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Change Financial(ASX) CCA

Market CapA$27.62MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2016)-91%
5 Year-64%
1 Year-47%
1 Month-22%
A$0.04
+0.00%
+0.00Today
Change Financial last closing stock price
MetricPriceDate
Last closeAUD 0.042026-09-21
Change Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-11.11%AUD 0.052026-09-14
1 month-21.57%AUD 0.052026-08-21
3 month-45.21%AUD 0.072026-06-23
Year to date-40.3%AUD 0.072025-12-31
1 year-47.37%AUD 0.082025-09-17
3 year-42.86%AUD 0.072023-09-22
5 year-63.64%AUD 0.112021-09-22
Since inception-90.85%AUD 0.442016-06-30

Change Financial Financials at a Glance

Market Cap

A$27.62MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$18.22M

Net Income (TTM)

$491.41K

EPS (TTM)

A$0.00

P/E Ratio

36.36

Dividend

A$0.00

Beta (Volatility)

0.04 (Low)

Price

A$0.04

Volume

1,400,848

Open

A$0.04

Previous Close

A$0.04

Daily Range

A$0.04 - A$0.04

52-Week Range

A$0.04 - A$0.11

Estimated Earnings Date

Aug 27, 2026

CCA News

No articles available.

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About Change Financial

Change Financial Limited is a financial technology firm specializing in payment-as-a-service (PaaS) solutions. The company operates globally, providing innovative payment solutions across various regions, including Southeast Asia, Oceania, Latin America, and the United States.

Products and Services
  • Vertexon: A PaaS platform for issuing physical and virtual cards
  • PaySim: A specialized tool for payment system testing
  • Comprehensive transaction processing solutions for diverse markets
Growth Outlook
  • Expansion into new markets is underway, enhancing global reach
  • Increased demand for digital payment solutions drives growth potential
  • Strategic partnerships are being formed to enhance service offerings
Financial Highlights
  • Recent quarterly revenue of 4.47 million USD shows stability
  • Trailing twelve months (TTM) gross profit margin stands at 34.92%
  • Operating income margin improved to 8.98% in the latest quarter
Change Financial Limited has positioned itself as a key player in the financial technology sector, focusing on innovative payment solutions. The company's flagship product, Vertexon, facilitates the issuance of both physical and virtual cards, catering to a growing demand for flexible payment options. PaySim complements this offering by providing essential tools for payment system testing, ensuring reliability and efficiency. The growth outlook for Change Financial is promising, with ongoing efforts to expand into new markets and enhance service offerings through strategic partnerships. The increasing global demand for digital payment solutions further supports the company's growth trajectory. Financially, Change Financial has demonstrated resilience, with a recent quarterly revenue of 4.47 million USD, reflecting stability in operations. The TTM gross profit margin of 34.92% indicates effective cost management and operational efficiency. Additionally, the operating income margin has improved to 8.98% in the latest quarter, showcasing the company's ability to generate profit from its core operations. Overall, Change Financial Limited presents a compelling opportunity for investors interested in the evolving financial technology landscape. The company's innovative solutions, growth potential, and solid financial performance position it well for future success.
AI Generated • Sep 22, 2026

Industry

Diversified Financial Services

Sector

Financials

CEO

Antony Sheehan

Website

www.changefinancial.com

Headquarters

Brisbane, QLD 4000, AU

CCA Financials

Key Financial Metrics (TTM)

Gross Margin

34.92%

Operating Margin

11.71%

Net Income Margin

2.70%

Return on Equity

6.26%

Return on Capital

6.48%

Return on Assets

3.05%

Earnings Yield

2.75%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

A$27.62MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

690.45M

Volume

1.40M

Avg. Volume

807.10K

Financials (TTM)

Gross Profit

$6.36M

Operating Income

$2.13M

EBITDA

$2.99M

Operating Cash Flow

$1.53M

Capital Expenditure

-$45.49K

Free Cash Flow

$1.48M

Cash & ST Invst.

$3.11M

Total Debt

$432.56K

Change Financial Performance Analysis

Change Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30USD 12,848,83914.3%
20242024-06-30USD 15,935,30524.0%
20252025-06-30USD 23,036,66344.6%
20262026-06-30USD 26,742,37816.1%
Change Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-30N/A
Q22025-12-31N/A
Q32026-03-31-3.8%
Q42026-06-30N/A
Change Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30USD -0.01-38.2%
20242024-06-30USD -0.01-23.5%
20252025-06-30USD -0.00-29.0%
20262026-06-30USD 0.00N/A
Change Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-30N/A
Q22025-12-31N/A
Q32026-03-31-120.0%
Q42026-06-30N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

$4.47M

+24.2%

Gross Profit

$1.49M

+127.2%

Gross Margin

33.30%

N/A

Market Cap

A$27.62MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$345.23K

N/A

Employees

80

N/A

Net Income

-$52.62K

+93.9%

EBITDA

$1.11M

+262.9%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

$3.11M

-20.4%

Total Debt

$432.56K

+2.0%

Accounts Receivable

$2.89M

+33.5%

Inventory

$0.00

N/A

Long Term Debt

$302.12K

+2.3%

Short Term Debt

$130.45K

+1.4%

Return on Assets

3.05%

N/A

Return on Invested Capital

22.81%

N/A

Free Cash Flow

$731.36K

+534.7%

Operating Cash Flow

$746.75K

+610.8%

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Questions About CCA

What is the current price of Change Financial?

Change Financial is trading at A$0.04 per share.

What is the 52-week range for Change Financial?

Over the past 52 weeks, Change Financial has traded between A$0.04 and A$0.11.

How much debt does Change Financial have?

As of the most recent reporting period, Change Financial reported total debt of $624.37K.

How much cash does Change Financial have on hand?

Change Financial reported $6.94M in cash and cash equivalents in its most recent financial results.

What is Change Financial’s dividend yield?

Change Financial does not currently have a dividend yield.

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