Welcome back to another Foolish review of the coldest stocks as ranked by Motley Fool CAPS. We're looking at the three worst-performing industries over the past 30 days and your favorite short and long candidates in each.

Last time, subprime lenders were cuddled up with Jack Frost in a capital-destroying polar bear-hug. Anyone want to bet they've escaped? Of course not. The dirtbags at NovaStar Financial (NYSE:NFI) and their peers are, as a group, down 27.6% since late October.

But they're not alone. Blue-lipped financial insurers rank second, off 27.4% over the past 30 days. And that's including the results of four-star heater Wesco Financial.

Who's in third? Marine stocks. They've soaked shivering investors with a 27% average loss over the last month.

According to you, our Foolish readers, the worst stocks in these industries to own now -- i.e., those rated one or two out of a maximum five stars in CAPS -- are:

Company

CAPS Stars

No. of CAPS Ratings

Bear Ratio

30-Day Price Change

Fremont General (NYSE:FMT)

*

338

57.4%

(23.7%)

Impac Mortgage (NYSE:IMH)

*

333

57.4%

(23.4%)

IndyMac Bancorp (NYSE:IMB)

*

541

56.2%

(29.9%)

Ambassadors Int'l (NASDAQ:AMIE)

*

55

50.9%

(42.2%)

Countrywide Financial (NYSE:CFC)

*

1,554

49.5%

(35.1%)

Sources: Motley Fool CAPS, Yahoo! Finance.

And your favorite long candidates -- i.e., those rated four or five stars in CAPS -- are:

Company

CAPS Stars

No. of CAPS Ratings

Bull Ratio

30-Day Price Change

TBSI International (NASDAQ:TBSI)

****

601

94.8%

(53.3%)

Sources: Motley Fool CAPS, Yahoo! Finance.

Do you agree? Disagree? Let us know what you think about these stocks and your other favorites by signing up for CAPS today. It's 100% free to participate.

Cap off your day with related CAPS Foolishness:

Fool contributor Tim Beyers, who is ranked 9,923 out of more than 75,000 participants in CAPS, is a sucker for growth stocks and a regular contributor to David Gardner's Motley Fool Rule Breakers service. Tim didn't own shares of any of the companies mentioned in this story at the time of publication. Find Tim's portfolio here and his latest blog commentary here. The Motley Fool's disclosure policy freezes out Wall Street's worst.