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Ellington Financial(NYSE) EFC

Current Price$13.35
Market Cap$1.67BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2010)+301%
5 Year+36%
1 Year+12%
1 Month-1%
Ellington Financial last closing stock price
MetricPriceDate
Last closeUSD 13.282026-07-23
Ellington Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.07%USD 13.702026-07-16
1 month-0.61%USD 13.362026-06-23
3 month+4.05%USD 12.762026-04-24
Year to date+3.86%USD 12.792025-12-31
1 year+12.16%USD 11.842025-07-23
3 year+40.05%USD 9.482023-07-24
5 year+36.25%USD 9.752021-07-23
Since inception+301.36%USD 3.312010-10-08

Ellington Financial Financials at a Glance

Market Cap

$1.67BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$585.47M

Net Income (TTM)

$213.50M

EPS (TTM)

$1.65

P/E Ratio

8.04

Dividend

$1.56

Beta (Volatility)

0.75 (Low)

Price

$13.35

Volume

16,867

Open

$13.37

Previous Close

$13.35

Daily Range

$13.35 - $13.42

52-Week Range

$11.28 - $14.12

Estimated Earnings Date

Aug 6, 2026

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About Ellington Financial

Ellington helps people buy homes by funding the mortgage market. The company manages various loans and financial assets for profit. It helps seniors use home equity for cash through reverse loans.

The Loan Portfolio

  • Residential Mortgages: Managing home loans for borrowers who might not meet standard bank rules; includes loans for fixing and flipping houses.
  • Agency Securities: Investing in pools of home loans where payments are guaranteed by government-linked groups like Fannie Mae.
  • Reverse Mortgages: Offering loans through Longbridge that allow seniors to turn their home value into cash.
  • Commercial Debt: Holding loans and securities backed by business properties such as office buildings and retail centers.
  • Corporate Loans: Investing in bundles of business debt known as collateralized loan obligations (CLOs).

Growth and Strategic Deals

  • On December 14, 2023, the company finished a merger with Arlington Asset Investment Corp. to grow its investment pool.
  • Ellington expanded into reverse mortgages by taking full ownership of Longbridge Financial LLC.
  • The firm uses flow agreements with other lenders to keep new loans coming into its portfolio.

Analyzing the Market

Ellington uses complex data models to manage risks from interest rates and borrower behaviors. The company handles a $4.9 billion portfolio as of December 31, 2025, across residential and commercial markets.

A Look at the Numbers

  • Revenue was $147.4 million in Q4 2025, up 123% from the same period in 2024.
  • Operating income reached $104.8 million in Q4 2025, a 419.9% increase year-over-year.
  • Net income fell to $21.6 million in Q4 2025, down 28.1% from $30.1 million in Q4 2024.
  • Free cash flow improved to $627.3 million in Q4 2025, turning positive from a loss of $140.8 million a year earlier.

Bottom Line

Ellington has transitioned from a pure mortgage security investor to a diversified lender and asset manager. By owning a loan originator and managing complex debt, the company adapts to changing interest rate environments.

AI Generated • Apr 29, 2026

Industry

Mortgage Real Estate Investment Trusts (REITs)

Employees

170

CEO

Laurence Eric Penn

Headquarters

Old Greenwich, CT 06870, US

EFC Financials

Key Financial Metrics (TTM)

Gross Margin

87.01%

Operating Margin

68.87%

Net Income Margin

36.47%

Return on Equity

11.88%

Return on Capital

2.21%

Return on Assets

1.06%

Earnings Yield

12.44%

Dividend Yield

11.75%

Payout Ratio

91.85%

Stock Overview

Market Cap

$1.67BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

125.39M

Volume

16.87K

Avg. Volume

1.31M

Financials (TTM)

Gross Profit

$509.43M

Operating Income

$403.19M

EBITDA

$431.67M

Operating Cash Flow

-$651.98M

Capital Expenditure

-$168.00K

Free Cash Flow

-$652.14M

Cash & ST Invst.

$163.22M

Total Debt

$17.69B

Ellington Financial Performance Analysis

Ellington Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 303,146,00039.8%
20232023-12-31USD 351,950,00016.1%
20242024-12-31USD 371,902,0005.7%
20252025-12-31USD 543,905,00046.2%
Ellington Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3019.4%
Q32025-09-3042.6%
Q42025-12-3119.8%
Q12026-03-3155.2%
Ellington Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -1.41N/A
20232023-12-31USD 0.88N/A
20242024-12-31USD 1.3452.4%
20252025-12-31USD 1.18-12.1%
Ellington Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3028.6%
Q32025-09-30-35.6%
Q42025-12-31-51.7%
Q12026-03-31457.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$228.80M

+216.5%

Gross Profit

$201.87M

+179.3%

Gross Margin

88.23%

N/A

Market Cap

$1.67BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$3.33M

N/A

Employees

500

N/A

Net Income

$105.32M

+172.2%

EBITDA

$196.71M

N/A

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$163.22M

-19.7%

Total Debt

$17.69B

+21.4%

Accounts Receivable

$288.90M

+23.9%

Inventory

$0.00

N/A

Long Term Debt

$12.79B

+5.7%

Short Term Debt

$4.90B

+98.4%

Return on Assets

1.06%

N/A

Return on Invested Capital

2.63%

N/A

Free Cash Flow

$146.92M

+216.2%

Operating Cash Flow

$147.09M

+216.4%

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Questions About EFC

What is the current price of Ellington Financial?

Ellington Financial is trading at $13.35 per share.

What is the 52-week range for Ellington Financial?

Over the past 52 weeks, Ellington Financial has traded between $11.28 and $14.12.

How much debt does Ellington Financial have?

As of the most recent reporting period, Ellington Financial reported total debt of $17.69B.

How much cash does Ellington Financial have on hand?

Ellington Financial reported $191.52M in cash and cash equivalents in its most recent financial results.

What is Ellington Financial’s dividend yield?

Ellington Financial currently has a dividend yield of 11.75%.

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