Zions Bancorporation (NASDAQ:ZION) was the only bank to fail the recent bank stress tests administered by the Federal Reserve. It was also the smallest bank. Should small bank even be subjected to the process?

In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer debate the effectiveness of the tests and why it's a good idea to include Zions and company.