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Cullman Bancorp(OTC) CULL

Market Cap$109.74MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2009)+473%
5 Year+52%
1 Year+54%
1 Month-2%
$16.50
+2.17%
+0.35Today
Cullman Bancorp last closing stock price
MetricPriceDate
Last closeUSD 16.502026-08-14
Cullman Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 16.502026-08-06
1 month-2.37%USD 16.902026-07-15
3 month+10%USD 15.002026-05-15
Year to date+33.28%USD 12.382025-12-29
1 year+54.12%USD 10.712025-08-12
3 year+59.8%USD 10.332023-08-15
5 year+51.8%USD 10.872021-08-13
Since inception+472.62%USD 2.882009-10-09

Cullman Bancorp Financials at a Glance

Market Cap

$109.74MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$25.68M

Net Income (TTM)

$4.00M

EPS (TTM)

$0.00

P/E Ratio

33.58

Dividend

$0.12

Beta (Volatility)

0.11 (Low)

Price

$16.50

Volume

225

Open

$16.41

Previous Close

$16.50

Daily Range

$16.41 - $16.50

52-Week Range

$10.92 - $16.90

Estimated Earnings Date

Mar 25, 2026

CULL News

No articles available.

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About Cullman Bancorp

Cullman Bancorp, Inc. operates as the parent company of Cullman Savings Bank, providing a wide range of financial products and services. Established in 1887, the company has a strong presence in Cullman, Alabama, with four branch locations.

Products and Services
  • Checking, savings, and individual retirement accounts (IRAs)
  • Diverse lending solutions including mortgages and commercial loans
  • Investment in securities
Growth Outlook
  • Recent quarterly revenue reached $6.4 million, indicating steady growth
  • Net income for Q1 2026 was $648,000, reflecting strong profitability
  • Long-term investments increased to $427 million, showcasing financial stability
Financial Highlights
  • Trailing twelve months (TTM) revenue of $25.5 million demonstrates consistent performance
  • Net profit margin of 15.17% indicates effective cost management
  • Return on equity (ROE) stands at 4.01%, highlighting efficient use of shareholder funds
Cullman Bancorp, Inc. has established itself as a reliable financial institution with a diverse portfolio of products and services. The company's focus on community banking and its long-standing history contribute to its reputation and customer loyalty. Recent financial performance indicates a positive trajectory, with increasing revenues and net income, which may attract potential investors looking for stability in the regional banking sector. The growth in long-term investments further underscores the company's commitment to maintaining a solid financial foundation.
AI Generated • Aug 1, 2026

Industry

Banks

Sector

Financials

Employees

57

CEO

John A. Riley, III

Website

www.cullmansavingsbank.com

Headquarters

Cullman, AL 35055, US

CULL Financials

Key Financial Metrics (TTM)

Gross Margin

68.61%

Operating Margin

19.63%

Net Income Margin

15.59%

Return on Equity

4.23%

Return on Capital

3.63%

Return on Assets

0.87%

Earnings Yield

2.98%

Dividend Yield

0.73%

Payout Ratio

0.00%

Stock Overview

Market Cap

$109.74MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

6.65M

Volume

225

Avg. Volume

2.07K

Financials (TTM)

Gross Profit

$17.62M

Operating Income

$5.04M

EBITDA

$5.04M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$3.57M

Total Debt

$55.00M

Cullman Bancorp Performance Analysis

Cullman Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 18,128,00022.2%
20232023-12-31USD 21,042,00016.1%
20242024-12-31USD 23,231,00010.4%
20252025-12-31USD 24,795,0006.7%
Cullman Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-304.0%
Q42025-12-31-0.2%
Q12026-03-310.8%
Q22026-06-302.3%
Cullman Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.59133.0%
20232023-12-31USD 0.54-7.7%
20242024-12-31USD 0.52-4.1%
20252025-12-31USD 0.6728.3%
Cullman Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3030.8%
Q42025-12-3117.6%
Q12026-03-31-40.0%
Q22026-06-3066.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$6.55M

+7.0%

Gross Profit

$4.79M

+10.0%

Gross Margin

73.12%

N/A

Market Cap

$109.74MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.93M

N/A

Employees

57

N/A

Net Income

$1.07M

+19.4%

EBITDA

$1.34M

+15.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$3.57M

-39.7%

Total Debt

$55.00M

+0.0%

Accounts Receivable

$1.49M

+2.5%

Inventory

$0.00

N/A

Long Term Debt

$55.00M

+0.0%

Short Term Debt

$0.00

N/A

Return on Assets

0.87%

N/A

Return on Invested Capital

3.24%

N/A

Free Cash Flow

$0.00

-100.0%

Operating Cash Flow

$0.00

-100.0%

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Questions About CULL

What is the current price of Cullman Bancorp?

Cullman Bancorp is trading at $16.50 per share.

What is the 52-week range for Cullman Bancorp?

Over the past 52 weeks, Cullman Bancorp has traded between $10.92 and $16.90.

How much debt does Cullman Bancorp have?

As of the most recent reporting period, Cullman Bancorp reported total debt of $55.00M.

How much cash does Cullman Bancorp have on hand?

Cullman Bancorp does not have cash on hand data available.

What is Cullman Bancorp’s dividend yield?

Cullman Bancorp currently has a dividend yield of 0.73%.

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