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First Citizens BancShares(OTC) FCNCB

Market Cap$21.44BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1986)+5,319%
5 Year+160%
1 Year+10%
1 Month+0%
$1,850.00
-1.6%
-30.00Today
First Citizens BancShares last closing stock price
MetricPriceDate
Last closeUSD 1,850.002026-07-30
First Citizens BancShares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.6%USD 1,880.002026-07-23
1 month+0%USD 1,850.002026-06-29
3 month+13.49%USD 1,630.082026-04-30
Year to date+5.39%USD 1,755.472025-12-31
1 year+9.69%USD 1,686.532025-07-30
3 year+45.47%USD 1,271.762023-07-31
5 year+160.06%USD 711.392021-07-30
Since inception+5,318.86%USD 34.141986-12-02

First Citizens BancShares Financials at a Glance

Market Cap

$21.44BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$14.43B

Net Income (TTM)

$2.35B

EPS (TTM)

$186.98

P/E Ratio

9.89

Dividend

$8.25

Beta (Volatility)

0.61 (Low)

Price

$1,850.00

Volume

5

Open

$1,857.50

Previous Close

$1,850.00

Daily Range

$1,850.00 - $1,857.50

52-Week Range

$1,439.75 - $2,070.00

Estimated Earnings Date

Oct 22, 2026

FCNCB News

No articles available.

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About First Citizens BancShares

First Citizens BancShares, Inc. operates as the parent organization for First-Citizens Bank & Trust Company, providing a comprehensive range of retail and commercial banking services. The company serves individuals, businesses, and professional clients across various states in the U.S.

Products and Services
  • Retail and commercial banking services including checking and savings accounts
  • Extensive lending portfolio covering mortgages, commercial financing, and personal loans
  • Wealth management, treasury management, and investment advisory services
Growth Outlook
  • Recent quarterly revenue reached $3.48 billion, indicating strong operational performance
  • Net income for Q1 2026 was $534 million, showcasing profitability
  • Consistent growth in total assets, now at $235.96 billion, reflects robust expansion
Financial Highlights
  • Trailing twelve months (TTM) revenue of $14.4 billion demonstrates solid revenue generation
  • Net profit margin stands at 15.62%, indicating effective cost management
  • Dividend yield of 0.40% offers a return to shareholders amidst growth
First Citizens BancShares, Inc. has established a strong presence in the regional banking sector, with a diverse portfolio of products and services tailored to meet the needs of various customer segments. The company's recent financial performance highlights its ability to generate substantial revenue and maintain profitability, positioning it well for future growth. The increase in total assets and consistent net income further underscores the bank's operational strength and strategic focus on expansion. Investors may find the company's commitment to delivering value through dividends and comprehensive financial services appealing as it continues to navigate the evolving banking landscape.
AI Generated • Jul 23, 2026

Industry

Banks

Sector

Financials

Employees

18,141

CEO

Frank B. Holding, Jr., MBA

Website

www.firstcitizens.com

Headquarters

Raleigh, NC 27609, US

FCNCB Financials

Key Financial Metrics (TTM)

Gross Margin

64.04%

Operating Margin

21.88%

Net Income Margin

16.31%

Return on Equity

10.68%

Return on Capital

5.10%

Return on Assets

0.99%

Earnings Yield

10.11%

Dividend Yield

0.45%

Payout Ratio

7.22%

Stock Overview

Market Cap

$21.44BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

11.59M

Volume

5

Avg. Volume

85.887

Financials (TTM)

Gross Profit

$9.24B

Operating Income

$3.16B

EBITDA

$3.48B

Operating Cash Flow

$3.00B

Capital Expenditure

-$773.00M

Free Cash Flow

$2.22B

Cash & ST Invst.

$1.52B

Total Debt

$32.19B

First Citizens BancShares Performance Analysis

First Citizens BancShares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 5,101,000,000164.5%
20232023-12-31USD 12,652,000,000148.0%
20242024-12-31USD 14,933,000,00018.0%
20252025-12-31USD 14,468,000,000-3.1%
First Citizens BancShares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-302.0%
Q42025-12-31-1.1%
Q12026-03-31-4.8%
Q22026-06-303.6%
First Citizens BancShares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 67.4025.1%
20232023-12-31USD 784.551064.1%
20242024-12-31USD 189.37-75.9%
20252025-12-31USD 165.28-12.7%
First Citizens BancShares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.8%
Q42025-12-316.2%
Q12026-03-31-6.9%
Q22026-06-3030.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$3.60B

-0.5%

Gross Profit

$2.42B

+7.1%

Gross Margin

67.12%

N/A

Market Cap

$21.44BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.25M

N/A

Employees

17,191

N/A

Net Income

$672.00M

+16.9%

EBITDA

$891.00M

+0.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$1.52B

-95.9%

Total Debt

$32.19B

-16.3%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$32.04B

-15.7%

Short Term Debt

$152.00M

-67.7%

Return on Assets

0.99%

N/A

Return on Invested Capital

1.33%

N/A

Free Cash Flow

-$22.00M

+87.4%

Operating Cash Flow

$172.00M

+75.5%

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Questions About FCNCB

What is the current price of First Citizens BancShares?

First Citizens BancShares is trading at $1,850.00 per share.

What is the 52-week range for First Citizens BancShares?

Over the past 52 weeks, First Citizens BancShares has traded between $1,439.75 and $2,070.00.

How much debt does First Citizens BancShares have?

As of the most recent reporting period, First Citizens BancShares reported total debt of $32.19B.

How much cash does First Citizens BancShares have on hand?

First Citizens BancShares does not have cash on hand data available.

What is First Citizens BancShares’s dividend yield?

First Citizens BancShares currently has a dividend yield of 0.45%.

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