Accessibility Menu
VersaBank logo

VersaBank(TSX) VBNK

Market CapCA$869.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2017)+426%
5 Year+109%
1 Year+80%
1 Month-1%
CA$26.82
-2.19%
-0.60Today
VersaBank last closing stock price
MetricPriceDate
Last closeCAD 26.822026-08-31
VersaBank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.81%CAD 27.042026-08-24
1 month-0.85%CAD 27.052026-07-31
3 month+7.02%CAD 25.062026-06-02
Year to date+31.23%CAD 20.442025-12-31
1 year+79.86%CAD 14.912025-08-29
3 year+136.69%CAD 11.332023-09-01
5 year+109.06%CAD 12.832021-09-01
Since inception+426.27%CAD 5.212017-02-02

VersaBank Financials at a Glance

Market Cap

CA$869.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CA$325.24M

Net Income (TTM)

CA$30.38M

EPS (TTM)

CA$0.95

P/E Ratio

28.32

Dividend

CA$0.10

Beta (Volatility)

0.53 (Low)

Price

CA$26.82

Volume

33,118

Open

CA$27.49

Previous Close

CA$26.82

Daily Range

CA$26.41 - CA$27.49

52-Week Range

CA$14.86 - CA$34.00

Estimated Earnings Date

Sep 3, 2026

VBNK News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About VersaBank

VersaBank operates as a Schedule I chartered bank in Canada, providing a comprehensive suite of financial products and services. Founded in 1979 and based in London, Canada, the bank specializes in deposit solutions and lending services, including point-of-sale financing and commercial banking.

Products and Services
  • Guaranteed investment certificates (GICs) and savings accounts
  • Registered retirement savings plans (RRSPs) and tax-free savings accounts (TFSAs)
  • Commercial lending for real estate and infrastructure projects
Growth Outlook
  • Recent quarterly revenue reached CAD 85.67 million, showing strong performance
  • Trailing twelve months (TTM) net income of CAD 7.52 million indicates profitability
  • Consistent growth in cash flow from operations supports future expansion
Financial Highlights
  • TTM revenue of CAD 339.67 million reflects a solid financial foundation
  • Net profit margin of 9.34% demonstrates effective cost management
  • Dividend yield of 0.38% offers a return to shareholders
VersaBank's diverse product offerings and strategic focus on commercial lending position the bank for continued growth in the competitive financial services sector. The recent financial performance highlights a robust revenue stream and profitability, which may attract potential investors looking for opportunities in the regional banking industry. The bank's commitment to innovation and customer service further enhances its market presence, making it a noteworthy consideration for investment.
AI Generated • Aug 20, 2026

Industry

Banks

Sector

Financials

Employees

131

CEO

Susan T. McGovern

Website

www.versabank.com

Headquarters

London, ON N6A 5P2, CA

VBNK Financials

Key Financial Metrics (TTM)

Gross Margin

42.38%

Operating Margin

13.62%

Net Income Margin

9.34%

Return on Equity

5.64%

Return on Capital

6.47%

Return on Assets

0.47%

Earnings Yield

3.53%

Dividend Yield

0.37%

Payout Ratio

10.57%

Stock Overview

Market Cap

CA$869.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

32.42M

Volume

33.12K

Avg. Volume

34.89K

Financials (TTM)

Gross Profit

CA$137.85M

Operating Income

CA$44.30M

EBITDA

CA$47.82M

Operating Cash Flow

CA$257.36M

Capital Expenditure

-CA$5.88M

Free Cash Flow

CA$251.48M

Cash & ST Invst.

CA$568.16M

Total Debt

CA$104.32M

VersaBank Performance Analysis

VersaBank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-10-31CAD 132,999,00040.0%
20232023-10-31CAD 237,918,00078.9%
20242024-10-31CAD 294,397,00023.7%
20252025-10-31CAD 304,153,0003.3%
VersaBank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-07-313.7%
Q42025-10-315.5%
Q12026-01-314.9%
Q22026-04-302.2%
VersaBank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-10-31CAD 0.79-17.4%
20232023-10-31CAD 1.5798.3%
20242024-10-31CAD 1.49-4.7%
20252025-10-31CAD 0.90-39.5%
VersaBank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-07-31-23.1%
Q42025-10-31-20.0%
Q12026-01-31118.7%
Q22026-04-30-34.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

CA$85.67M

+17.2%

Gross Profit

CA$37.87M

+29.5%

Gross Margin

44.20%

N/A

Market Cap

CA$869.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

CA$6.64M

N/A

Employees

131

N/A

Net Income

CA$7.53M

-11.8%

EBITDA

CA$11.33M

-9.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

CA$568.16M

+27.4%

Total Debt

CA$104.32M

-0.6%

Accounts Receivable

CA$26.01M

-12.7%

Inventory

CA$0.00

N/A

Long Term Debt

CA$104.32M

-0.6%

Short Term Debt

CA$0.00

N/A

Return on Assets

0.47%

N/A

Return on Invested Capital

4.82%

N/A

Free Cash Flow

CA$22.46M

+122.7%

Operating Cash Flow

CA$27.94M

+128.1%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
BK.TOCanadian Banc Corp.
CA$16.30-1.18%
FFN.TONorth American Financial 15 Split Corp.
CA$9.88-2.37%
AI.TOAtrium Mortgage Investment Corporation
CA$11.30-1.16%
FSZ.TOFiera Capital Corporation
CA$4.56+0.44%

Trending Stocks

Symbol / CompanyPricePrice Chg
PCGPG&E
$13.27-0.20%
NVDANvidia
$220.78+0.01%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x ETF
$9.97+0.11%
CNHCNH Industrial
$11.83+0.01%

Questions About VBNK

What is the current price of VersaBank?

VersaBank is trading at CA$26.82 per share.

What is the 52-week range for VersaBank?

Over the past 52 weeks, VersaBank has traded between CA$14.86 and CA$34.00.

How much debt does VersaBank have?

As of the most recent reporting period, VersaBank reported total debt of CA$104.32M.

How much cash does VersaBank have on hand?

VersaBank does not have cash on hand data available.

What is VersaBank’s dividend yield?

VersaBank currently has a dividend yield of 0.37%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services