Based on the aggregated intelligence of 170,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, Dutch financial services giant ING Group (NYSE: ING) has earned a respected four-star ranking.

With that in mind, let's take a closer look at ING's business and see what CAPS investors are saying about the stock right now.

ING facts

Headquarters (Founded) Amsterdam, The Netherlands (1991)
Market Cap $37.7 billion
Industry Diversified financial services
Trailing-12-Month Revenue $66.7 billion
Management

CEO Jan Hommen (since 2010)

CFO Patrick Flynn (since 2010)
Return on Equity (Average, Past 3 Years) (0.3%)
Competitors

Bank of America (NYSE: BAC)

Barclays (NYSE: BCS)

Citigroup (NYSE: C)


Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 95% of the 1,082 members who have rated ING believe the stock will outperform the S&P 500 going forward. These bulls include PETPOE and corcione.

Just three days ago, PETPOE helped weigh ING's pros and cons: "Solid bank and insurance business. [S]eparation of banking and insurance should set free additional shareholder value. [B]iggest threat is Europe's sovereign debt crisis."

ING's global footprint, steadily improving financials, and cheapish valuation continue to support its four-star CAPS status. Currently, ING even trades at a forward P/E (5.2) discount to global banking foes Bank of America (9.9), Barclays (8.1), and Citigroup (11.2), as well as rivals in the insurance space like AIG (NYSE: AIG) (22.1), Hartford Financial (NYSE: HIG) (7.5), and Prudential (NYSE: PRU) (9.6).

CAPS member corcione elaborates on the bargain opportunity:

ING founded in 1991 by a merger between Nationale-Nederlanden and NMB Postbank Group is headquartered in Amsterdam. Currently, it has separated the banking and insurance businesses because of regulatory requirements. ... After this transformation process ING will become a bank rather than a financial conglomerate. There will be a huge increase in the stock price as clouds of uncertainty disappeared.

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