It has been over two years since Bank of America (BAC 0.59%) initially agreed to fork over $8.5 billion in a settlement with Bank of New York Mellon, which served as trustee for a host of private investors like AIG (AIG -3.55%) and Goldman Sachs. In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson discuss the final stages of the approval process and what it could mean for Bank of America and AIG.