Kingkarn Amjaroen

Discover Financial is a bet on stronger loan growth going forward and increasing earnings in its important credit card business.

Fulton Financial has a lot of potential to drive its valuation via loan growth, declining provision expenses for credit losses and share repurchases.

Ally Financial has great potential to change investor perceptions about its earnings prospects once the government has divested of its remaining stake in the auto finance company and achieves its return targets.

CIT Group is a finance solutions provider whose value will depend on a broad recovery in the U.S. economy, increasing leasing demand for commercial aircraft and rail car units as well as the integration of acquisition targets.

Hatteras Financial has delivered three sequential book gains and another quarter of strong core earnings, which makes bottoming dividends ever more likely.

BofI Holdings convinces with strong deposit and loan growth as well as outside recognition for industry-leading profitability.

Genworth Financial operates life insurance and international mortgage insurance businesses. The latter has sizable upside potential when U.S. mortgage demand rebounds.

Howard Hughes Corporation is an interesting bet on real estate markets in Houston, Las Vegas and Maryland.

First Horizon National Corporation makes a solid value proposition and outshines Citigroup and Bank of America in terms of valuation.

Investors who believe American International Group is undervalued might want to consider its long-term warrants instead of the common stock to benefit from a rebound in AIG's equity valuation.

CYS Investments' solid sequential book value increase is a confidence booster and raises expectations, that other mortgage REITs will also be able to deliver book value growth and maintain their dividends going forward.

J.C. Penney makes a much better relative value proposition than Macy's and Kohl's.

Fannie Mae's and Freddie Mac's common stock continue to be of extremely high risk and are essentially a bet, that the companies will be returned to shareholders.

Morgan Stanley is among a select group of outperforming investment banks and should profit from its asset management business going forward.

Thirst for growth and expansion as well as a strong commercial segment make this community bank a Strong Buy.

Goldman Sachs trades extremely low compared to its own historical valuation metrics and should do extremely well for investors in a sustained bull market.

Equity Residential's portfolio concentration in high-growth metropolitan areas will drive shareholder value and distributions to shareholders.

J.P. Morgan has much more potential to capitalize on loan and mortgage demand growth which should provide further tailwinds for its valuation.

Prospect Capital has a solid dividend track record, a high yield and a compelling valuation.

Pinnacle Financial Partners convinces on a variety of metrics including loan, book value and net interest income growth.