Bankrate (NYSE: RATE) reported earnings on Nov. 1. Here are the numbers you need to know.

The 10-second takeaway
 For the quarter ended Sep. 30 (Q3), Bankrate met expectations on revenues and missed estimates on earnings per share.

Compared to the prior-year quarter, revenue grew and GAAP earnings per share shrank significantly.

Gross margins grew, operating margins dropped, net margins dropped.

Revenue details
 Bankrate notched revenue of $116.8 million. The nine analysts polled by S&P Capital IQ expected net sales of $116.3 million on the same basis. GAAP reported sales were 3.4% higher than the prior-year quarter's $112.9 million.

Source: S&P Capital IQ. Quarterly periods. Dollar amounts in millions. Non-GAAP figures may vary to maintain comparability with estimates.

EPS details
 EPS came in at $0.03. The six earnings estimates compiled by S&P Capital IQ anticipated $0.04 per share. GAAP EPS of $0.03 for Q3 were 57% lower than the prior-year quarter's $0.07 per share.

Source: S&P Capital IQ. Quarterly periods. Non-GAAP figures may vary to maintain comparability with estimates.

Margin details
 For the quarter, gross margin was 67.7%, 140 basis points better than the prior-year quarter. Operating margin was 11.6%, 840 basis points worse than the prior-year quarter. Net margin was 2.2%, 410 basis points worse than the prior-year quarter.

Looking ahead
 Next quarter's average estimate for revenue is $107.0 million. On the bottom line, the average EPS estimate is $0.02.

Next year's average estimate for revenue is $469.3 million. The average EPS estimate is $0.32.

Investor sentiment
 The stock has a one-star rating (out of five) at Motley Fool CAPS, with 18 members out of 31 rating the stock outperform, and 13 members rating it underperform. Among 10 CAPS All-Star picks (recommendations by the highest-ranked CAPS members), three give Bankrate a green thumbs-up, and seven give it a red thumbs-down.

Of Wall Street recommendations tracked by S&P Capital IQ, the average opinion on Bankrate is outperform, with an average price target of $23.00.

Internet software and services are being consumed in radically different ways, on new and increasingly mobile devices. Is Bankrate on the right side of the revolution? Check out the changing landscape and meet the company that Motley Fool analysts expect to lead "The Next Trillion-dollar Revolution." Click here for instant access to this free report.