X Financial
(NYSE) XYF
X Financial Financials at a Glance
Market Cap
$106.80MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Revenue (TTM)
CN¥6.85B
Net Income (TTM)
CN¥1.04B
EPS (TTM)
$3.41
P/E Ratio
1.37
Dividend
$0.56
Beta (Volatility)
0.73 (Low)
Dividend
$0.56
Beta (Volatility)
0.73 (Low)
Price
$4.67
Volume
1,244
Open
$4.85
Price
$4.67
Volume
1,244
Open
$4.85
Previous Close
$4.67
Daily Range
$4.67 - $4.88
52-Week Range
$3.30 - $19.88
Estimated Earnings Date
Aug 10, 2026
Dividend
$0.56
Beta (Volatility)
0.73 (Low)
Price
$4.67
Volume
1,244
Open
$4.85
Previous Close
$4.67
Daily Range
$4.67 - $4.88
52-Week Range
$3.30 - $19.88
Estimated Earnings Date
Aug 10, 2026
XYF News
XYF: Motley Fool Moneyball Superscore
Our CEO Is Handing Members His Secret Weapon
It's called Motley Fool Moneyball, our new proprietary AI tool
We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.
Get Access NowAbout X Financial
Industry
Consumer Finance
Sector
FinancialsEmployees
643
CEO
Yue Tang, MBA
Website
www.xiaoyinggroup.comHeadquarters
Shenzhen, GD 518067, CN
XYF Financials
Key Financial Metrics (TTM)
Gross Margin
69.04%
Operating Margin
17.33%
Net Income Margin
15.23%
Return on Equity
13.37%
Return on Capital
17.68%
Return on Assets
7.70%
Earnings Yield
72.99%
Dividend Yield
11.97%
Payout Ratio
14.83%
Stock Overview
Market Cap
$106.80MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Shares Outstanding
22.82M
Volume
1.24K
Avg. Volume
113.52K
Financials (TTM)
Gross Profit
CN¥4.73B
Operating Income
CN¥1.19B
EBITDA
CN¥2.05B
Operating Cash Flow
CN¥1.47B
Capital Expenditure
-CN¥21.88M
Free Cash Flow
CN¥1.45B
Cash & ST Invst.
CN¥3.77B
Total Debt
CN¥352.55M
X Financial Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
CN¥1.17B
-39.7%
Gross Profit
CN¥686.60M
-52.9%
Gross Margin
58.73%
N/A
Market Cap
$106.80MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
N/A
Market Cap/Employee
$189.69K
N/A
Employees
563
N/A
Net Income
CN¥37.72M
-91.8%
EBITDA
CN¥111.54M
-80.1%
Quarterly Fundamentals
Total Cash
CN¥3.77B
+171.0%
Total Debt
CN¥352.55M
-41.6%
Accounts Receivable
CN¥6.82B
+2.9%
Inventory
CN¥0.00
N/A
Long Term Debt
CN¥0.00
N/A
Short Term Debt
CN¥352.55M
-41.6%
Return on Assets
7.70%
N/A
Return on Invested Capital
8.99%
N/A
Free Cash Flow
CN¥1.45B
N/A
Operating Cash Flow
CN¥1.47B
N/A