Accessibility Menu
Beacon Financial logo

Beacon Financial(NYSE) BBT

Market Cap$2.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2025)+11%
5 Year+27%
1 Year+22%
1 Month-3%
$30.51
+2.25%
+0.67Today
Beacon Financial last closing stock price
MetricPriceDate
Last closeUSD 29.842026-07-29
Beacon Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.13%USD 30.182026-07-22
1 month-3.46%USD 30.912026-06-29
3 month+5.79%USD 28.212026-04-30
Year to date+15.68%USD 25.792025-12-31
1 year+22.38%USD 24.382025-07-29
3 year+44.73%USD 20.622023-07-28
5 year+27.33%USD 23.442021-07-30
Since inception+10.53%USD 27.002025-01-02

Beacon Financial Financials at a Glance

Market Cap

$2.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$998.65M

Net Income (TTM)

$79.71M

EPS (TTM)

$1.27

P/E Ratio

23.44

Dividend

$1.15

Beta (Volatility)

0.87 (Low)

Price

$30.51

Volume

329,600.701

Open

$30.30

Previous Close

$29.84

Daily Range

$29.98 - $31.01

52-Week Range

$22.81 - $32.83

Estimated Earnings Date

Nov 4, 2026

BBT News

No articles available.

BBT: Motley Fool Moneyball Superscore

52

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Beacon Financial

Beacon Financial helps people and businesses manage their money. It offers everyday banking services like checking and loans. It also gives expert advice to help families grow wealth.

Banking for the Northeast

  • Commercial Real Estate: Loans for business buildings and large apartment complexes; this category is the largest portion of the loan portfolio.
  • Business Banking: Lending, cash management, and equipment financing for companies through the bank and Eastern Funding.
  • Consumer Services: Mortgages, home equity lines, and personal accounts for individuals in New York and New England.
  • Wealth Management: Investment advice and financial planning for families and endowments through Clarendon Private.

Strategic Moves and New Names

  • Completed a merger of equals with Brookline Bancorp, Inc. in September 2025.
  • Changed the corporate name from Berkshire Hills Bancorp, Inc. to Beacon Financial Corporation in 2025.
  • Combined Berkshire Bank, Bank Rhode Island, and PCSB Bank into the Beacon Bank & Trust brand.
  • Updated the credit loss calculation to a single integrated process during the first quarter of 2026.

What Makes the Firm Stand Out?

Beacon Financial runs a network of 144 banking offices across New York and New England. It operates specialized subsidiaries like Eastern Funding and 44 Business Capital to provide equipment and small business loans nationwide. Its regional banking focus is supported by total assets of $22.2 billion as of March 31, 2026.

Latest Performance Metrics

  • Revenue reached $290.3 million in Q1 2026, up 76.9% from $164.1 million in Q1 2025.
  • Net income hit $46.2 million in Q1 2026, up 79.7% year-over-year.
  • Operating cash flow reached -$13.8 million in Q1 2026, which worsened from $8 million in Q1 2025.
  • Total loans and leases reached $17.9 billion as of March 31, 2026, compared to $18 billion at the end of 2025.

Bottom Line

Beacon Financial has transformed through a major merger to consolidate its regional brands and expand its lending capabilities. It now balances local community banking with specialized national advisory and financing services.

AI Generated • May 25, 2026

Industry

Banks

Sector

Financials

Employees

1,972

CEO

Paul A. Perrault, MBA

Website

www.berkshirebank.com

Headquarters

Boston, MA 02116, US

BBT Financials

Key Financial Metrics (TTM)

Gross Margin

53.43%

Operating Margin

11.09%

Net Income Margin

7.98%

Return on Equity

3.68%

Return on Capital

3.61%

Return on Assets

0.36%

Earnings Yield

4.27%

Dividend Yield

3.85%

Payout Ratio

64.10%

Stock Overview

Market Cap

$2.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

84.03M

Volume

329.60K

Avg. Volume

842.24K

Financials (TTM)

Gross Profit

$533.54M

Operating Income

$110.80M

EBITDA

$131.75M

Operating Cash Flow

$35.15M

Capital Expenditure

-$5.73M

Free Cash Flow

$29.42M

Cash & ST Invst.

$185.69M

Total Debt

$1.17B

Beacon Financial Performance Analysis

Beacon Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 454,162,0008.8%
20232023-12-31USD 618,576,00036.2%
20242024-12-31USD 652,478,0005.5%
20252025-12-31USD 881,259,00035.1%
Beacon Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-303.7%
Q32025-09-3034.2%
Q42025-12-3135.5%
Q12026-03-31-6.3%
Beacon Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.02-15.8%
20232023-12-31USD 1.60-20.6%
20242024-12-31USD 0.77-51.9%
20252025-12-31USD 1.0333.8%
Beacon Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3017.9%
Q32025-09-30-293.9%
Q42025-12-31200.0%
Q12026-03-31-14.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$290.28M

+76.9%

Gross Profit

$180.73M

+80.7%

Gross Margin

62.26%

N/A

Market Cap

$2.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.27M

N/A

Employees

1,972

N/A

Net Income

$46.22M

+79.7%

EBITDA

$77.59M

+115.1%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$185.69M

-85.0%

Total Debt

$1.17B

-3.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$1.15B

-4.2%

Short Term Debt

$14.35M

N/A

Return on Assets

0.36%

N/A

Return on Invested Capital

0.50%

N/A

Free Cash Flow

-$16.10M

-300.9%

Operating Cash Flow

-$13.85M

-272.8%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
EFSCEnterprise Financial Services Corp
$66.41+0.33%
GCMGGCM Grosvenor Inc.
$12.37+1.39%
SIISprott Inc.
$106.18+2.12%
WTWisdomTree, Inc.
$18.50+1.43%

Trending Stocks

Symbol / CompanyPricePrice Chg
INTCIntel
$92.84+0.13%
NOKNokia
$8.99+0.07%
MSFTMicrosoft
$455.11+0.17%
NVDANvidia
$193.72+0.02%

Questions About BBT

What is the current price of Beacon Financial?

Beacon Financial is trading at $30.50 per share.

What is the 52-week range for Beacon Financial?

Over the past 52 weeks, Beacon Financial has traded between $22.81 and $32.83.

How much debt does Beacon Financial have?

As of the most recent reporting period, Beacon Financial reported total debt of $1.17B.

How much cash does Beacon Financial have on hand?

Beacon Financial does not have cash on hand data available.

What is Beacon Financial’s dividend yield?

Beacon Financial currently has a dividend yield of 3.85%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services