Fb Bancorp

FB Bancorp helps people and businesses manage money and get loans. Its deposit accounts keep savings safe, while its loans help families buy homes or companies grow. Customers use these services for everyday banking and big life events.

Products and Services

• Residential Mortgage Loans: Home loans for buying or refinancing one- to four-family houses (main lending focus).
• Commercial Loans: Loans for businesses, including real estate and equipment financing (supports local companies).
• Mortgage Banking: Origination and sale of home loans, plus servicing for others (24.9% of operating revenue for six months ended June 30, 2025).
• Digital Banking: Online and mobile banking, including a digital-only bank for tech-focused customers.

Growth and Expansion

• Expanded into Baton Rouge and Lafayette, Louisiana, with new branches and local teams in 2024-2025.
• Launched the "Andi" digital-only bank division in 2025 to reach online customers.
• Grew mortgage banking through the NOLA Lending division, originating $179.6 million in home loans in the first half of 2025.
• No major acquisitions or international expansion reported as of June 2025.

What Makes FB Bancorp Stand Out

FB Bancorp has served southern Louisiana since 1908, building a stable local customer base. Its strong capital ratios and liquidity help it weather market changes. The company’s digital banking and integrated mortgage operations add flexibility and fee income.

Five Things You Need to Know

• Total revenue was $22 million in QQ2 2025, down 4.2% year-over-year.
• Net income reached $879,000 in QQ2 2025, up 3.5% from QQ2 2024.
• Net interest income for six months ended June 30, 2025, rose 19.1% year-over-year.
• Non-interest income for six months ended June 30, 2025, fell 22.1% year-over-year.

Bottom Line

FB Bancorp combines traditional banking with digital services and mortgage banking. Its steady growth and local focus support a diversified, adaptable business model.