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White River Bancshares(OTC) WRIV

Market Cap$156.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2019)+84%
5 Year+249%
1 Year+181%
1 Month+134%
$63.95
+0.00%
+0.00Today
White River Bancshares last closing stock price
MetricPriceDate
Last closeUSD 63.952026-08-11
White River Bancshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+98.66%USD 32.192026-08-04
1 month+133.52%USD 27.392026-07-02
3 month+140.18%USD 26.632026-05-13
Year to date+160.85%USD 24.522025-12-31
1 year+180.64%USD 22.792025-08-11
3 year+287.1%USD 16.522023-08-09
5 year+249.26%USD 18.312021-08-12
Since inception+83.63%USD 35.062019-02-28

White River Bancshares Financials at a Glance

Market Cap

$156.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$102.46M

Net Income (TTM)

$15.46M

EPS (TTM)

$6.30

P/E Ratio

10.23

Dividend

$0.50

Beta (Volatility)

-0.01 (Low)

Price

$63.95

Volume

7,637

Open

$62.75

Previous Close

$63.95

Daily Range

$62.74 - $64.38

52-Week Range

$22.58 - $64.38

Estimated Earnings Date

Apr 15, 2025

WRIV News

No articles available.

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About White River Bancshares

White River Bancshares Co. operates as the bank holding company for Signature Bank of Arkansas, providing a range of financial services to small businesses, families, and farms. The company is dedicated to delivering personalized banking solutions, including various account types and loan options.

Products and Services
  • Personal and business banking accounts
  • Loans for personal, auto, and commercial needs
  • Wealth management and financial planning services
Growth Outlook
  • Revenue of $25.35 million in Q1 2026, showing consistent growth
  • Net income increased to $3.38 million in Q1 2026
  • Strong operating income ratio of 17.26% in Q1 2026
Financial Highlights
  • Trailing twelve months (TTM) P/E ratio of 9.36 indicates attractive valuation
  • Dividend yield of 0.89% reflects commitment to returning value to shareholders
  • Net profit margin of 14.69% demonstrates effective cost management
White River Bancshares Co. has established a solid foundation in the regional banking sector, focusing on personalized service and a diverse range of financial products. The recent financial performance indicates a positive trajectory, with increasing revenues and net income, suggesting robust operational efficiency. The company's commitment to shareholder returns is evident through its dividend policy, while its competitive P/E ratio may attract value-focused investors. Overall, White River Bancshares Co. presents a compelling opportunity for those interested in the regional banking landscape.
AI Generated • Jul 18, 2026

Industry

Banks

Sector

Financials

CEO

Gary Russell Head

Headquarters

Fayetteville, AR 72703, US

WRIV Financials

Key Financial Metrics (TTM)

Gross Margin

59.20%

Operating Margin

19.59%

Net Income Margin

15.08%

Return on Equity

13.62%

Return on Capital

9.35%

Return on Assets

0.95%

Earnings Yield

9.78%

Dividend Yield

0.39%

Payout Ratio

7.92%

Stock Overview

Market Cap

$156.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.44M

Volume

7.64K

Avg. Volume

2.25K

Financials (TTM)

Gross Profit

$60.66M

Operating Income

$20.08M

EBITDA

$20.13M

Operating Cash Flow

$17.10M

Capital Expenditure

-$2.08M

Free Cash Flow

$15.02M

Cash & ST Invst.

$50.66M

Total Debt

$71.73M

White River Bancshares Performance Analysis

White River Bancshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 43,800,96511.3%
20232023-12-31USD 58,166,89132.8%
20242024-12-31USD 77,078,74332.5%
20252025-12-31USD 95,684,68524.1%
White River Bancshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-306.7%
Q42025-12-313.5%
Q12026-03-31-1.5%
Q22026-06-304.5%
White River Bancshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.82-22.0%
20232023-12-31USD 1.28-54.7%
20242024-12-31USD 3.03136.9%
20252025-12-31USD 5.6386.0%
White River Bancshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-307.5%
Q42025-12-3123.6%
Q12026-03-31-22.5%
Q22026-06-3023.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$26.49M

+13.6%

Gross Profit

$15.73M

+19.2%

Gross Margin

59.38%

N/A

Market Cap

$156.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

N/A

N/A

Employees

0

N/A

Net Income

$4.17M

+26.5%

EBITDA

$5.50M

+16.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$50.66M

+97.9%

Total Debt

$71.73M

+3.1%

Accounts Receivable

$6.70M

-4.7%

Inventory

$0.00

N/A

Long Term Debt

$71.73M

+3.1%

Short Term Debt

$0.00

N/A

Return on Assets

0.95%

N/A

Return on Invested Capital

1.23%

N/A

Free Cash Flow

$368.56K

-32.4%

Operating Cash Flow

$1.11M

-37.5%

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Questions About WRIV

What is the current price of White River Bancshares?

White River Bancshares is trading at $63.95 per share.

What is the 52-week range for White River Bancshares?

Over the past 52 weeks, White River Bancshares has traded between $22.58 and $64.38.

How much debt does White River Bancshares have?

As of the most recent reporting period, White River Bancshares reported total debt of $71.73M.

How much cash does White River Bancshares have on hand?

White River Bancshares does not have cash on hand data available.

What is White River Bancshares’s dividend yield?

White River Bancshares currently has a dividend yield of 0.39%.

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