Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, credit card giant Visa (V 0.65%) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Visa's business and see what CAPS investors are saying about the stock right now.

Visa facts

Headquarters (founded)

San Francisco (1958)

Market Cap

$94.7 billion

Industry

Data processing and outsourced services

Trailing-12-Month Revenue

$10.4 billion

Management

CEO Charles Scharf (since October 2012)
CFO Byron Pollitt, Jr. (since September 2007)

Return on Equity (average, past 3 years)

11.5%

Cash/Debt

$2.8 billion / $0

Dividend Yield

0.9%

Competitors

American Express (AXP 2.56%)
Discover Financial
(DFS 2.02%)
MasterCard
(MA 1.33%)

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 95% of the 5,092 members who have rated Visa believe the stock will outperform the S&P 500 going forward.

Just last week, one of those Fools, All-Star Chemdawg, succinctly summed up the Visa bull case for our community:

Who uses cash anymore? [V]isa is among the few pieces of plastic you can carry. ... They get paid when you swipe. ... Steadily profitable and they have raised the dividend hand over fist lately. [It's] a high P/E, zero debt company but the money just keeps on coming in. Stability in a world lacking it.

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