In this special "Best and Worst 2013" edition of The Motley Fool's everything-financials show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer tell viewers why National Bank of Greece (UNKNOWN:NBG.DL) lagged the market in 2013. While a turnaround could be near, investors should recognize the difference between the U.S. banking recovery and National Bank of Greece's situation.