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Beforepay Group(ASX) B4P

Market CapA$96.61MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2022)-2%
5 YearN/A
1 Year-7%
1 Month+43%
A$1.94
+3.47%
+0.07Today
Beforepay Group last closing stock price
MetricPriceDate
Last closeAUD 1.942026-08-26
Beforepay Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+25.16%AUD 1.552026-08-19
1 month+42.65%AUD 1.362026-07-27
3 month+46.42%AUD 1.332026-05-28
Year to date-21.46%AUD 2.472025-12-31
1 year-6.73%AUD 2.082025-08-26
3 year+304.17%AUD 0.482023-08-25
Since inception-1.57%AUD 1.912022-01-17

Beforepay Group Financials at a Glance

Market Cap

A$96.61MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

A$90.89M

Net Income (TTM)

A$14.97M

EPS (TTM)

A$0.15

P/E Ratio

11.64

Dividend

A$0.00

Beta (Volatility)

0.31 (Low)

Price

A$1.94

Volume

34,099

Open

A$1.90

Previous Close

A$1.94

Daily Range

A$1.90 - A$1.95

52-Week Range

A$1.18 - A$2.77

Estimated Earnings Date

Mar 3, 2027

B4P News

No articles available.

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About Beforepay Group

Beforepay Group Limited is an Australian financial services company that specializes in providing on-demand access to early wages through its innovative mobile application. Established in 2019 and headquartered in Sydney, the company aims to enhance financial flexibility for individuals across Australia.

Products and Services
  • On-demand pay advances for employees
  • User-friendly mobile application for wage access
  • Financial management tools integrated within the app
Growth Outlook
  • Revenue increased to AUD 23.36 million in the latest quarter
  • Net income reached AUD 4.21 million, reflecting strong profitability
  • Continued expansion in user base and service offerings anticipated
Financial Highlights
  • Trailing twelve months (TTM) revenue of AUD 76.5 million
  • Operating income margin at 25.7%, indicating operational efficiency
  • Current ratio of 2.06, showcasing strong liquidity position
Beforepay Group Limited has demonstrated significant growth since its inception, with a robust revenue trajectory and a focus on enhancing user experience through its mobile platform. The company's recent quarterly performance highlights its ability to generate substantial net income, which is a positive indicator for potential investors. With a strong liquidity position and operational efficiency, Beforepay is well-positioned to capitalize on the growing demand for flexible financial solutions in the Australian market. The ongoing expansion of its user base and service offerings further supports a promising growth outlook.
AI Generated • Aug 22, 2026

Industry

Consumer Finance

Sector

Financials

CEO

James Spencer Twiss, MBA

Website

www.beforepay.co

Headquarters

Sydney, NSW 2000, AU

B4P Financials

Key Financial Metrics (TTM)

Gross Margin

67.69%

Operating Margin

22.38%

Net Income Margin

16.27%

Return on Equity

17.63%

Return on Capital

13.20%

Return on Assets

9.13%

Earnings Yield

8.59%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

A$96.61MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

49.80M

Volume

34.10K

Avg. Volume

36.26K

Financials (TTM)

Gross Profit

A$72.90M

Operating Income

A$24.27M

EBITDA

A$25.90M

Operating Cash Flow

-A$3.05M

Capital Expenditure

-A$120.85K

Free Cash Flow

-A$3.17M

Cash & ST Invst.

A$7.41M

Total Debt

A$36.88M

Beforepay Group Performance Analysis

Beforepay Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30AUD 30,709,142101.0%
20242024-06-30AUD 35,313,32215.0%
20252025-06-30AUD 40,165,01313.7%
20262026-06-30AUD 50,607,82126.0%
Beforepay Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-3111.8%
Q42025-06-303.9%
Q22025-12-3113.8%
Q42026-06-3016.6%
Beforepay Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30AUD -0.14-77.2%
20242024-06-30AUD 0.07N/A
20252025-06-30AUD 0.1380.0%
20262026-06-30AUD 0.1516.8%
Beforepay Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-31114.7%
Q42025-06-3038.3%
Q22025-12-312.9%
Q42026-06-30-4.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

A$27.25M

+54.1%

Gross Profit

A$17.75M

+33.0%

Gross Margin

65.16%

N/A

Market Cap

A$96.61MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$2.25M

N/A

Employees

43

N/A

Net Income

A$4.02M

+143.4%

EBITDA

A$7.10M

+62.0%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

A$7.41M

-61.5%

Total Debt

A$36.88M

-2.9%

Accounts Receivable

A$72.16M

+43.8%

Inventory

A$0.00

N/A

Long Term Debt

A$463.96K

-98.8%

Short Term Debt

A$36.42M

+6519.6%

Return on Assets

9.13%

N/A

Return on Invested Capital

22.93%

N/A

Free Cash Flow

-A$4.39M

-55.1%

Operating Cash Flow

-A$4.38M

-57.8%

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Questions About B4P

What is the current price of Beforepay Group?

Beforepay Group is trading at A$1.94 per share.

What is the 52-week range for Beforepay Group?

Over the past 52 weeks, Beforepay Group has traded between A$1.18 and A$2.77.

How much debt does Beforepay Group have?

As of the most recent reporting period, Beforepay Group reported total debt of A$36.88M.

How much cash does Beforepay Group have on hand?

Beforepay Group reported A$7.41M in cash and cash equivalents in its most recent financial results.

What is Beforepay Group’s dividend yield?

Beforepay Group does not currently have a dividend yield.

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