Fintel Plc logo

Fintel Plc(LSE) FNTL

Market Cap£187.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)+30%
5 Year-20%
1 Year-19%
1 Month-8%
£1.80
+0.19%
+0.00Today
Fintel Plc last closing stock price
MetricPriceDate
Last closeGBX 180.352026-09-11
Fintel Plc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-4.32%GBX 188.502026-09-04
1 month-7.98%GBX 196.002026-08-12
3 month-0.36%GBX 181.002026-06-12
Year to date-12.87%GBX 207.002025-12-31
1 year-19.49%GBX 224.002025-09-11
3 year-14.12%GBX 210.002023-09-12
5 year-20.02%GBX 225.502021-09-10
Since inception+30.26%GBX 1.382018-04-04

Fintel Plc Financials at a Glance

Market Cap

£187.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£164.20M

Net Income (TTM)

£12.20M

EPS (TTM)

£0.06

P/E Ratio

29.75

Dividend

£0.04

Beta (Volatility)

-0.09 (Low)

Price

£1.80

Volume

59,200

Open

£1.78

Previous Close

£1.80

Daily Range

£1.78 - £1.82

52-Week Range

£1.58 - £2.75

Estimated Earnings Date

Sep 15, 2026

FNTL News

No articles available.

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About Fintel Plc

Fintel Plc is a prominent provider of support services and market access within the UK's retail financial services sector. Established in 2002 and headquartered in Huddersfield, the company operates through three main divisions: Intermediary Services, Distribution Channels, and Fintech & Research.

Products and Services
  • Compliance and regulatory guidance for financial intermediaries
  • Market engagement and promotional support for financial institutions
  • Advanced Fintech platform with independent ratings for financial products
Growth Outlook
  • Revenue increased to £43.5 million in Q4 2025, up from £42.4 million in Q2 2025
  • Net income rose to £3.9 million in Q4 2025, reflecting strong operational performance
  • Operating cash flow reached £5.2 million in Q4 2025, indicating robust cash generation
Financial Highlights
  • Trailing twelve-month revenue of £168 million, showcasing consistent growth
  • Net profit margin of 7.33% for the trailing twelve months, indicating effective cost management
  • Dividend yield of 2.09%, providing attractive returns to shareholders
Fintel Plc has demonstrated a solid financial performance, with a notable increase in revenue and net income in recent quarters. The company's focus on compliance and regulatory guidance positions it well within the financial services sector, catering to a diverse range of clients. The advanced Fintech platform enhances its service offerings, providing valuable insights and tools for financial intermediaries. With a strong cash flow and a commitment to shareholder returns, Fintel Plc presents a compelling opportunity for potential investors.
AI Generated • Aug 30, 2026

Industry

Professional Services

CEO

Matthew Lloyd Timmins

Headquarters

Huddersfield, WY HD1 6NA, GB

FNTL Financials

Key Financial Metrics (TTM)

Gross Margin

23.63%

Operating Margin

18.28%

Net Income Margin

7.33%

Return on Equity

6.10%

Return on Capital

11.67%

Return on Assets

3.31%

Earnings Yield

3.36%

Dividend Yield

2.11%

Payout Ratio

61.90%

Stock Overview

Market Cap

£187.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

104.19M

Volume

59.20K

Avg. Volume

129.34K

Financials (TTM)

Gross Profit

£37.00M

Operating Income

£28.80M

EBITDA

£40.70M

Operating Cash Flow

£21.80M

Capital Expenditure

-£600.00K

Free Cash Flow

£21.20M

Cash & ST Invst.

£17.30M

Total Debt

£48.60M

Fintel Plc Performance Analysis

Fintel Plc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31GBP 66,500,0004.1%
20232023-12-31GBP 64,900,000-2.4%
20242024-12-31GBP 78,300,00020.6%
20252025-12-31GBP 85,900,0009.7%
Fintel Plc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-06-307.5%
Q42024-12-3119.3%
Q22025-06-30-0.5%
Q42025-12-312.6%
Fintel Plc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31GBP 0.09-39.7%
20232023-12-31GBP 0.07-27.7%
20242024-12-31GBP 0.06-16.9%
20252025-12-31GBP 0.066.9%
Fintel Plc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-06-30-44.5%
Q42024-12-3180.7%
Q22025-06-30-37.0%
Q42025-12-3162.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

£43.50M

+31.0%

Gross Profit

£10.60M

-5.4%

Gross Margin

24.37%

N/A

Market Cap

£187.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£375.09K

N/A

Employees

500

N/A

Net Income

£3.90M

+2.6%

EBITDA

£14.30M

+25.4%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

£17.30M

+36.2%

Total Debt

£48.60M

+285.7%

Accounts Receivable

£14.80M

+68.2%

Inventory

£0.00

N/A

Long Term Debt

£48.00M

+293.4%

Short Term Debt

£600.00K

+50.0%

Return on Assets

3.31%

N/A

Return on Invested Capital

9.64%

N/A

Free Cash Flow

£5.00M

+733.3%

Operating Cash Flow

£5.20M

-18.8%

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Questions About FNTL

What is the current price of Fintel Plc?

Fintel Plc is trading at £1.80 per share.

What is the 52-week range for Fintel Plc?

Over the past 52 weeks, Fintel Plc has traded between £1.58 and £2.75.

How much debt does Fintel Plc have?

As of the most recent reporting period, Fintel Plc reported total debt of £48.60M.

How much cash does Fintel Plc have on hand?

Fintel Plc reported £17.30M in cash and cash equivalents in its most recent financial results.

What is Fintel Plc’s dividend yield?

Fintel Plc currently has a dividend yield of 2.11%.

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