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Wintrust Financial(NASDAQ) WTFC

Market Cap$10.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1996)+2,119%
5 Year+128%
1 Year+12%
1 Month-4%
Premium Feature
Moneyball Superscore
81/100
$154.08
+0.37%
+0.56Today
After hours$154.10+$0.02 (+0.01%)
Wintrust Financial last closing stock price
MetricPriceDate
Last closeUSD 154.122026-09-04
Wintrust Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.76%USD 152.952026-08-28
1 month-4.21%USD 160.892026-08-05
3 month+1.14%USD 152.382026-06-05
Year to date+11.41%USD 138.342025-12-31
1 year+11.85%USD 137.792025-09-04
3 year+106.99%USD 74.462023-09-05
5 year+127.84%USD 67.642021-09-03
Since inception+2,118.5%USD 6.861996-09-23

Wintrust Financial Financials at a Glance

Market Cap

$10.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$4.35B

Net Income (TTM)

$900.36M

EPS (TTM)

$12.45

P/E Ratio

12.33

Dividend

$2.15

Beta (Volatility)

1.08 (Average)

Price

$154.08

Volume

227,758.952

Open

$152.90

Previous Close

$154.12

Daily Range

$152.72 - $154.64

52-Week Range

$119.61 - $167.22

Estimated Earnings Date

Oct 19, 2026

WTFC News

SellAlert-Blue.png

Why One Fund Trimmed 1.4% Exposure to a Bank Stock Up 13% in a Year

Jonathan PoncianoFeb 1, 2026
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Wintrust Beats Q2 Earnings Estimates

Motley Fool Markets TeamJul 23, 2025

Regional Bank Earnings Roundup

Robert EberhardJan 19, 2012

Wintrust Earnings Preview

Narrative ScienceJul 17, 2011

Could This Be a Banking Winner?

Matt KoppenhefferOct 8, 2010

WTFC: Motley Fool Moneyball Superscore

81

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About Wintrust Financial

**Wintrust Financial Corporation** helps families and businesses manage their money. It provides bank accounts and loans for everyday needs. The firm also manages investments and retirement plans.

A Full Menu of Services

  • Community Banking: Provides checking accounts, savings plans, and home mortgages; generates revenue primarily through the difference between loan interest and deposit costs.
  • Specialty Finance: Offers commercial and life insurance premium financing alongside payroll and cash management services for the temporary staffing industry.
  • Wealth Management: Manages trusts, assets, and retirement plans for clients while providing tax-deferred exchange services.

Expanding the Footprint

  • Increased the total loan portfolio to $55.7 billion by June 30, 2026, driven by growth in all major categories.
  • Expanded mortgage operations with retail and Veterans First originations for sale totaling $835.0 million in the second quarter of 2026.
  • Raised total deposits to $61.1 billion as of June 30, 2026, to fund ongoing loan production.
  • Maintained 173 banking facilities across the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and west Michigan.

Why the Model Works

Wintrust utilizes a balanced business model that combines local banking with national specialty finance and wealth services. This structure helps the firm maintain a strong deposit base and diverse revenue streams during economic shifts. The firm operates primarily in the Midwest but manages specialty financing businesses on a national basis and in Canada.

Key Metrics for 2026

  • Net income rose to $233.7 million in the second quarter of 2026, up 20% year over year.
  • Total assets reached $74.7 billion as of June 30, 2026, up 8% from June 30, 2025.
  • Net interest income hit $597.4 million in the second quarter of 2026, up 9% year over year.
  • Wealth management revenue was $39.9 million in the second quarter of 2026, up 8% year over year.
  • Total loans, excluding those held for sale, grew to $55.7 billion as of June 30, 2026, up 9% year over year.

Bottom Line

Wintrust has evolved from a regional bank into a diversified financial hub with specialized lending and wealth management capabilities. Its focus on local relationships and niche financial products supports its long-term operational stability.

AI Generated • Aug 6, 2026

Industry

Banks

Sector

Financials

Employees

5,902

CEO

Timothy S. Crane, MBA

Website

www.wintrust.com

Headquarters

Rosemont, IL 60018, US

WTFC Financials

Key Financial Metrics (TTM)

Gross Margin

63.55%

Operating Margin

28.24%

Net Income Margin

20.72%

Return on Equity

12.33%

Return on Capital

9.53%

Return on Assets

1.21%

Earnings Yield

8.11%

Dividend Yield

1.40%

Payout Ratio

19.93%

Stock Overview

Market Cap

$10.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

67.47M

Volume

227.76K

Avg. Volume

583.39K

Financials (TTM)

Gross Profit

$2.76B

Operating Income

$1.23B

EBITDA

$1.32B

Operating Cash Flow

$1.64B

Capital Expenditure

-$46.19M

Free Cash Flow

$1.60B

Cash & ST Invst.

$15.02B

Total Debt

$4.37B

Wintrust Financial Performance Analysis

Wintrust Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 2,244,698,00020.4%
20232023-12-31USD 3,313,539,00047.6%
20242024-12-31USD 3,966,621,00019.7%
20252025-12-31USD 4,214,773,0006.3%
Wintrust Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-304.8%
Q42025-12-31-0.7%
Q12026-03-31-2.3%
Q22026-06-303.9%
Wintrust Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 8.025.7%
20232023-12-31USD 9.5819.5%
20242024-12-31USD 10.317.6%
20252025-12-31USD 11.4010.6%
Wintrust Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-300.4%
Q42025-12-3118.3%
Q12026-03-31-2.4%
Q22026-06-302.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$1.10B

+5.5%

Gross Profit

$715.50M

+10.3%

Gross Margin

64.89%

N/A

Market Cap

$10.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.75M

N/A

Employees

5,902

N/A

Net Income

$233.69M

+19.5%

EBITDA

$328.09M

+10.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$15.02B

+51.4%

Total Debt

$4.37B

+1.0%

Accounts Receivable

$1.67B

+594.3%

Inventory

$0.00

N/A

Long Term Debt

$552.39M

-87.2%

Short Term Debt

$3.82B

N/A

Return on Assets

1.21%

N/A

Return on Invested Capital

12.64%

N/A

Free Cash Flow

$237.86M

-26.1%

Operating Cash Flow

$255.11M

-22.5%

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Questions About WTFC

What is the current price of Wintrust Financial?

Wintrust Financial is trading at $154.12 per share.

What is the 52-week range for Wintrust Financial?

Over the past 52 weeks, Wintrust Financial has traded between $119.61 and $167.22.

How much debt does Wintrust Financial have?

As of the most recent reporting period, Wintrust Financial reported total debt of $4.37B.

How much cash does Wintrust Financial have on hand?

Wintrust Financial does not have cash on hand data available.

What is Wintrust Financial’s dividend yield?

Wintrust Financial currently has a dividend yield of 1.40%.

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