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| 1 Year | 5 Year | 5 Year Annualized | Since IPO | |
|---|---|---|---|---|
| XRP | -36.14% | +214.52% | +25.76% | +23,484% |
| S&P | +21.6% | +71.83% | +11.43% | +296% |
XRP is a highly efficient cryptocurrency built on the XRP Ledger, a decentralised blockchain designed to facilitate fast, affordable transactions across borders. Its primary use case is in bridging currencies for global payments, with additional applications in decentralised finance, tokenisation, and everyday transactions. Created by McCaleb, Britto, and Schwartz in 2012, XRP’s ecosystem continues to evolve, driven by a global community of developers and validators.
These two coins have seen very different returns on their feature development efforts in recent years.
The growth of stablecoins means XRP demand isn't what it once was.
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