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EML Payments(ASX) EML

Market CapA$95.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2006)-73%
5 Year-94%
1 Year-77%
1 Month-25%
A$0.25
+0.00%
+0.00Today
EML Payments last closing stock price
MetricPriceDate
Last closeAUD 0.252026-09-04
EML Payments stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+8.89%AUD 0.232026-08-28
1 month-24.62%AUD 0.332026-08-05
3 month-34.67%AUD 0.382026-06-05
Year to date-73.51%AUD 0.932025-12-31
1 year-77%AUD 1.072025-09-04
3 year-78.7%AUD 1.152023-09-05
5 year-94.15%AUD 4.192021-09-03
Since inception-73.2%AUD 0.912006-01-18

EML Payments Financials at a Glance

Market Cap

A$95.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

A$371.02M

Net Income (TTM)

-A$72.85M

EPS (TTM)

-A$0.05

P/E Ratio

-4.83

Dividend

A$0.00

Beta (Volatility)

-0.14 (Low)

Price

A$0.25

Volume

1,679,482

Open

A$0.25

Previous Close

A$0.25

Daily Range

A$0.24 - A$0.26

52-Week Range

A$0.22 - A$1.08

Estimated Earnings Date

Mar 2, 2027

EML News

No articles available.

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About EML Payments

EML Payments Limited is a global provider of payment solutions, operating primarily in Australia, Europe, and North America. The company specializes in reloadable and non-reloadable prepaid payment solutions, offering a comprehensive platform for various payment services.

Products and Services
  • Reloadable and non-reloadable prepaid payment solutions
  • Credit payments and open banking services
  • Digital account payment solutions
Growth Outlook
  • Recent quarterly revenue reached AUD 99.76 million, indicating strong market demand
  • Trailing twelve months (TTM) gross profit margin stands at 61.08%, showcasing operational efficiency
  • Current ratio of 22.59 suggests robust liquidity and financial health
Financial Highlights
  • Net income for the latest quarter was AUD -15.67 million, reflecting ongoing challenges
  • Operating cash flow for the last quarter was AUD 0.39 million, indicating cash generation
  • Market capitalization is approximately AUD 89.58 million, positioning the company for potential growth
EML Payments Limited has established itself as a key player in the payment solutions industry, leveraging its technology to provide innovative services. The company's recent financial performance highlights both challenges and opportunities, with a focus on improving profitability and operational efficiency. The strong liquidity position, as indicated by the current ratio, provides a solid foundation for future growth initiatives. Investors may find EML Payments Limited an intriguing option within the specialty business services sector, particularly as the demand for digital payment solutions continues to rise globally.
AI Generated • Aug 27, 2026

Industry

Diversified Financial Services

Employees

455

CEO

Adam Rhys Olding

Headquarters

Melbourne, VIC 3000, AU

EML Financials

Key Financial Metrics (TTM)

Gross Margin

61.08%

Operating Margin

-2.14%

Net Income Margin

-9.23%

Return on Equity

-14.16%

Return on Capital

-4.59%

Return on Assets

-0.79%

Earnings Yield

-20.70%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

A$95.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

389.47M

Volume

1.68M

Avg. Volume

1.94M

Financials (TTM)

Gross Profit

A$232.97M

Operating Income

-A$112.54M

EBITDA

A$14.55M

Operating Cash Flow

A$71.28M

Capital Expenditure

-A$1.39M

Free Cash Flow

A$69.89M

Cash & ST Invst.

A$37.75M

Total Debt

A$89.34M

EML Payments Performance Analysis

EML Payments annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30AUD 194,283,000-16.4%
20242024-06-30AUD 230,498,00018.6%
20252025-06-30AUD 228,496,000-0.9%
20262026-06-30AUD 207,588,000-9.2%
EML Payments sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-3125.1%
Q42025-06-30-62.8%
Q22025-12-31164.8%
Q42026-06-30-12.0%
EML Payments annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30AUD -0.765760.0%
20242024-06-30AUD -0.02-97.1%
20252025-06-30AUD -0.14545.5%
20262026-06-30AUD -0.05-64.9%
EML Payments sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-31131.1%
Q42025-06-30-753.1%
Q22025-12-3193.5%
Q42026-06-30-287.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

A$99.76M

+8.4%

Gross Profit

A$58.70M

-15.8%

Gross Margin

58.84%

N/A

Market Cap

A$95.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$221.91K

N/A

Employees

430

N/A

Net Income

-A$15.67M

-494.7%

EBITDA

-A$5.76M

-124.4%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

A$37.75M

-12.3%

Total Debt

A$89.34M

-1.4%

Accounts Receivable

A$21.97M

-57.2%

Inventory

A$0.00

N/A

Long Term Debt

A$85.42M

+2725.8%

Short Term Debt

A$3.92M

-95.5%

Return on Assets

-0.79%

N/A

Return on Invested Capital

-0.18%

N/A

Free Cash Flow

-A$424.00K

-100.1%

Operating Cash Flow

A$390.00K

-99.9%

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Questions About EML

What is the current price of EML Payments?

EML Payments is trading at A$0.25 per share.

What is the 52-week range for EML Payments?

Over the past 52 weeks, EML Payments has traded between A$0.22 and A$1.08.

How much debt does EML Payments have?

As of the most recent reporting period, EML Payments reported total debt of A$89.34M.

How much cash does EML Payments have on hand?

EML Payments reported A$37.75M in cash and cash equivalents in its most recent financial results.

What is EML Payments’s dividend yield?

EML Payments does not currently have a dividend yield.

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