In this segment of The Motley Fool's everything-financials show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson discuss the recent quarterly earnings from Citigroup and revisit the long-term investing thesis.

David points to the danger of the business being spread too thin and becoming susceptible to various issues, while Matt discusses the impressive capital cushion the bank has built over the last several years and why he is starting to become a believer.

Is Citigroup really turning a corner and becoming first-class?
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