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Unum Group(NYSE) UNM

Current Price$86.19
Market Cap$13.78BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1999)+206%
5 Year+268%
1 Year+11%
1 Month-2%
Unum Group last closing stock price
MetricPriceDate
Last closeUSD 86.222026-07-24
Unum Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.61%USD 88.532026-07-17
1 month-2.17%USD 88.132026-06-24
3 month+11.93%USD 77.032026-04-24
Year to date+13.25%USD 76.132025-12-31
1 year+11%USD 77.672025-07-24
3 year+92.51%USD 44.792023-07-25
5 year+268.2%USD 23.422021-07-23
Since inception+205.51%USD 28.221999-07-01

Unum Group Financials at a Glance

Market Cap

$13.78BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$13.30B

Net Income (TTM)

$781.40M

EPS (TTM)

$4.60

P/E Ratio

18.73

Dividend

$2.35

Beta (Volatility)

0.69 (Low)

Price

$86.19

Volume

1,410,996

Open

$85.25

Previous Close

$86.22

Daily Range

$84.67 - $86.74

52-Week Range

$68.28 - $93.22

Estimated Earnings Date

Jul 28, 2026

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About Unum Group

Unum helps people handle money troubles when they get sick, hurt, or lose a loved one. The company works with employers to give workers insurance that covers lost pay or medical costs. These benefits give families a safety net during difficult times.

What Unum Sells

  • Unum US: Disability, life, dental, and vision insurance for American workers; accounts for 65.4% of consolidated premium income.
  • Colonial Life: Voluntary benefits like accident and cancer insurance sold at workplaces; represents 17% of consolidated premium income.
  • Unum International: Insurance products for businesses and individuals in the United Kingdom and Poland; generates 10% of consolidated premium income.
  • Closed Block: Older insurance products like long-term care that are no longer actively sold; accounts for 7.6% of consolidated premium income.

Recent Strategic Moves

  • Completed a major reinsurance deal with Fortitude Re in July 2025 to shift part of its long-term care and disability risks.
  • Recaptured a block of long-term care business from Fairwind Insurance Company in July 2025 before moving it to Fortitude Re.
  • Stopped selling new medical stop-loss insurance policies as of the third quarter of 2024.
  • Hired a new executive in April 2025 to lead technology and digital growth efforts.

How the Business Competes

Unum stays ahead by connecting its insurance directly to the computer systems companies use to manage their staff. It focuses on providing a smooth experience for workers through digital tools and specialized claims management.

The Financial Scorecard

  • Gross profit rose to $1.3 billion in Q4 2025, up 28.1% from Q4 2024.
  • Revenue hit $3.2 billion in Q4 2025, up 1.2% year-over-year.
  • Net income fell to $174.1 million in Q4 2025, down 50.1% from $348.7 million in Q4 2024.
  • Free cash flow reached $320.1 million in Q4 2025, down 29.5% from the previous year.

Evolution and Future Focus

Unum has transformed from a traditional insurer into a tech-linked provider of workplace benefits. Its shift toward digital services and recent efforts to reduce risk in older product lines define its current operational strategy.

AI Generated • Apr 20, 2026

Industry

Insurance

Employees

10,910

CEO

Rick McKenney

Headquarters

Chattanooga, TN 37402, US

UNM Financials

Key Financial Metrics (TTM)

Gross Margin

33.89%

Operating Margin

7.46%

Net Income Margin

5.87%

Return on Equity

7.07%

Return on Capital

6.21%

Return on Assets

1.25%

Earnings Yield

5.34%

Dividend Yield

2.72%

Payout Ratio

39.33%

Stock Overview

Market Cap

$13.78BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

159.78M

Volume

1.41M

Avg. Volume

1.38M

Financials (TTM)

Gross Profit

$4.51B

Operating Income

$992.60M

EBITDA

$1.33B

Operating Cash Flow

$674.90M

Capital Expenditure

-$136.10M

Free Cash Flow

$538.80M

Cash & ST Invst.

$192.60M

Total Debt

$3.76B

Unum Group Performance Analysis

Unum Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 11,965,200,000-0.4%
20232023-12-31USD 12,399,500,0003.6%
20242024-12-31USD 12,899,800,0004.0%
20252025-12-31USD 13,054,400,0001.2%
Unum Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-308.7%
Q32025-09-300.3%
Q42025-12-31-3.4%
Q12026-03-313.5%
Unum Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 6.9673.0%
20232023-12-31USD 6.50-6.7%
20242024-12-31USD 9.4645.6%
20252025-12-31USD 4.27-54.9%
Unum Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3081.1%
Q32025-09-30-88.0%
Q42025-12-31352.2%
Q12026-03-3135.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$3.36B

+9.0%

Gross Profit

$1.35B

+48.4%

Gross Margin

40.27%

N/A

Market Cap

$13.78BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.26M

N/A

Employees

10,910

N/A

Net Income

$232.00M

+22.7%

EBITDA

$387.60M

+19.0%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$192.60M

-19.0%

Total Debt

$3.76B

+0.5%

Accounts Receivable

$1.61B

+3.7%

Inventory

$0.00

N/A

Long Term Debt

$3.76B

+8.5%

Short Term Debt

$0.00

-100.0%

Return on Assets

1.25%

N/A

Return on Invested Capital

1.58%

N/A

Free Cash Flow

$301.20M

-5.2%

Operating Cash Flow

$340.80M

-3.6%

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Questions About UNM

What is the current price of Unum Group?

Unum Group is trading at $86.22 per share.

What is the 52-week range for Unum Group?

Over the past 52 weeks, Unum Group has traded between $68.28 and $93.22.

How much debt does Unum Group have?

As of the most recent reporting period, Unum Group reported total debt of $3.76B.

How much cash does Unum Group have on hand?

Unum Group reported $192.60M in cash and cash equivalents in its most recent financial results.

What is Unum Group’s dividend yield?

Unum Group currently has a dividend yield of 2.72%.

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