X Financial

(NYSE) XYF

Current Price$4.74

Market Cap$112.50M

Since IPO (2018)-83%

5 Year+5%

1 Year-73%

1 Month-6%

X Financial Financials at a Glance

Market Cap

$112.50M

Revenue (TTM)

CN¥6.34B

Net Income (TTM)

CN¥1.04B

EPS (TTM)

$3.41

P/E Ratio

1.45

Dividend

$0.81

Beta (Volatility)

0.72 (Low)

Dividend

$0.81

Beta (Volatility)

0.72 (Low)

Price

$4.74

Volume

904

Open

$4.83

Price

$4.74

Volume

904

Open

$4.83

Previous Close

$4.74

Daily Range

$4.67 - $4.83

52-Week Range

$3.30 - $20.36

Estimated Earnings Date

Aug 10, 2026

Dividend

$0.81

Beta (Volatility)

0.72 (Low)

Price

$4.74

Volume

904

Open

$4.83

Previous Close

$4.74

Daily Range

$4.67 - $4.83

52-Week Range

$3.30 - $20.36

Estimated Earnings Date

Aug 10, 2026

XYF News

Why Shares of X Financial Are Surging Heading Into the Weekend

Bram BerkowitzJun 25, 2021

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About X Financial

Industry

Consumer Finance

Sector

Financials

Employees

643

CEO

Yue Tang, MBA

Website

www.xiaoyinggroup.com

Headquarters

Shenzhen, 518067, CN

XYF Financials

Key Financial Metrics (TTM)

Gross Margin

58%

Operating Margin

19%

Net Income Margin

16%

Return on Equity

14%

Return on Capital

Return on Assets

Earnings Yield

68.97%

Dividend Yield

16.43%

Payout Ratio

14.83%

Stock Overview

Market Cap

$112.50M

Shares Outstanding

22.82M

Volume

904

Avg. Volume

156.41K

Financials (TTM)

Gross Profit

CN¥5.47B

Operating Income

CN¥1.59B

EBITDA

CN¥1.71B

Operating Cash Flow

CN¥1.47B

Capital Expenditure

-CN¥21.88M

Free Cash Flow

CN¥1.45B

Cash & ST Invst.

CN¥3.38B

Total Debt

CN¥409.79M

X Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

CN¥1.17B

-19.4%

Gross Profit

CN¥686.60M

+13.3%

Gross Margin

58.73%

N/A

Market Cap

$112.50M

N/A

Market Cap/Employee

$199.82K

N/A

Employees

563

N/A

Net Income

CN¥37.72M

-91.8%

EBITDA

CN¥111.54M

-79.9%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Net Cash

CN¥3.41B

+17.2%

Accounts Receivable

CN¥6.82B

+182.9%

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥0.00

N/A

Short Term Debt

CN¥352.55M

-41.6%

Return on Assets

7.70%

N/A

Return on Invested Capital

9.00%

N/A

Free Cash Flow

CN¥1.45B

N/A

Operating Cash Flow

CN¥1.47B

N/A

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Questions About XYF

What is the current price of X Financial?

X Financial is trading at $4.74 per share.

What is the 52-week range for X Financial?

Over the past 52 weeks, X Financial has traded between $3.30 and $20.36.

How much debt does X Financial have?

As of the most recent reporting period, X Financial reported total debt of CN¥51.22M.

How much cash does X Financial have on hand?

X Financial reported CN¥547.07M in cash and cash equivalents in its most recent financial results.

What is X Financial’s dividend yield?

X Financial currently has a dividend yield of 16.43%.

X Financial

X Financial Financials at a Glance

XYF News

Why Shares of X Financial Are Surging Heading Into the Weekend

XYF: Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About X Financial

XYF Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

X Financial Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About XYF

What is the current price of X Financial?

What is the 52-week range for X Financial?

How much debt does X Financial have?

How much cash does X Financial have on hand?

What is X Financial’s dividend yield?

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