Despite reporting fantastic third-quarter earnings, SoFi (SOFI) is still down about 80% from its highs. In this video, Matt Frankel, CFP®, explains why SoFi's results are so encouraging, but also why there is still a lot that needs to go right for the bank disruptor to be a long-term winner.

**Stock prices discussed in the video are from Nov. 3, 2022. This video was published on Nov. 4, 2022.