World Acceptance (Nasdaq: WRLD) reported earnings on Oct. 25. Here are the numbers you need to know.

The 10-second takeaway
For the quarter ended Sep. 30 (Q2), World Acceptance missed estimates on revenues and whiffed on earnings per share.

Compared to the prior-year quarter, revenue grew and GAAP earnings per share increased.

Margins dropped across the board.

Revenue details
World Acceptance reported revenue of $139.4 million. The three analysts polled by S&P Capital IQ looked for sales of $143.4 million on the same basis. GAAP reported sales were 5.5% higher than the prior-year quarter's $132.1 million.

Source: S&P Capital IQ. Quarterly periods. Dollar amounts in millions. Non-GAAP figures may vary to maintain comparability with estimates.

EPS details
EPS came in at $1.72. The five earnings estimates compiled by S&P Capital IQ forecast $1.93 per share. GAAP EPS of $1.72 for Q2 were 13% higher than the prior-year quarter's $1.52 per share.

Source: S&P Capital IQ. Quarterly periods. Non-GAAP figures may vary to maintain comparability with estimates.

Margin details
For the quarter, gross margin was 76.8%, 50 basis points worse than the prior-year quarter. Operating margin was 29.3%, 140 basis points worse than the prior-year quarter. Net margin was 16.4%, 120 basis points worse than the prior-year quarter.

Looking ahead
Next quarter's average estimate for revenue is $149.3 million. On the bottom line, the average EPS estimate is $1.65.

Next year's average estimate for revenue is $590.7 million. The average EPS estimate is $8.32.

Investor sentiment
The stock has a one-star rating (out of five) at Motley Fool CAPS, with 152 members out of 289 rating the stock outperform, and 137 members rating it underperform. Among 112 CAPS All-Star picks (recommendations by the highest-ranked CAPS members), 41 give World Acceptance a green thumbs-up, and 71 give it a red thumbs-down.

Of Wall Street recommendations tracked by S&P Capital IQ, the average opinion on World Acceptance is outperform, with an average price target of $82.20.