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CNO Financial Group

(NYSE) CNO

Current Price$53.58
Market Cap$5.00BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)+222%
5 Year+161%
1 Year+45%
1 Month+5%
CNO Financial Group last closing stock price
MetricPriceDate
Last closeUSD 53.592026-07-17
CNO Financial Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.14%USD 51.962026-07-10
1 month+4.61%USD 51.232026-06-17
3 month+23.28%USD 43.472026-04-17
Year to date+27.18%USD 42.142025-12-31
1 year+44.89%USD 36.992025-07-17
3 year+128.42%USD 23.462023-07-18
5 year+160.94%USD 20.542021-07-16
Since inception+221.8%USD 16.652003-09-11

CNO Financial Group Financials at a Glance

Market Cap

$5.00BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$4.51B

Net Income (TTM)

$245.50M

EPS (TTM)

$2.50

P/E Ratio

21.47

Dividend

$0.69

Beta (Volatility)

0.93 (Low)

Price

$53.58

Volume

13,010

Open

$53.32

Previous Close

$53.58

Daily Range

$53.26 - $54.09

52-Week Range

$35.24 - $54.09

Estimated Earnings Date

Jul 27, 2026

CNO News

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Page 1

CNO: Motley Fool Moneyball Superscore

59

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About CNO Financial Group

CNO Financial Group helps middle-income Americans plan for a secure retirement. It sells insurance and financial tools to protect people's health and savings. Its agents and websites connect with retirees and workers across the country.

What CNO Sells

  • Annuities: Savings products that provide steady income for retirement; accounted for 42% of total premium collections in 2025.
  • Health Insurance: Coverage for medical gaps, long-term care, and specific illnesses; made up 36% of total premium collections in 2025.
  • Life Insurance: Financial protection for families through whole-life and universal-life policies; represented 21% of total premium collections in 2025.
  • Medicare Supplement: Policies that cover costs Medicare does not pay, such as deductibles and coinsurance.
  • Worksite Benefits: Voluntary insurance plans sold to employees at their place of business through the Optavise brand.

Recent Growth and Strategic Moves

  • Announced plans in November 2025 to exit the fee services business within its Worksite Division.
  • Launched a new flexible premium bonus indexed annuity in 2023 to offer immediate increases in account value for customers.
  • Added a death-benefit rider to its guaranteed lifetime income products during 2025.
  • Stopped ceding a portion of new long-term care business to third-party insurers in October 2024 to keep more of the risk and potential reward.

How the Company Stands Out

The company maintains a unique distribution network of 5,000 exclusive agents and a large direct-to-consumer marketing engine. It focuses specifically on the underserved middle-income senior market, where competition from large banks is often lower.

Key Financial Performance

  • Total revenue reached $1.1 billion in Q4 2025, up 4.2% from Q4 2024.
  • Operating income was $111.4 million in Q4 2025, down 47.1% year over year.
  • Net income hit $92.9 million in Q4 2025, a decrease of 44.1% from $166.1 million in Q4 2024.
  • Free cash flow was $195.7 million in Q4 2025, up 2.5% from the previous year.
  • Total premium collections grew to $4.6 billion for the full year 2025, up from $4.4 billion in 2024.

The Big Picture

CNO has shifted from a general insurer to a specialized provider for the aging U.S. middle class. By balancing agent-led sales with digital marketing, it maintains a steady presence in the life and health markets.

AI Generated • Apr 24, 2026

Industry

Insurance

Sector

Financials

Employees

3,300

CEO

Gary C. Bhojwani, MBA

Website

www.cnoinc.com

Headquarters

Carmel, IN 46032, US

CNO Financials

Key Financial Metrics (TTM)

Gross Margin

42.28%

Operating Margin

6.96%

Net Income Margin

5.44%

Return on Equity

9.56%

Return on Capital

4.39%

Return on Assets

0.63%

Earnings Yield

4.66%

Dividend Yield

1.29%

Payout Ratio

27.05%

Stock Overview

Market Cap

$5.00BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

93.35M

Volume

13.01K

Avg. Volume

797.10K

Financials (TTM)

Gross Profit

$1.91B

Operating Income

$314.00M

EBITDA

$857.90M

Operating Cash Flow

$687.80M

Capital Expenditure

$0.00

Free Cash Flow

$687.80M

Cash & ST Invst.

$9.39B

Total Debt

$4.30B

CNO Financial Group Performance Analysis

CNO Financial Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 3,717,000,000-9.8%
20232023-12-31USD 4,168,100,00012.1%
20242024-12-31USD 4,510,000,0008.2%
20252025-12-31USD 4,499,800,000-0.2%
CNO Financial Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3014.7%
Q32025-09-303.2%
Q42025-12-31-3.8%
Q12026-03-31-9.9%
CNO Financial Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.3659.3%
20232023-12-31USD 2.40-55.2%
20242024-12-31USD 3.8962.0%
20252025-12-31USD 2.30-41.0%
CNO Financial Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30584.6%
Q32025-09-30-74.2%
Q42025-12-31317.4%
Q12026-03-31-58.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$1.03B

+2.5%

Gross Profit

$459.50M

+30.0%

Gross Margin

44.63%

N/A

Market Cap

$5.00BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.52M

N/A

Employees

3,300

N/A

Net Income

$37.70M

+175.2%

EBITDA

$182.70M

+16.0%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$9.39B

+2.6%

Total Debt

$4.30B

-2.2%

Accounts Receivable

$4.64B

-4.6%

Inventory

$0.00

N/A

Long Term Debt

$4.30B

-2.2%

Short Term Debt

$0.00

N/A

Return on Assets

0.63%

N/A

Return on Invested Capital

1.59%

N/A

Free Cash Flow

$148.80M

+8.9%

Operating Cash Flow

$148.80M

+8.9%

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Questions About CNO

What is the current price of CNO Financial Group?

CNO Financial Group is trading at $53.58 per share.

What is the 52-week range for CNO Financial Group?

Over the past 52 weeks, CNO Financial Group has traded between $35.24 and $54.09.

How much debt does CNO Financial Group have?

As of the most recent reporting period, CNO Financial Group reported total debt of $4.30B.

How much cash does CNO Financial Group have on hand?

CNO Financial Group reported $1.15B in cash and cash equivalents in its most recent financial results.

What is CNO Financial Group’s dividend yield?

CNO Financial Group currently has a dividend yield of 1.29%.

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