Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, credit card giant Visa (NYSE:V) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Visa's business and see what CAPS investors are saying about the stock right now.

Visa facts

Headquarters (founded)

San Francisco (1958)

Market Cap

$94.7 billion


Data processing and outsourced services

Trailing-12-Month Revenue

$10.4 billion


CEO Charles Scharf (since October 2012)
CFO Byron Pollitt, Jr. (since September 2007)

Return on Equity (average, past 3 years)



$2.8 billion / $0

Dividend Yield



American Express (NYSE:AXP)
Discover Financial

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 95% of the 5,092 members who have rated Visa believe the stock will outperform the S&P 500 going forward.

Just last week, one of those Fools, All-Star Chemdawg, succinctly summed up the Visa bull case for our community:

Who uses cash anymore? [V]isa is among the few pieces of plastic you can carry. ... They get paid when you swipe. ... Steadily profitable and they have raised the dividend hand over fist lately. [It's] a high P/E, zero debt company but the money just keeps on coming in. Stability in a world lacking it.

If you want market-thumping returns, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future. Of course, despite a strong four-star rating, Visa may not be your top choice.

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This article represents the opinion of the writer, who may disagree with the “official” recommendation position of a Motley Fool premium advisory service. We’re motley! Questioning an investing thesis -- even one of our own -- helps us all think critically about investing and make decisions that help us become smarter, happier, and richer.