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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A happy family walking through a park with the young kids on the parents' shoulders.
Feb. 27, 2026 | By James McClenathen

Here's What It Really Means to Be 'Middle Class' Right Now

The "middle class" can't really be defined, but these numbers could help you see where you stand. Here are some key figures.
Man in suit using ladder to climb a tall stack of coins with a percentage sign at the top.
Feb. 27, 2026 | By Jake FitzGerald

The Single Best Strategy for Making Money With CDs in 2026

CD rates are still elevated in 2026. Here's the simplest strategy to lock in yield without getting stuck if rates fall.
Woman standing with hand on chin contemplating her decision.
Feb. 27, 2026 | By Jake FitzGerald

How Much Money Should You Keep in Your Checking Account? Here's the Sweet Spot

A lot of people keep too much cash in their checking account. Here's the simple rule of thumb that protects you from overdrafts without costing you interest.
Five-dollar bills flying between two cell phones
Feb. 27, 2026 | By Jake FitzGerald

I'm Slowly Moving Money Out of My High-Yield Savings Account. Here's Why.

High-yield savings rates won't stay high forever. Here's why I'm starting to lock some of mine into CDs.
Sunlit facade of an archaic bank edifice.
Feb. 27, 2026 | By Joel O'Leary

Forget Big Banks: Here's Why I Moved My Savings to an Online Bank

My old bank paid 0.01% APY on savings, and charged a monthly fee. Here's how switching earned thousands more -- with zero extra risk.
Half of man's face peering up over a counter as he sneaks a five-dollar bill out of a jar full of money.
Feb. 27, 2026 | By Jake FitzGerald

Top Savings Rates Today Offer up to 5.00% APY, Feb 27, 2026: Here's Where to Find Them

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Woman looking at financial paperwork with a calculator.
Feb. 26, 2026 | By Ryan Wilcox

Here's What $50,000 in a High-Yield Savings Account Actually Earns in 2026

Curious how much you can earn on $50,000 in savings? Here's the breakdown -- and why some of that money might be better off elsewhere.
Vault filled with stacks and rolls of money.
Feb. 26, 2026 | By Joel O'Leary

Here's What Happens When Your Emergency Fund Is Too Big

Keeping too much cash in savings can hurt your long-term wealth. Here's how to find the right emergency fund size and what to do with the excess.
Jar of coins with "emergency" label
Feb. 26, 2026 | By Joel O'Leary

There's Only One Place Your Emergency Fund Should Be. Here's Why

Your emergency fund needs more than safety -- it needs to earn interest. A high-yield savings account offers both. Here's where to keep yours and how to build it.
Man sits at counter with phone on laptop utilizing online banking.
Feb. 26, 2026 | By Ryan Wilcox

Why You Should Upgrade Your Savings Account in 2026

If you're still earning next to nothing in interest on your savings, it's time to level up. Here are a couple of great places to move your money today.
Well-dressed couple walking through greenery drinking champagne.
Feb. 26, 2026 | By Jake FitzGerald

Here's What Income Actually Makes You Upper Class in 2026

Most people think upper class means ultra-wealthy. The data tells a more grounded story.
Several hundred-dollar bills in an envelope.
Feb. 26, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Offering up to 5.00% APY: Feb. 26, 2026

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further.
Female bank teller smiling at customer.
Feb. 25, 2026 | By Jake FitzGerald

Need to Withdraw $10,000+ in Cash? The Government Will Know About It

Withdrawing $10,000 or more in cash can trigger a federal report. Here's what actually happens and what doesn't.
Young woman holding a fan of hundred-dollar bills in front of her face.
Feb. 25, 2026 | By Jake FitzGerald

Here's How Opening a High-Yield Savings Account Can Make You Hundreds of Dollars a Year

Big banks still pay close to nothing on savings. A high-yield account can quietly earn you hundreds more every year.
Piggy bank surround by cash stacks
Feb. 25, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY: Feb. 25, 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Man appears to be in thought while looking at laptop screen.
Feb. 24, 2026 | By Joel O'Leary

3 Ways to Know if You Should Open Another Bank Account

The best savings accounts today charge no fees and pay up to 4.00% APY. Here's how to know if your current bank is making the cut.
Woman in glasses sitting on a couch smiling while using a tablet.
Feb. 24, 2026 | By Joel O'Leary

I've Covered the Best (and Worst) Savings Accounts for Years. Here Are My Top 3 Takeaways

Your bank might be paying you 0.01% APY, while top accounts pay 4.00%. Here's what I've learned covering savings accounts for years.
Stacks of coins in varying heights with a ladder leaning against the tallest one.
Feb. 24, 2026 | By Joel O'Leary

6-Month vs. 5-Year CDs: What's the Best Investment in February 2026?

Short-term CD rates are beating 5-year rates, but only by a little. Here's how to decide which term makes sense for your savings goals.
A jar that says emergency savings is on a bookshelf and full of cash.
Feb. 24, 2026 | By Jake FitzGerald

Top Savings Account Rates Today, Feb. 24, 2026: Paying up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Crosslegged woman eats takeout with chopsticks.
Feb. 23, 2026 | By Jake FitzGerald

The Most Common Way Americans Waste Money Isn't What You Think

Most Americans admit to wasting money. But it's not what most people blame. Here's where it actually goes.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Feb. 23, 2026 | By Joel O'Leary

Why High-Yield Savings Accounts Beat CDs Right Now

High-yield savings accounts offer rates as competitive as top CDs right now -- with no lock-up period. Here's why flexibility wins in today's rate environment.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Feb. 23, 2026 | By Jake FitzGerald

Best Savings Account Rates Today, Feb. 23, 2026: Earn up to 5.00% APY With These HYSAs

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Feb. 23, 2026 | By James McClenathen

Best CD Rates This Week, Feb. 23, 2026: Rates Are Slipping -- Here's Where to Find the Best Deals

Today's best CDs pay up to 4.20% APY. It could be a smart idea to lock in a solid return as we head further into the new year.
Metal bank vault door, open and showing inside.
Feb. 22, 2026 | By Joel O'Leary

Here's the Safest, Easiest Way to Earn More on Your Savings Right Now

Earning almost nothing on your savings? A high-yield savings account could help you earn significantly more with zero investing risk. Here's how to make the switch.
An envelope with various bills sticking out
Feb. 22, 2026 | By Joel O'Leary

Need to Deposit $10,000+ in Cash? The Government Will Know About It

Depositing $10,000 or more in cash triggers an automatic government report. Here's what a Currency Transaction Report is, why it exists, and what it means for you.