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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A person sitting at a table holding an envelope full of hundred-dollar bills.
Jan. 30, 2026 | By Joel O'Leary

Here's What Happens When You Pay for Everything in Cash

Switching to a cash-only lifestyle might help you save more, but it also comes with surprising trade-offs that spark strong opinions.
young man using laptop and young woman holding credit card sitting next to each other on a couch.
Jan. 30, 2026 | By Jake FitzGerald

The Most Valuable Credit Card Bonus I've Seen This Winter

The no-annual-fee Prime Visa bonus quietly delivers outsized value this winter if you already shop Amazon or Whole Foods.
A woman pumps her fist and smiles.
Jan. 30, 2026 | By Joel O'Leary

The Most Valuable Credit Card Perk in 2026 Almost Everyone Ignores

0% intro APR cards can help you skip interest while you pay off debt or finance big purchases. See how to use this underrated perk to your advantage in 2026.
Airplane lifting off over palm trees at sunset
Jan. 30, 2026 | By Ryan Wilcox

Forget the Amex Platinum: This Is My Favorite Travel Card Now

Don't want to pay hundreds of dollars for a top travel card? Here's how you can still get tons of value from my favorite $95 card.
Group of young men and women laughing at table holding credit cards
Jan. 30, 2026 | By Ryan Wilcox

Pay Nothing and Rack Up Rewards: The Best No-Annual-Fee Cards This Week, Jan. 30, 2026

Earn rewards without paying an annual fee. Explore our top no-annual-fee credit card picks and find the one that fits your spending style today.
A woman looking confused at her computer while holding a credit card.
Jan. 29, 2026 | By Jake FitzGerald

Here's What Happens When You Max Out Your Credit Card Once

Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.
Mother and daughter smiling as they go over some information together.
Jan. 29, 2026 | By Jake FitzGerald

This Discover Card Offers a Bigger Bonus Than Any Other No-Annual-Fee Card

Discover's first-year cashback match is one of the most lucrative welcome offers for any no-annual-fee card. Find out more.
Intrepid woman wearing backpack facing away toward mountain lake.
Jan. 29, 2026 | By Jake FitzGerald

Why the Chase Sapphire Preferred Is Still My Top Travel Card in 2026

In 2026, this card still stands out for flexible points, strong everyday rewards, and an annual fee that is easy to justify.
Young couple looking at each other in stunned unpleasant surprise.
Jan. 29, 2026 | By Ryan Wilcox

These 3 Cards Come With 0% Intro APR Until 2027

Want an easier way to erase high-interest debt? Here's how you can get back on track with these three great balance transfer cards.
Trio of women in flannels and construction helmets looking at a credit card.
Jan. 29, 2026 | By Ryan Wilcox

Save on Annual Fees This Year: The Best Wells Fargo Cards This Week, Jan. 29, 2026

Want to save on annual fees on credit cards? Most of my favorite Wells Fargo cards will cost you $0 to hold onto. Here's what to know.
GettyImages-1182745546.jpg
Jan. 29, 2026 | By Ryan Wilcox

Save on Travel, Amazon Purchases, and More: The Best Chase Cards This Week, Jan. 29, 2026

Want to earn hundreds in cash back or travel rewards this year? See our list of the top Chase credit cards available now to see how to get started.
Person making a shocked expression while looking at laptop screen.
Jan. 28, 2026 | By Ryan Wilcox

Amex Platinum Offers a Massive Welcome Offer. Find Out Your Offer Now

The Amex Platinum comes with thousands of dollars in annual perks alongside a super valuable welcome offer. Here's how to apply and earn it today.
A young man, sitting on a sofa, smiles as he holds a credit card in one hand and looks at his cellphone in another.
Jan. 28, 2026 | By Joel O'Leary

Get 2% Back on Purchases and a $200 Bonus With This Credit Card

Unlimited 2% back, a $200 bonus, and a 0% intro APR offer. See why this no-annual-fee card just won our Best Credit Card of 2026 award.
A woman with a suitcase crossing a street in a foreign city with the. sun behind her.
Jan. 28, 2026 | By Joel O'Leary

Act Fast: $250 Travel Credit + Earn 75K Mile Bonus. This Offer Won't Last Long

Planning travel in 2026? This limited-time Capital One Venture card offer gives you up to $1,000 in travel value. See how to qualify and maximize your rewards.
A smiling person holding a credit card.
Jan. 28, 2026 | By Jake FitzGerald

The Wells Fargo Reflect Card Is Our Top Pick for Avoiding Interest Payments in 2026

Our top 0% intro APR pick for 2026 offers nearly two years interest-free, making it ideal for paying down debt without rewards distractions.
Woman on sofa sitting on laptop beaming in celebration.
Jan. 28, 2026 | By Ryan Wilcox

Unlock Elite Travel Perks and More: The Best Amex Cards This Week, Jan. 28, 2026

If you're looking to save on travel, a top Amex card should be one of the first places you look. Check out our favorites to see which one's right for you today.
Two Excited Women Sitting On Sofa Using Laptop As One Of Them Holds Her Credit Card
Jan. 28, 2026 | By Ryan Wilcox

Earn 2% on Every Purchase: The Best Cash Back Cards This Week, Jan. 28, 2026

A great cash back credit card can reward you on every purchase, all year long. Explore our top picks and find the best option available today.
Bespectacled woman opening book and looking over at raining money.
Jan. 27, 2026 | By Jake FitzGerald

Do People With 850 Credit Scores Pay Less for Almost Everything? Here's the Truth

Is a perfect 850 credit score actually worth the effort? Here is the truth about what it saves you and where it doesn't matter at all.
Two people sitting on the ground surrounded by papers.
Jan. 27, 2026 | By Ryan Wilcox

Here's How to Get 0% Intro APR for 21 Months With No Annual Fee

The Wells Fargo Reflect comes with an intro APR offer that lasts almost two years. Here's why it's my favorite balance transfer card out there today.
Group of friends take selfie during travels.
Jan. 27, 2026 | By Joel O'Leary

Act Fast: The Most Valuable Credit Card Bonus I've Seen This Winter

Earn up to $1,000 toward travel with this limited-time offer from Capital One. See how to qualify and maximize your rewards in 2026.
Mature woman holding her phone and a credit card while commuting with a backpack.
Jan. 27, 2026 | By Jake FitzGerald

How the Chase Sapphire Preferred Card Can Pay for Its Annual Fee 8 Times Over

The Chase Sapphire Preferred's $95 annual fee can be covered eight times over through its welcome bonus, hotel credit, and everyday rewards. Here's the math.
A group of friends racing through an airport with their suitcases.
Jan. 27, 2026 | By Ryan Wilcox

Don't Want to Pay the Chase Sapphire Reserve Card's $795 Fee? Here Are 3 Alternatives

A $795 annual fee is a lot to ask for some people. Here are three credit cards that might be able to help you save more than the Chase Sapphire Reserve.
Professionally dressed man smiles as he looks at his cell phone.
Jan. 27, 2026 | By Joel O'Leary

Is the $895 Amex Business Platinum Worth It in 2026?

Evaluate whether this card's high annual fee and numerous luxury perks justify the cost for your business in 2026.
Someone signing loan paperwork and being handed money.
Jan. 26, 2026 | By Joel O'Leary

Here's What Happens When You Pay Off Your Credit Cards With a Loan

Consolidating credit card debt with a personal loan can save you thousands in interest and boost your credit score -- if you handle it the right way.
Woman standing with hand on chin contemplating her decision.
Jan. 26, 2026 | By Joel O'Leary

Here's What Happens When You Only Have One Credit Card

Using a single credit card keeps things simple, but it can also limit your rewards, credit score growth, and financial flexibility.