Looking back, it's clear Bank of America (BAC 1.04%) and Citigroup (C 0.41%) took too much risk leading up to the financial crisis. Five years removed, are banks starting to get too risky again? In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson look at a survey from the regulator of national banks and debate the topic.