Bread Financial
(NYSE) BFH
Bread Financial Financials at a Glance
Market Cap
$4.24B
Revenue (TTM)
$4.72B
Net Income (TTM)
$561.00M
EPS (TTM)
$12.20
P/E Ratio
8.60
Dividend
$0.90
Beta (Volatility)
1.52 (High)
Dividend
$0.90
Beta (Volatility)
1.52 (High)
Price
$105.95
Volume
15,972
Open
$105.05
Price
$105.95
Volume
15,972
Open
$105.05
Previous Close
$105.95
Daily Range
$103.85 - $105.95
52-Week Range
$53.83 - $107.76
Estimated Earnings Date
Jul 23, 2026
Dividend
$0.90
Beta (Volatility)
1.52 (High)
Price
$105.95
Volume
15,972
Open
$105.05
Previous Close
$105.95
Daily Range
$103.85 - $105.95
52-Week Range
$53.83 - $107.76
Estimated Earnings Date
Jul 23, 2026
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Get Access NowAbout Bread Financial
Industry
Consumer Finance
Sector
FinancialsEmployees
6,000
CEO
Ralph J. Andretta
Website
www.breadfinancial.comHeadquarters
Columbus, OH 43219, US
BFH Financials
Key Financial Metrics (TTM)
Gross Margin
63.99%
Operating Margin
14.00%
Net Income Margin
11.90%
Return on Equity
17.08%
Return on Capital
7.95%
Return on Assets
2.51%
Earnings Yield
11.63%
Dividend Yield
0.86%
Payout Ratio
7.84%
Stock Overview
Market Cap
$4.24B
Shares Outstanding
40.41M
Volume
15.97K
Avg. Volume
688.52K
Financials (TTM)
Gross Profit
$3.02B
Operating Income
$660.00M
EBITDA
$738.00M
Operating Cash Flow
$2.19B
Capital Expenditure
-$8.00M
Free Cash Flow
$2.18B
Cash & ST Invst.
$3.64B
Total Debt
$3.94B
Bread Financial Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$1.21B
+1.3%
Gross Profit
$715.00M
+6.1%
Gross Margin
59.04%
N/A
Market Cap
$4.24B
N/A
Market Cap/Employee
$706.85K
N/A
Employees
6,000
N/A
Net Income
$181.00M
+31.2%
EBITDA
$262.00M
+20.2%
Quarterly Fundamentals
Total Cash
$3.64B
-17.0%
Total Debt
$3.94B
-23.0%
Accounts Receivable
$0.00
N/A
Inventory
$0.00
N/A
Long Term Debt
$3.94B
-23.0%
Short Term Debt
$0.00
N/A
Return on Assets
2.51%
N/A
Return on Invested Capital
8.01%
N/A
Free Cash Flow
$487.00M
+23.9%
Operating Cash Flow
$487.00M
+23.9%