Based on the aggregated intelligence of 170,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, Dutch financial services giant ING Group (NYSE: ING) has earned a respected four-star ranking.

With that in mind, let's take a closer look at ING's business and see what CAPS investors are saying about the stock right now.

ING facts

Headquarters (Founded) Amsterdam, The Netherlands (1991)
Market Cap $37.7 billion
Industry Diversified financial services
Trailing-12-Month Revenue $66.7 billion
Management

CEO Jan Hommen (since 2010)

CFO Patrick Flynn (since 2010)

Return on Equity (Average, Past 3 Years) (0.3%)
Competitors

Bank of America (NYSE: BAC)

Barclays (NYSE: BCS)

Citigroup (NYSE: C)


Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 95% of the 1,082 members who have rated ING believe the stock will outperform the S&P 500 going forward. These bulls include PETPOE and corcione.

Just three days ago, PETPOE helped weigh ING's pros and cons: "Solid bank and insurance business. [S]eparation of banking and insurance should set free additional shareholder value. [B]iggest threat is Europe's sovereign debt crisis."

ING's global footprint, steadily improving financials, and cheapish valuation continue to support its four-star CAPS status. Currently, ING even trades at a forward P/E (5.2) discount to global banking foes Bank of America (9.9), Barclays (8.1), and Citigroup (11.2), as well as rivals in the insurance space like AIG (NYSE: AIG) (22.1), Hartford Financial (NYSE: HIG) (7.5), and Prudential (NYSE: PRU) (9.6).

CAPS member corcione elaborates on the bargain opportunity:

ING founded in 1991 by a merger between Nationale-Nederlanden and NMB Postbank Group is headquartered in Amsterdam. Currently, it has separated the banking and insurance businesses because of regulatory requirements. ... After this transformation process ING will become a bank rather than a financial conglomerate. There will be a huge increase in the stock price as clouds of uncertainty disappeared.

What do you think about ING, or any other stock for that matter? If you want to retire rich, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future, and on Motley Fool CAPS, thousands of investors are working every day to find them. CAPS is 100% free, so get started!

Fool contributor Brian Pacampara doesn't own a position in any of the companies mentioned. The Fool owns shares of Bank of America. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Fool's disclosure policy always gets a perfect score.