Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, money transfer agent Western Union (NYSE: WU) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at Western Union's business and see what CAPS investors are saying about the stock right now.

Western Union facts

Headquarters (founded) Englewood, Colo. (1851)
Market Cap $10.2 billion
Industry Data processing and outsourced services
Trailing-12-Month Revenue $5.6 billion
Management CEO Hikmet Ersek (since 2010)
CFO Scott Scheirman (since 2006)
Return on Equity (average, past 3 years) 22.9%
Cash/Debt $1.4 billion / $3.6 billion
Dividend Yield 2.4%
Competitors American Express
Moneygram International
PayPal

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 97% of the 1,510 members who have rated Western Union believe the stock will outperform the S&P 500 going forward.

Just yesterday, one of those Fools, mitleg, offered a nicely balanced take on the opportunity:

Cheap by most measurements, except price to book. Moderate projected earnings. Low [PEG ratio]. The big concern is debt. There is a lot of it. On the positive side, is that it has a nice moat. Seems like it is do for a bounce after getting beaten down a lot.

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