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CreditRiskMonitor.com(OTC) CRMZ

Current Price$2.15
Market Cap$23.15MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1989)-94%
5 Year-10%
1 Year-8%
1 Month-7%
CreditRiskMonitor.com last closing stock price
MetricPriceDate
Last closeUSD 2.152026-07-17
CreditRiskMonitor.com stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.27%USD 2.202026-07-09
1 month-7.41%USD 2.322026-06-17
3 month-4.44%USD 2.252026-04-17
Year to date-20.37%USD 2.702025-12-31
1 year-7.53%USD 2.332025-07-17
3 year-23.08%USD 2.802023-07-18
5 year-9.66%USD 2.382021-07-16
Since inception-93.99%USD 35.751989-01-31

CreditRiskMonitor.com Financials at a Glance

Market Cap

$23.15MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$20.24M

Net Income (TTM)

$917.18K

EPS (TTM)

$0.08

P/E Ratio

25.41

Dividend

$0.00

Beta (Volatility)

0.09 (Low)

Price

$2.15

Volume

1,900

Open

$2.15

Previous Close

$2.15

Daily Range

$2.15 - $2.15

52-Week Range

$2.01 - $2.99

Estimated Earnings Date

May 6, 2026

CRMZ News

No articles available.

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About CreditRiskMonitor.com

CreditRiskMonitor helps companies avoid financial surprises from their business partners. Its tools let users check if suppliers or customers might face bankruptcy. This helps large companies manage risk and keep operations running smoothly.

Products and Services

  • CreditRiskMonitor Platform: Delivers credit reports, financial analysis, and risk scores for public and private companies (over 99% of revenue).
  • SupplyChainMonitor: Offers supply chain risk dashboards, supplier mapping, and real-time alerts for procurement teams.
  • Credit Limit Service: Monitors and recommends credit limits, with daily updates and alerts for clients.
  • Confidential Financial Statements Solution: Lets users securely upload private company financials for automated analysis and risk scoring.
  • Data Enhancements: Adds extra risk scores and data for millions of private companies in the U.S. Europe, and Japan.

Growth and Expansion

  • Launched FAST Rating and Risk Level framework in 2025, expanding risk coverage to millions more companies.
  • Expanded international data coverage in 2025, adding private company analytics for Europe and Japan.
  • Transitioned to a fully remote workforce in July 2025 after office lease expiration.
  • Invested in a new Customer Relationship Management platform and revamped client services in 2025.
  • Focused on product development and sales force expansion to drive global growth.

What Makes CreditRiskMonitor Stand Out

The company’s proprietary FRISK and PAYCE scores predict bankruptcy risk using unique data sources. Its automated, subscription-based model ensures stable revenue and low customer concentration risk. CreditRiskMonitor covers over 30 million businesses worldwide, serving nearly 40% of the Fortune 1000.

Five Things You Need to Know

  • Operating revenue was $20.12 million in 2025, up 2% from 2024.
  • Net income was $1.02 million in 2025, down 39% from 2024.
  • International sales made up 12% of revenue in 2025.
  • No customer accounted for more than 1% of revenue in 2025.
  • The company had $6.25 million in cash and no debt at year-end 2025.

Bottom Line

CreditRiskMonitor has evolved into a global risk analytics provider with a stable, subscription-driven business. Its focus on automation, proprietary analytics, and broad coverage supports ongoing adaptability in a changing market.

AI Generated • Apr 16, 2026

Industry

Capital Markets

Sector

Financials

Employees

94

CEO

Michael I. Flum, MBA

Website

www.creditriskmonitor.com

Headquarters

Tarrytown, NY 10989, US

CRMZ Financials

Key Financial Metrics (TTM)

Gross Margin

54.13%

Operating Margin

2.29%

Net Income Margin

4.53%

Return on Equity

7.58%

Return on Capital

4.68%

Return on Assets

3.65%

Earnings Yield

3.94%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$23.15MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

10.77M

Volume

1.90K

Avg. Volume

2.88K

Financials (TTM)

Gross Profit

$10.96M

Operating Income

$462.94K

EBITDA

$781.00K

Operating Cash Flow

$1.35M

Capital Expenditure

-$342.97K

Free Cash Flow

$1.01M

Cash & ST Invst.

$17.40M

Total Debt

$76.70K

CreditRiskMonitor.com Performance Analysis

CreditRiskMonitor.com annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 17,979,3175.4%
20232023-12-31USD 18,931,9315.3%
20242024-12-31USD 19,809,8814.6%
20252025-12-31USD 20,123,6161.6%
CreditRiskMonitor.com sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-303.9%
Q32025-09-300.7%
Q42025-12-310.1%
Q12026-03-31-2.2%
CreditRiskMonitor.com annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.13-59.6%
20232023-12-31USD 0.1624.2%
20242024-12-31USD 0.16-1.1%
20252025-12-31USD 0.09-39.5%
CreditRiskMonitor.com sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3044.2%
Q32025-09-306.6%
Q42025-12-3157.5%
Q12026-03-31-84.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$4.99M

+2.4%

Gross Profit

$2.41M

-6.8%

Gross Margin

48.37%

N/A

Market Cap

$23.15MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$246.28K

N/A

Employees

94

N/A

Net Income

$58.31K

-63.3%

EBITDA

-$39.91K

-135.9%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$17.40M

+137.5%

Total Debt

$76.70K

N/A

Accounts Receivable

$3.21M

-17.6%

Inventory

$0.00

N/A

Long Term Debt

$46.84K

N/A

Short Term Debt

$29.86K

N/A

Return on Assets

3.65%

N/A

Return on Invested Capital

3.55%

N/A

Free Cash Flow

-$532.76K

+36.8%

Operating Cash Flow

-$452.06K

+46.0%

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Questions About CRMZ

What is the current price of CreditRiskMonitor.com?

CreditRiskMonitor.com is trading at $2.15 per share.

What is the 52-week range for CreditRiskMonitor.com?

Over the past 52 weeks, CreditRiskMonitor.com has traded between $2.01 and $2.99.

How much debt does CreditRiskMonitor.com have?

As of the most recent reporting period, CreditRiskMonitor.com reported total debt of $76.70K.

How much cash does CreditRiskMonitor.com have on hand?

CreditRiskMonitor.com reported $5.72M in cash and cash equivalents in its most recent financial results.

What is CreditRiskMonitor.com’s dividend yield?

CreditRiskMonitor.com does not currently have a dividend yield.

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