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EML Payments(ASX) EML

Market CapA$134.37MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2006)-62%
5 Year-91%
1 Year-67%
1 Month+3%
A$0.35
+6.15%
+0.02Today
EML Payments last closing stock price
MetricPriceDate
Last closeAUD 0.352026-08-14
EML Payments stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+9.52%AUD 0.322026-08-07
1 month+2.99%AUD 0.342026-07-15
3 month-11.54%AUD 0.392026-05-15
Year to date-62.7%AUD 0.932025-12-31
1 year-66.67%AUD 1.042025-08-14
3 year-57.14%AUD 0.812023-08-15
5 year-90.78%AUD 3.742021-08-13
Since inception-62.26%AUD 0.912006-01-18

EML Payments Financials at a Glance

Market Cap

A$134.37MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

A$363.29M

Net Income (TTM)

-A$53.22M

EPS (TTM)

-A$0.17

P/E Ratio

-1.99

Dividend

A$0.00

Beta (Volatility)

-0.15 (Low)

Price

A$0.35

Volume

670,779

Open

A$0.33

Previous Close

A$0.35

Daily Range

A$0.33 - A$0.35

52-Week Range

A$0.29 - A$1.15

Estimated Earnings Date

Aug 18, 2026

EML News

No articles available.

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About EML Payments

EML Payments Limited is a global provider of payment solutions, operating primarily in Australia, Europe, and North America. The company specializes in offering reloadable and non-reloadable prepaid payment solutions, catering to various sectors with innovative financial technology.

Products and Services
  • Reloadable and non-reloadable prepaid payment solutions
  • Credit payments and open banking services
  • Digital account payment solutions
Growth Outlook
  • Recent quarterly revenue reached AUD 113.3 million, indicating strong demand
  • Gross profit margin improved to 63% in the latest quarter
  • Expansion into new markets is expected to drive future growth
Financial Highlights
  • Trailing twelve-month revenue of AUD 427.9 million
  • Operating income of AUD 10.2 million in the latest quarter
  • Cash and cash equivalents totaled AUD 47.8 million as of the last report
EML Payments Limited has established itself as a key player in the payment solutions industry, leveraging technology to enhance customer experiences. The company's diverse product offerings cater to a wide range of clients, from individuals to large enterprises. Recent financial performance shows promising growth, with significant revenue and gross profit margins indicating operational efficiency. The company’s strategic focus on expanding its market presence is expected to further enhance its growth trajectory. With a solid cash position, EML Payments is well-positioned to capitalize on emerging opportunities in the evolving financial landscape.
AI Generated • Jul 28, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

430

CEO

Ronald Hynes

Website

www.emlpayments.com.au

Headquarters

Melbourne, VIC 3000, AU

EML Financials

Key Financial Metrics (TTM)

Gross Margin

44.22%

Operating Margin

-85.76%

Net Income Margin

-42.55%

Return on Equity

-45.17%

Return on Capital

-53.85%

Return on Assets

-2.25%

Earnings Yield

-50.25%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

A$134.37MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

389.47M

Volume

670.78K

Avg. Volume

1.80M

Financials (TTM)

Gross Profit

A$243.99M

Operating Income

-A$91.92M

EBITDA

A$43.89M

Operating Cash Flow

A$474.45M

Capital Expenditure

-A$7.95M

Free Cash Flow

A$466.50M

Cash & ST Invst.

A$47.81M

Total Debt

A$86.99M

EML Payments Performance Analysis

EML Payments annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30AUD 232,518,000N/A
20232023-06-30AUD 194,283,000-16.4%
20242024-06-30AUD 230,498,00018.6%
20252025-06-30AUD 228,496,000-0.9%
EML Payments sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-06-30-38.9%
Q22024-12-3125.1%
Q42025-06-30-62.8%
Q22025-12-31164.8%
EML Payments annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30AUD -0.01N/A
20232023-06-30AUD -0.765760.0%
20242024-06-30AUD -0.02-97.1%
20252025-06-30AUD -0.14545.5%
EML Payments sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-06-30132.1%
Q22024-12-31131.1%
Q42025-06-30-753.1%
Q22025-12-3193.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

A$113.33M

-24.8%

Gross Profit

A$71.45M

-26.1%

Gross Margin

63.05%

N/A

Market Cap

A$134.37MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$312.48K

N/A

Employees

430

N/A

Net Income

-A$4.01M

+67.6%

EBITDA

A$8.79M

-63.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

A$47.81M

-38.2%

Total Debt

A$86.99M

-10.1%

Accounts Receivable

A$86.63M

+31.4%

Inventory

A$0.00

N/A

Long Term Debt

A$78.53M

+243.8%

Short Term Debt

A$8.47M

-88.5%

Return on Assets

-2.25%

N/A

Return on Invested Capital

-4.55%

N/A

Free Cash Flow

-A$33.40M

-504.3%

Operating Cash Flow

-A$33.19M

-340.0%

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Questions About EML

What is the current price of EML Payments?

EML Payments is trading at A$0.35 per share.

What is the 52-week range for EML Payments?

Over the past 52 weeks, EML Payments has traded between A$0.29 and A$1.15.

How much debt does EML Payments have?

As of the most recent reporting period, EML Payments reported total debt of A$54.08M.

How much cash does EML Payments have on hand?

EML Payments reported A$59.32M in cash and cash equivalents in its most recent financial results.

What is EML Payments’s dividend yield?

EML Payments does not currently have a dividend yield.

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