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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Woman laying on rug with hair spread out around her head and various credit cards laying on her locks of hair while she also holds one in her hand.
April 19, 2026 | By James McClenathen

My Friend Has 14 Credit Cards -- and a Perfect 850 Credit Score

A perfect 850 credit score is rare. Here's how my friend pulled it off with 14 cards and some surprisingly simple habits.
A serious young man working on his computer at home.
April 19, 2026 | By Jake FitzGerald

A Tech Developer's 5 Rules for Keeping Your Finances Safe Online

A tech developer shares five things everyday people should do to protect their finances.
Mature couple appears distraught while looking at laptop.
April 19, 2026 | By Joel O'Leary

Credit Card Debt After 60: What Your Options Actually Are

From balance transfer cards to retirement withdrawals, here's a practical breakdown of how to tackle high-interest debt in your 60s.
Man holding credit score scorecard.
April 19, 2026 | By Jake FitzGerald

These 2 Numbers Can Make or Break Your Credit Score

Your credit score mostly comes down to two numbers: utilization ratio and delinquencies. Here's what they mean and how to manage them.
Man holding a fan of cash appears to be in thought.
April 19, 2026 | By Jake FitzGerald

What I'd Do With $5,000 Right Now, in Order

Got $5,000 sitting around? Here's exactly what I'd do with it, ranked in order of priority.
Woman passenger getting in the backseat of a rideshare vehicle.
April 19, 2026 | By Ryan Wilcox

5 Unique Perks of the Amex Platinum Card

The Amex Platinum's annual fee sounds steep -- until you look at the full list of perks. Here are five unique benefits that can help you save hundreds.
airplane flying over palm trees.
April 19, 2026 | By Joel O'Leary

Here's Why You Should Never Book a Vacation Using a Flat-Rate Credit Card

Booking travel on a flat-rate cash back card can cost you hundreds in missed rewards. Here's what to use instead.
A stylish young woman celebrating and throwing confetti in the air.
April 19, 2026 | By Joel O'Leary

Get an APY Boost up to 4.10%: Best Bank Account Bonuses This Week, April 19, 2026

This online bank is offering one of the best boosted APYs I've seen in quite awhile. Here's how to land it, plus three other great options available now.
A stressed young woman with her hands over her face.
April 19, 2026 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, April 19, 2026: Break the Cycle Before Interest Breaks You

Get up to 24 months with 0% intro APR on this week's longest offers. Stop paying interest and start making real progress on your balance -- plus rewards.
Person opening small gift box with cash inside.
April 18, 2026 | By Ryan Wilcox

The Easiest $400 You'll Ever Make -- Plus up to 4.00% APY. Why Now's the Time to Open a SoFi® Account

My favorite savings account on the market is offering a welcome bonus that's too good to ignore. Here's what to know and how to open your account today.
A nervous young woman biting her fingernail while sitting in her kitchen with her phone and laptop.
April 18, 2026 | By Joel O'Leary

Here's How to Downgrade Your Credit Card Without Losing Your Rewards

Downgrading a credit card lets you keep your rewards and credit history without paying an annual fee. Here's how to do it the right way.
Cash and tax forms.
April 18, 2026 | By Joel O'Leary

Our Top 3 Brokerage Accounts to Invest Your Tax Refund in April 2026

These top-rated brokerage accounts have no monthly fees, no account minimums, and strong tools for new and experienced investors in 2026.
Two Excited Women Sitting On Sofa Using Laptop As One Of Them Holds Her Credit Card
April 18, 2026 | By Joel O'Leary

This Might Be the Most Practical Credit Card in America

A simple 2% cash rewards card with no annual fee and easy redemptions can deliver steady rewards on everyday spending.
A smiling man working on a laptop in a room full of plants.
April 18, 2026 | By Ryan Wilcox

3 Top 0% Intro APR Credit Cards You Can Get Right Now: April 2026

Learn how landing a top 0% intro APR credit card can help you save on debt -- and earn valuable rewards -- today.
An adult analyzes a graph on their laptop in their home office.
April 18, 2026 | By Joel O'Leary

Here's What $50,000 in an S&P 500 Index Fund Would Be Worth Today if You'd Invested 10 Years Ago

A $50,000 investment in the S&P 500 10 years ago would be worth over $211,000 today. Here's what the historical data shows across 10, 20, and 30 years.
A waitress bringing a tray of drinks to a customer in an airport lounge.
April 18, 2026 | By Ryan Wilcox

Here's When the Amex Platinum's $895 Annual Fee Actually Makes Sense

Learn when the Amex Platinum's $895 annual fee is worth it, and how to tell if its perks match your spending and lifestyle.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
April 18, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, April 18, 2026: Earn up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a pair of hold decisions so far in 2026.
Woman stands on chair outdoors with mountains in background while using megaphone to speak.
April 18, 2026 | By Joel O'Leary

$250 Bonus Offer Ending Soon: The Best Credit Card Sign-Up Bonuses This Week, April 18, 2026

My favorite cash back card is offering an elevated sign-up bonus until April 30 at 9 a.m. EST. Here's what to know -- plus four other great bonuses available now.
Tax forms scattered on top of a messy pile of money.
April 17, 2026 | By Jake FitzGerald

Here's What Happens if You Still Haven't Filed Your Taxes

The April 15 deadline has passed. Here's what the penalties look like, who's off the hook, and the fastest way to limit the damage.
Couple Having A Discussion At Table
April 17, 2026 | By Joel O'Leary

Here's When a High-Yield Savings Account Stops Making Sense

A high-yield savings account isn't always the smartest move. Here are five situations where your money could be working harder somewhere else.
Two men smile as they look a computer. One is holding a credit card.
April 17, 2026 | By Jake FitzGerald

This Two-Card Combo Earns More Cash Back Than Any Single Card on the Market

These two Chase cards together cover nearly every spending category at 3% to 5%. No single no-annual-fee card comes close.
A glass jar full of coins labeled Retirement and with coins stacked next to it as well.
April 17, 2026 | By Jake FitzGerald

Most Americans Are Behind on Retirement Savings. Here's the Honest Benchmark by Age.

The average retirement savings by age tells a clearer story than most people expect. Here's where you stand and what to do about it.
Happy person holding cash in one hand and smartphone in the other.
April 17, 2026 | By Joel O'Leary

How to Earn $250 Toward Travel With This No-Annual-Fee Credit Card

The Bank of America Travel Rewards card earns unlimited 1.5x points with no annual fee, no foreign transaction fees, and points that never expire.
Home improvement store worker helping customer with lumber
April 17, 2026 | By Ryan Wilcox

Save on Your Next Big Purchase: Get 0% APR for 21 Months With This Card

This Wells Fargo card is one of the best ways we've found to save on a big upcoming purchase. Read on to learn why we love it so much.
Couple enjoys city skyline view from rooftop pool.
April 17, 2026 | By Joel O'Leary

The Amex Platinum's Best Perk Isn't the Lounge Access. It's This

The Amex Platinum offers a $600 hotel credit that's sometimes overlooked. Here's why it beats lounge access as the card's most reliable annual perk.