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Change Financial(ASX) CCA

Market CapA$35.21MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2016)-88%
5 Year-49%
1 Year-42%
1 Month-30%
A$0.05
+2.00%
+0.00Today
Change Financial last closing stock price
MetricPriceDate
Last closeAUD 0.052026-07-31
Change Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.92%AUD 0.052026-07-24
1 month-30.14%AUD 0.072026-07-01
3 month-43.33%AUD 0.092026-05-01
Year to date-23.88%AUD 0.072025-12-31
1 year-42.05%AUD 0.092025-07-31
3 year-7.27%AUD 0.062023-08-01
5 year-49%AUD 0.102021-07-30
Since inception-88.34%AUD 0.442016-06-30

Change Financial Financials at a Glance

Market Cap

A$35.21MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$16.48M

Net Income (TTM)

-$1.13M

EPS (TTM)

A$0.00

P/E Ratio

63.75

Dividend

A$0.00

Beta (Volatility)

-0.10 (Low)

Price

A$0.05

Volume

90,545

Open

A$0.05

Previous Close

A$0.05

Daily Range

A$0.05 - A$0.05

52-Week Range

A$0.05 - A$0.11

Estimated Earnings Date

Sep 2, 2026

CCA News

No articles available.

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About Change Financial

Change Financial Limited is a financial technology firm specializing in payment-as-a-service (PaaS) solutions. The company operates globally, providing innovative payment solutions across various regions, including Southeast Asia, Oceania, Latin America, and the United States.

Products and Services
  • Vertexon: A PaaS platform for issuing physical and virtual cards
  • PaySim: A specialized tool for payment system testing
  • Comprehensive transaction processing solutions for diverse markets
Growth Outlook
  • Recent quarterly revenue reached USD 4.64 million, indicating strong demand
  • Gross profit margin of 36.5% reflects operational efficiency
  • Expansion into new markets is anticipated to drive future growth
Financial Highlights
  • Net income for the latest quarter was USD 298,323, showcasing profitability
  • Operating income margin stands at 14.3%, indicating solid operational performance
  • Current ratio of 1.11 suggests good short-term financial health
Change Financial Limited is positioned to capitalize on the growing demand for digital payment solutions. The company's innovative products and services, combined with a strong financial performance, make it an attractive option for potential investors. The focus on expanding into new markets further enhances its growth potential, while the solid financial metrics indicate a stable operational foundation.
AI Generated • Jul 22, 2026

Industry

Diversified Financial Services

Sector

Financials

CEO

Antony Sheehan

Website

www.changefinancial.com

Headquarters

Brisbane, QLD 4000, AU

CCA Financials

Key Financial Metrics (TTM)

Gross Margin

36.47%

Operating Margin

14.33%

Net Income Margin

6.42%

Return on Equity

8.11%

Return on Capital

5.68%

Return on Assets

3.52%

Earnings Yield

1.57%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

A$35.21MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

690.45M

Volume

90.55K

Avg. Volume

672.11K

Financials (TTM)

Gross Profit

$4.70M

Operating Income

$1.21M

EBITDA

-$606.68K

Operating Cash Flow

-$257.37K

Capital Expenditure

-$58.82K

Free Cash Flow

-$316.19K

Cash & ST Invst.

$2.56M

Total Debt

$358.36K

Change Financial Performance Analysis

Change Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30USD 11,245,801N/A
20232023-06-30USD 12,848,83914.3%
20242024-06-30USD 15,935,30524.0%
20252025-06-30USD 23,036,66344.6%
Change Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-03-31N/A
Q42025-06-30N/A
Q12025-09-30N/A
Q22025-12-31N/A
Change Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30USD -0.01N/A
20232023-06-30USD -0.01-38.2%
20242024-06-30USD -0.01-23.5%
20252025-06-30USD -0.00-29.0%
Change Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-03-31N/A
Q42025-06-30N/A
Q12025-09-30N/A
Q22025-12-31N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$4.64M

+50.6%

Gross Profit

$1.69M

+72.2%

Gross Margin

36.47%

N/A

Market Cap

A$35.21MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$445.74K

N/A

Employees

79

N/A

Net Income

$298.32K

+157.6%

EBITDA

$380.08K

+197.3%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$2.56M

-26.7%

Total Debt

$358.36K

+22.2%

Accounts Receivable

$3.29M

+54.9%

Inventory

$0.00

N/A

Long Term Debt

$241.13K

+26.8%

Short Term Debt

$117.23K

+13.7%

Return on Assets

3.52%

N/A

Return on Invested Capital

14.78%

N/A

Free Cash Flow

$10.16K

-96.4%

Operating Cash Flow

$17.52K

-94.0%

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Questions About CCA

What is the current price of Change Financial?

Change Financial is trading at A$0.05 per share.

What is the 52-week range for Change Financial?

Over the past 52 weeks, Change Financial has traded between A$0.05 and A$0.11.

How much debt does Change Financial have?

As of the most recent reporting period, Change Financial reported total debt of $647.08K.

How much cash does Change Financial have on hand?

Change Financial reported $10.16M in cash and cash equivalents in its most recent financial results.

What is Change Financial’s dividend yield?

Change Financial does not currently have a dividend yield.

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