financial reported total debt of $4.36B.

How much cash does Wintrust Financial have on hand?

Wintrust Financial does not have cash on hand data available.

What is Wintrust Financial’s dividend yield?

Wintrust Financial currently has a dividend yield of 1.47%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services