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Could SoFi 10X by 2030?

The banking disruptor has been firing on all cylinders. But what could take it to the next level?

By Matt Frankel, CFP – Oct 8, 2025 at 10:05AM EST

SoFi's (SOFI 0.85%) recent growth has certainly been impressive. In fact, the banking disruptor added more new members in the second quarter than ever before. But could SoFi stock, which has roughly tripled over the past year, produce tenfold returns from here?

*Stock prices used were the morning prices of Oct. 2, 2025. The video was published on Oct. 3, 2025.

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About the Author

Matt Frankel, CFP
Matt Frankel, CFP, is a contributing Motley Fool stock market analyst specializing in the real estate and financial sectors. Prior to The Motley Fool, Matt taught high school and college mathematics. He holds a bachelor’s degree in physics from the University of South Carolina, a master’s degree in mathematics from Nova Southeastern University, and a graduate certificate in financial planning from Florida State University. He won a SABEW award for coverage of the 2017 Tax Cuts and Jobs Act. He is also regularly interviewed by Cheddar, Globe St, The National Desk, and other TV networks and publications for his real estate, financial, stock market, and investing expertise.
TMFMattFrankel
X@MattFrankelCFP

Matt Frankel has positions in SoFi Technologies. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. Matthew Frankel is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through their link they will earn some extra money that supports their channel. Their opinions remain their own and are unaffected by The Motley Fool.

Stocks Mentioned

SoFi Technologies Stock Quote
SoFi Technologies
NASDAQ: SOFI
$16.94
(-0.85%)-$0.15

*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.

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