Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, bank holding company Discover Financial (DFS -0.07%) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Discover and see what CAPS investors are saying about the stock right now.

Discover facts

Headquarters (founded)

Riverwoods, Ill. (1986)

Market Cap

$24.1 billion

Industry

Consumer finance

Trailing-12-Month Revenue

$6.8 billion

Management

Chairman / CEO David Nelms
President / COO Roger Hochschild

Return on Equity (average, past 3 years)

22.2%

Dividend Yield

1.6%

Competitors

MasterCard
Visa

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 87% of the 742 members who have rated Discover believe the stock will outperform the S&P 500 going forward.   

Just last week, one of those Fools, Googlespooch, succinctly summed up the bull case for our community:

Discover has been in the business of credit cards for around 25 years now. Despite being one of the smaller competitors (in comparison to Visa and MasterCard), Discover seems to have a lot going for it. They have fantastic customer loyalty and their new Discover IT card is, to say the least, a great deal! Discover seems well run and set to outperform.

If you want market-thumping returns, you need to put together the best portfolio you can. Of course, despite a strong four-star rating, Discover may not be your top choice.