Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content
Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace.
    |    Accessibility Options

  • Credit Cards

    Credit Cards

    Best Of Lists
    • Best Credit Cards of May 2025
    • Best Balance Transfer Credit Cards
    • Best Credit Card Sign-Up Bonuses
    • Best Travel Credit Cards
    By Issuer
    • Best American Express Cards
    • Best Chase Cards
    • Best Discover Cards
    • All Credit Card Reviews
    Credit Card Tools
    • Compare Credit Cards
    • Credit Card Interest Calculator
    • Balance Transfer Calculator
    Credit Card Guides
    • Credit Cards 101: A Beginner's Guide
    • Credit Card Guides
    • Credit Card Comparisons
    • Credit Card Articles
  • Banks

    Banks

    Best Of Lists
    • Best High-Yield Savings Accounts
    • Best Checking Accounts
    • Best CD Rates
    • Best Money Market Accounts
    Bank Reviews
    • SoFi Checking & Savings Review
    • American Express High Yield Savings Review
    • Capital One 360 Performance Savings Review
    • All Bank Reviews
    Knowledge & Tools
    • Bank Account Comparisons
    • Emergency Fund Calculator
    • Federal Reserve Interest Rates
    • All Banking Resources
    Banking Guides
    • Guide to Banking
    • How to Open a Bank Account
    • Types of Bank Accounts
    • All Banking Articles
  • Brokers

    Brokers

    Best Of Lists
    • Best Stock Brokers of May 2025
    • Best Free Stock Trading Apps
    • Best IRA Accounts
    • Best Options Trading Platforms
    Best for Beginners
    • Best Stock Brokers for Beginners
    • Best Investment Apps for Beginners
    • Best Robo-Advisors for Beginners
    Top Reviews
    • Robinhood Review
    • SoFi Review
    • E*TRADE Review
    • All Brokerage Reviews
    Guides
    • What Is a Brokerage Account?
    • How to Choose a Brokerage Account
    • How to Open a Brokerage Account
    • All Brokerage Articles
  • Crypto

    Crypto

    Best Of Lists
    • Best Crypto Exchanges
    • Best Bitcoin Exchanges
    • Best Ethereum Exchanges
    Top Reviews
    • Coinbase Review
    • Gemini Review
    • Crypto.com Review
    • All Crypto Reviews
    Exchange Comparisons
    • Coinbase vs. Robinhood
    • Gemini vs. Coinbase
    • Crypto.com vs. Coinbase
    • Robinhood vs. Crypto.com
    Knowledge
    • A Complete Guide to Cryptocurrencies
    • Types of Cryptocurrencies
    • How to Invest in Crypto
    • All Cryptocurrency Articles
  • Mortgages

    Mortgages

    Best Of Lists
    • Best Mortgage Lenders of May 2025
    • Best Refinance Lenders
    • Best Mortgage Lenders for First-Time Homebuyers
    • Best Home Equity Loan Lenders
    Best Mortgage Rates
    • Today's Best Mortgage Rates
    • Today's Best Refinance Rates
    • 15-Year Mortgage Rates
    • 30-Year Mortgage Rates
    Mortgage Tools
    • Mortgage Calculator
    • Get Pre-Approved For a Mortgage
    • Guide to Mortgages
    Guides
    • Mortgage Lender Reviews
    • First-Time Home Buyer Guide
    • All Mortgage Articles
  • Insurances

    Insurances

    Auto Insurance
    • Best Auto Insurance
    • Auto Insurance Reviews
    • Auto Insurance Articles
    • All Auto Insurance Resources
    Homeowners Insurance
    • Best Homeowners Insurance
    • Homeowners Insurance Reviews
    • Homeowners Insurance Articles
    • All Homeowners Insurance Resources
    Life Insurance
    • Life Insurance Reviews
    • Life Insurance Articles
    • All Life Insurance Resources
  • Loans

    Loans

    Best Of Lists
    • Best Personal Loans of May 2025
    • Hardship Loans
    • Best Debt Consolidation Loans
    • Best Personal Loans for Bad Credit
    Lender Reviews
    • Upstart Personal Loans Review
    • Citi Personal Loans Review
    • All Personal Loans Reviews
    Personal Loan Tools
    • Loan Payoff Calculator
    • How Much Personal Loan Can You Get?
    • What Credit Score Do You Need?
    Personal Loan Guides
    • How to Finance a Purchase
    • How to Get Pre-approved for a Loan
    • How to Apply for a Personal Loan
    • All Personal Loan Articles
  • Podcast

    Podcast

    Motley Fool Money Podcast
    • Motley Fool Money Podcast
  • About Us

    About Us

    Knowledge
    • Personal Finance Guides
    • Market Research & Insights
    • 2025 Award Winners
    • All Motley Fool Money Articles
    Motley Fool Money
    • About Motley Fool Money
    • How We Make Money
    • Editorial Integrity
    • Our Rating Methodology
    The Motley Fool
    • The Motley Fool
    • Stock Market News
    • Motley Fool Premium Services
    • Our Investing Philosophy
  • Search Icon Click here to search
    Search Icon Click here to search
  • Motley Fool Money Authors
  • Joel O'Leary
Author Photo for Joel O'Leary
Linked In Icon

Joel O'Leary

Full Time Writer |

NUMBER OF PUBLICATIONS: 80 | LAST PUBLISH DATE: 05-24-2025

Summary

Joel is a full-time writer at Motley Fool Money, where he brings a clear, approachable voice to topics ranging from credit cards to side hustles. He’s been writing about money since 2018, covering topics like credit cards, savings hacks, and the FIRE movement. Before joining the team, he managed editorial content for the How To Money podcast. When he’s not behind the laptop, Joel is likely at the beach surfing, or out and about with his family.

Joel's Recent Articles

  • A Complete Guide to Balance Transfers
    Dec 17, 2020
    Balance transfers can help you pay off credit card debt faster. Learn how they work, how much you can save, and what to avoid.
    Read MoreLearn More Link Arrow
  • Chase Ink Business Unlimited Review
    Jul 8, 2020
    Get simple, unlimited cash back with no annual fee. Read our full Chase Ink Business Unlimited review to see if it's the best card for …
    Read MoreLearn More Link Arrow
  • Citi Simplicity Card Review
    Jul 6, 2018
    Citi Simplicity offers no annual fee and a 0% APR intro period -- perfect for paying off debt. Learn how this card works and if …
    Read MoreLearn More Link Arrow
  • Citi Double Cash Review
    Jul 6, 2018
    Earn 2% back on every purchase with no annual fee. See why the Citi Double Cash card is a top pick in our in-depth Citi …
    Read MoreLearn More Link Arrow
  • Citi Diamond Preferred Review
    Jul 6, 2018
    Enjoy 0% APR for 21 months with the Citi Diamond Preferred. Learn if it's the right move to save on interest and crush your debt.
    Read MoreLearn More Link Arrow
  • Previous Button
  • 1
  • 2
  • 3
  • 4

We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page. The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.

Join 35,000+ Americans getting smarter with their money -- one email at a time

Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.

By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. You can unsubscribe at any time. Please read our Privacy Statement and Terms & Conditions.


Motley Fool Money is a Motley Fool service that rates and reviews essential products for your everyday money matters.

btn_facebook-yellow btn_twitter-yellow btn_instagram-yellow

Copyright © 2018 - 2025 Motley Fool Money. All rights reserved.

Join 35,000+ Americans getting smarter with their money -- one email at a time

Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.

By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. You can unsubscribe at any time. Please read our Privacy Statement and Terms & Conditions.

About Motley Fool Money
About Us Contact Us Newsroom How We Make Money Editorial Integrity Ratings Methodology RSS Feed About The Motley Fool
Legal
Terms of Use Privacy Policy Accessibility Policy Terms and Conditions Copyright, Trademark and Patent Information Do Not Sell My Personal Information
Learn
Credit Cards Banking Brokerage Cryptocurrency Mortgages Insurance Loans Recent Articles
Back to The Motley Fool