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VersaBank(TSX) VBNK

Market CapCA$853.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2017)+409%
5 Year+105%
1 Year+89%
1 Month-14%
CA$26.89
+1.47%
+0.39Today
VersaBank last closing stock price
MetricPriceDate
Last closeCAD 26.502026-08-10
VersaBank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.03%CAD 27.052026-07-31
1 month-13.68%CAD 30.702026-07-10
3 month+8.03%CAD 24.532026-05-12
Year to date+29.67%CAD 20.442025-12-31
1 year+88.94%CAD 14.032025-08-08
3 year+145.34%CAD 10.802023-08-11
5 year+105.33%CAD 12.912021-08-11
Since inception+408.62%CAD 5.212017-02-02

VersaBank Financials at a Glance

Market Cap

CA$853.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CA$325.24M

Net Income (TTM)

CA$30.38M

EPS (TTM)

CA$0.95

P/E Ratio

27.98

Dividend

CA$0.10

Beta (Volatility)

0.53 (Low)

Price

CA$26.89

Volume

11,795

Open

CA$26.72

Previous Close

CA$26.89

Daily Range

CA$26.72 - CA$26.91

52-Week Range

CA$13.92 - CA$34.00

Estimated Earnings Date

Sep 3, 2026

VBNK News

No articles available.

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About VersaBank

VersaBank operates as a Schedule I chartered bank in Canada, providing a comprehensive suite of financial products and services. Founded in 1979 and based in London, Canada, the bank specializes in deposit solutions and lending services, particularly in point-of-sale financing.

Products and Services
  • Guaranteed investment certificates (GICs) and savings accounts
  • Registered retirement savings plans (RRSPs) and tax-free savings accounts (TFSAs)
  • Commercial banking services for real estate and infrastructure projects
Growth Outlook
  • Recent quarterly revenue reached CAD 85.67 million, showing strong performance
  • Net income for Q2 2026 was CAD 7.53 million, indicating profitability
  • Consistent growth in cash flow from operating activities supports future expansion
Financial Highlights
  • Trailing twelve-month revenue of CAD 339.5 million reflects solid financial health
  • Net profit margin of 9.34% demonstrates effective cost management
  • Return on equity stands at 5.64%, indicating efficient use of shareholder funds
VersaBank's diverse offerings and strategic focus on niche markets position it well for continued growth. The bank's recent financial performance highlights its ability to generate revenue and manage costs effectively. With a solid foundation and a commitment to innovation, VersaBank presents an intriguing opportunity for potential investors looking to explore the regional banking sector in Canada.
AI Generated • Jul 21, 2026

Industry

Banks

Sector

Financials

Employees

131

CEO

Susan T. McGovern

Website

www.versabank.com

Headquarters

London, ON N6A 5P2, CA

VBNK Financials

Key Financial Metrics (TTM)

Gross Margin

42.38%

Operating Margin

13.62%

Net Income Margin

9.34%

Return on Equity

5.64%

Return on Capital

6.47%

Return on Assets

0.47%

Earnings Yield

3.57%

Dividend Yield

0.38%

Payout Ratio

10.57%

Stock Overview

Market Cap

CA$853.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

32.20M

Volume

11.79K

Avg. Volume

33.27K

Financials (TTM)

Gross Profit

CA$137.85M

Operating Income

CA$44.30M

EBITDA

CA$47.82M

Operating Cash Flow

CA$257.36M

Capital Expenditure

-CA$5.88M

Free Cash Flow

CA$251.48M

Cash & ST Invst.

CA$568.16M

Total Debt

CA$104.32M

VersaBank Performance Analysis

VersaBank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-10-31CAD 132,999,00040.0%
20232023-10-31CAD 237,918,00078.9%
20242024-10-31CAD 294,397,00023.7%
20252025-10-31CAD 304,153,0003.3%
VersaBank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-07-313.7%
Q42025-10-315.5%
Q12026-01-314.9%
Q22026-04-302.2%
VersaBank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-10-31CAD 0.79-17.4%
20232023-10-31CAD 1.5798.3%
20242024-10-31CAD 1.49-4.7%
20252025-10-31CAD 0.90-39.5%
VersaBank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-07-31-23.1%
Q42025-10-31-20.0%
Q12026-01-31118.7%
Q22026-04-30-34.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

CA$85.67M

+17.2%

Gross Profit

CA$37.87M

+29.5%

Gross Margin

44.20%

N/A

Market Cap

CA$853.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

CA$6.51M

N/A

Employees

131

N/A

Net Income

CA$7.53M

-11.8%

EBITDA

CA$11.33M

-9.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

CA$568.16M

+27.4%

Total Debt

CA$104.32M

-0.6%

Accounts Receivable

CA$26.01M

-12.7%

Inventory

CA$0.00

N/A

Long Term Debt

CA$104.32M

-0.6%

Short Term Debt

CA$0.00

N/A

Return on Assets

0.47%

N/A

Return on Invested Capital

4.82%

N/A

Free Cash Flow

CA$22.46M

+122.7%

Operating Cash Flow

CA$27.94M

+128.1%

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Questions About VBNK

What is the current price of VersaBank?

VersaBank is trading at CA$26.89 per share.

What is the 52-week range for VersaBank?

Over the past 52 weeks, VersaBank has traded between CA$13.92 and CA$34.00.

How much debt does VersaBank have?

As of the most recent reporting period, VersaBank reported total debt of CA$104.32M.

How much cash does VersaBank have on hand?

VersaBank does not have cash on hand data available.

What is VersaBank’s dividend yield?

VersaBank currently has a dividend yield of 0.38%.

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