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Lument Finance Trust(NYSE) LFT

Market Cap$36.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2013)-68%
5 Year-68%
1 Year-67%
1 Month-27%
$0.69
-1.44%
-0.01Today
Lument Finance Trust last closing stock price
MetricPriceDate
Last closeUSD 0.692026-08-10
Lument Finance Trust stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.04%USD 0.692026-08-03
1 month-27.41%USD 0.942026-07-10
3 month-37.35%USD 1.092026-05-12
Year to date-47.72%USD 1.312025-12-31
1 year-66.53%USD 2.052025-08-08
3 year-52.92%USD 1.462023-08-11
5 year-67.63%USD 2.122021-08-11
Since inception-67.68%USD 2.162013-03-22

Lument Finance Trust Financials at a Glance

Market Cap

$36.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$75.00M

Net Income (TTM)

-$2.02M

EPS (TTM)

-$0.13

P/E Ratio

-5.41

Dividend

$0.16

Beta (Volatility)

0.49 (Low)

Price

$0.69

Volume

67,910

Open

$0.72

Previous Close

$0.69

Daily Range

$0.68 - $0.72

52-Week Range

$0.64 - $2.37

Estimated Earnings Date

Aug 6, 2026

LFT News

No articles available.

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About Lument Finance Trust

Lument Finance Trust provides loans for apartment buildings and commercial properties. Its financing helps property owners improve or build new housing. The company’s services support real estate developers and investors across the United States.

Money Moves: What Lument Offers

  • Transitional CRE Loans: Floating-rate loans for apartment buildings needing upgrades or repositioning (92.7% of portfolio in 2025).
  • Mezzanine Loans: Secondary loans that fill funding gaps for property owners.
  • Preferred Equity: Investments that give Lument priority returns before common equity holders.
  • Commercial Mortgage-Backed Securities (CMBS): Investments in bonds backed by pools of commercial property loans.
  • Construction and Fixed-Rate Loans: Financing for new property development or stable, income-producing assets.
  • Real Estate Owned (REO) Management: Oversight of properties acquired through foreclosure.

Growth Spurts and Strategic Shifts

  • Changed name from Hunt Companies Finance Trust to Lument Finance Trust in December 2020.
  • Externally managed by Lument Investment Management, a subsidiary of ORIX Corporation USA since 2020.
  • Closed a $663.8 million managed CRE CLO (collateralized loan obligation) in 2025.
  • Entered a $450 million master repurchase agreement and a $50 million term lending agreement in 2025.
  • Expanded non-mark-to-market financing to $800 million in 2025, reducing margin call risk.

Why Lument Stands Out (Without the Hype)

Lument specializes in floating-rate loans for mid-sized apartment buildings, focusing on markets with strong demand. It uses external management and national loan origination networks to access deals and manage risk. The company finances its portfolio with matched-term, non-recourse borrowings, limiting exposure to sudden market changes.

Five Things You Need to Know

  • Interest income was $76.7 million in 2025, down 36% from 2024.
  • Net loss attributable to shareholders was $7.5 million in 2025, versus $17.9 million net income in 2024.
  • Provision for credit losses rose 173% to $14.4 million in 2025.
  • Book value per share fell to $3.03 in 2025, from $3.40 in 2024.
  • Quarterly dividends totaled $0.22 per share in 2025, down from $0.40 in 2024.

Bottom Line

Lument has shifted its focus to transitional loans for multifamily properties and adapted its financing to reduce risk. The company’s performance reflects both market challenges and its efforts to manage credit and liquidity risks.

AI Generated • Apr 16, 2026

Industry

Mortgage Real Estate Investment Trusts (REITs)

Sector

Financials

Employees

550

CEO

James P. Flynn

Website

www.lumentfinancetrust.com

Headquarters

New York City, NY 10169, US

LFT Financials

Key Financial Metrics (TTM)

Gross Margin

47.71%

Operating Margin

39.16%

Net Income Margin

-2.69%

Return on Equity

-0.90%

Return on Capital

4.32%

Return on Assets

-0.17%

Earnings Yield

-18.48%

Dividend Yield

22.96%

Payout Ratio

-6.89%

Stock Overview

Market Cap

$36.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

52.44M

Volume

67.91K

Avg. Volume

282.53K

Financials (TTM)

Gross Profit

$35.78M

Operating Income

$29.37M

EBITDA

$27.67M

Operating Cash Flow

$9.57M

Capital Expenditure

-$4.00

Free Cash Flow

$9.57M

Cash & ST Invst.

$30.62M

Total Debt

$978.66M

Lument Finance Trust Performance Analysis

Lument Finance Trust annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 57,032,83855.9%
20232023-12-31USD 109,402,99591.8%
20242024-12-31USD 122,266,12711.8%
20252025-12-31USD 79,180,067-35.2%
Lument Finance Trust sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-9.3%
Q32025-09-30-4.9%
Q42025-12-31-11.4%
Q12026-03-3130.0%
Lument Finance Trust annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.11-61.7%
20232023-12-31USD 0.29170.5%
20242024-12-31USD 0.3419.5%
20252025-12-31USD -0.14N/A
Lument Finance Trust sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30246.9%
Q32025-09-30-73.7%
Q42025-12-31-1449.2%
Q12026-03-3189.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$21.12M

-0.7%

Gross Profit

$18.95M

+1817.2%

Gross Margin

89.72%

N/A

Market Cap

$36.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$66.46K

N/A

Employees

550

N/A

Net Income

$206.58K

+139.5%

EBITDA

$15.88M

+3188.9%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$30.62M

-51.8%

Total Debt

$978.66M

+19.4%

Accounts Receivable

$5.55M

-0.2%

Inventory

$0.00

N/A

Long Term Debt

$978.66M

+19.4%

Short Term Debt

$0.00

N/A

Return on Assets

-0.17%

N/A

Return on Invested Capital

2.44%

N/A

Free Cash Flow

$3.57M

-12.8%

Operating Cash Flow

$3.57M

-12.8%

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Questions About LFT

What is the current price of Lument Finance Trust?

Lument Finance Trust is trading at $0.69 per share.

What is the 52-week range for Lument Finance Trust?

Over the past 52 weeks, Lument Finance Trust has traded between $0.64 and $2.37.

How much debt does Lument Finance Trust have?

As of the most recent reporting period, Lument Finance Trust reported total debt of $978.66M.

How much cash does Lument Finance Trust have on hand?

Lument Finance Trust reported $30.62M in cash and cash equivalents in its most recent financial results.

What is Lument Finance Trust’s dividend yield?

Lument Finance Trust currently has a dividend yield of 22.96%.

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