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United Tennessee Bankshares(OTC) UNTN

Current Price$30.33
Market Cap$25.80MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1998)+558%
5 Year+46%
1 Year+64%
1 Month+11%
United Tennessee Bankshares last closing stock price
MetricPriceDate
Last closeUSD 30.332026-07-24
United Tennessee Bankshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.11%USD 30.002026-07-17
1 month+11.23%USD 27.272026-06-12
3 month+18.95%USD 25.502026-04-24
Year to date+42.87%USD 21.232025-12-26
1 year+63.77%USD 18.522025-07-24
3 year+90.61%USD 15.912023-07-19
5 year+45.96%USD 20.782021-07-01
Since inception+558.22%USD 4.611998-01-05

United Tennessee Bankshares Financials at a Glance

Market Cap

$25.80MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$12.21M

Net Income (TTM)

$1.95M

EPS (TTM)

$2.39

P/E Ratio

12.68

Dividend

$0.63

Beta (Volatility)

0.01 (Low)

Price

$30.33

Volume

150

Open

$30.33

Previous Close

$30.33

Daily Range

$30.33 - $30.33

52-Week Range

$19.00 - $30.50

Estimated Earnings Date

Mar 30, 2026

UNTN News

No articles available.

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About United Tennessee Bankshares

United Tennessee Bankshares, Inc. operates as the parent company of Newport Federal Bank, providing a wide range of financial services to individual and business clients. Established in 1934 and headquartered in Newport, Tennessee, the bank focuses on delivering personalized banking solutions through its three full-service branches.

Products and Services
  • Interest-bearing checking and various savings accounts
  • Residential mortgages, personal, and auto loans
  • Investment portfolio management and online banking services
Growth Outlook
  • Revenue increased to $2.86 million in Q4 2025, showing resilience
  • Net income rose to $507,109 in Q4 2025, reflecting strong operational efficiency
  • Consistent growth in interest income supports future profitability
Financial Highlights
  • Trailing twelve months (TTM) revenue of $12.5 million, indicating steady performance
  • Net profit margin of 15.96% TTM, showcasing effective cost management
  • Dividend yield of 2.1%, providing attractive returns to shareholders
United Tennessee Bankshares, Inc. has established a solid foundation in the regional banking sector, focusing on customer-centric services. The bank's diverse product offerings cater to a wide range of financial needs, from personal banking to commercial lending. Recent financial performance indicates a positive trajectory, with increasing revenues and net income, which may appeal to potential investors. The bank's commitment to operational efficiency and customer service positions it well for future growth in the competitive banking landscape.
AI Generated • Jul 17, 2026

Industry

Banks

Sector

Financials

Employees

37

CEO

Chris Triplett

Website

www.newportfederalbank.com/untn/untn.htm

Headquarters

Newport, TN 37821-2325, US

UNTN Financials

Key Financial Metrics (TTM)

Gross Margin

61.23%

Operating Margin

19.37%

Net Income Margin

15.96%

Return on Equity

9.15%

Return on Capital

10.06%

Return on Assets

0.71%

Earnings Yield

7.89%

Dividend Yield

2.08%

Payout Ratio

0.00%

Stock Overview

Market Cap

$25.80MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

850.60K

Volume

150

Avg. Volume

311.258

Financials (TTM)

Gross Profit

$7.48M

Operating Income

$2.36M

EBITDA

$2.36M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$71.58M

Total Debt

$0.00

United Tennessee Bankshares Performance Analysis

United Tennessee Bankshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 8,137,30912.5%
20232023-12-31USD 10,080,07223.9%
20242024-12-31USD 11,416,86013.3%
20252025-12-31USD 12,025,0355.3%
United Tennessee Bankshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-03-3111.0%
Q22025-06-304.7%
Q32025-09-30-4.1%
Q42025-12-31-7.0%
United Tennessee Bankshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.8142.4%
20232023-12-31USD 2.50-11.2%
20242024-12-31USD 1.64-34.3%
20252025-12-31USD 2.6561.7%
United Tennessee Bankshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-03-3160.0%
Q22025-06-3054.2%
Q32025-09-30-24.3%
Q42025-12-3125.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$2.86M

+3.6%

Gross Profit

$1.70M

+19.1%

Gross Margin

59.39%

N/A

Market Cap

$25.80MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$859.99K

N/A

Employees

30

N/A

Net Income

$507.11K

+125.9%

EBITDA

$585.97K

+120.9%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

$71.58M

+498.7%

Total Debt

$0.00

N/A

Accounts Receivable

$1.25M

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

0.71%

N/A

Return on Invested Capital

9.04%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About UNTN

What is the current price of United Tennessee Bankshares?

United Tennessee Bankshares is trading at $30.33 per share.

What is the 52-week range for United Tennessee Bankshares?

Over the past 52 weeks, United Tennessee Bankshares has traded between $19.00 and $30.50.

How much debt does United Tennessee Bankshares have?

As of the most recent reporting period, United Tennessee Bankshares reported total debt of $0.00.

How much cash does United Tennessee Bankshares have on hand?

United Tennessee Bankshares does not have cash on hand data available.

What is United Tennessee Bankshares’s dividend yield?

United Tennessee Bankshares currently has a dividend yield of 2.08%.

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