International Personal Finance Plc

(LSE) IPF

Current Price£2.49

Market Cap£552.00M

Since IPO (2007)+122%

5 Year+96%

1 Year+41%

1 Month+0%

International Personal Finance Plc Financials at a Glance

Market Cap

£552.00M

Revenue (TTM)

£1.46B

Net Income (TTM)

£115.10M

EPS (TTM)

£0.24

P/E Ratio

10.01

Dividend

£0.13

Beta (Volatility)

0.07 (Low)

Dividend

£0.13

Beta (Volatility)

0.07 (Low)

Price

£2.49

Volume

429,458

Open

£2.49

Price

£2.49

Volume

429,458

Open

£2.49

Previous Close

£2.49

Daily Range

£2.48 - £2.49

52-Week Range

£1.75 - £2.58

Estimated Earnings Date

Jul 29, 2026

Dividend

£0.13

Beta (Volatility)

0.07 (Low)

Price

£2.49

Volume

429,458

Open

£2.49

Previous Close

£2.49

Daily Range

£2.48 - £2.49

52-Week Range

£1.75 - £2.58

Estimated Earnings Date

Jul 29, 2026

IPF News

No articles available.

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About International Personal Finance Plc

Industry

Consumer Finance

Sector

Financials

Employees

8,305

CEO

Gerard Ryan

Website

ipfin.co.uk

Headquarters

Leeds, WY LS12 1BE, GB

IPF Financials

Key Financial Metrics (TTM)

Gross Margin

91.70%

Operating Margin

30.49%

Net Income Margin

7.35%

Return on Equity

10.35%

Return on Capital

13.32%

Return on Assets

4.05%

Earnings Yield

9.99%

Dividend Yield

5.15%

Payout Ratio

47.60%

Stock Overview

Market Cap

£552.00M

Shares Outstanding

222.13M

Volume

429.46K

Avg. Volume

648.38K

Financials (TTM)

Gross Profit

£1.28B

Operating Income

£515.60M

EBITDA

£338.70M

Operating Cash Flow

£20.30M

Capital Expenditure

-£13.80M

Free Cash Flow

£6.50M

Cash & ST Invst.

£30.40M

Total Debt

£654.50M

International Personal Finance Plc Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q4 2025YOY CHG

Revenue

£389.70M

+0.5%

Gross Profit

£374.80M

+21.8%

Gross Margin

96.18%

N/A

Market Cap

£552.00M

N/A

Market Cap/Employee

£66.10K

N/A

Employees

8,351

N/A

Net Income

£23.20M

-20.8%

EBITDA

£88.60M

+0.2%

Quarterly Fundamentals

Name

Q4 2025YOY CHG

Total Cash

£30.40M

-28.5%

Total Debt

£654.50M

+22.2%

Accounts Receivable

£2.90M

-54.0%

Inventory

£0.00

N/A

Long Term Debt

£587.20M

+23.6%

Short Term Debt

£67.30M

+11.2%

Return on Assets

4.05%

N/A

Return on Invested Capital

17.71%

N/A

Free Cash Flow

-£14.80M

-134.0%

Operating Cash Flow

-£9.60M

-120.6%

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Questions About IPF

What is the current price of International Personal Finance Plc?

International Personal Finance Plc is trading at £2.49 per share.

What is the 52-week range for International Personal Finance Plc?

Over the past 52 weeks, International Personal Finance Plc has traded between £1.75 and £2.58.

How much debt does International Personal Finance Plc have?

As of the most recent reporting period, International Personal Finance Plc reported total debt of £640.30M.

How much cash does International Personal Finance Plc have on hand?

International Personal Finance Plc reported £30.40M in cash and cash equivalents in its most recent financial results.

What is International Personal Finance Plc’s dividend yield?

International Personal Finance Plc currently has a dividend yield of 5.15%.

International Personal Finance Plc

International Personal Finance Plc Financials at a Glance

IPF News

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Our CEO Is Handing Members His Secret Weapon

About International Personal Finance Plc

IPF Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

International Personal Finance Plc Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About IPF

What is the current price of International Personal Finance Plc?

What is the 52-week range for International Personal Finance Plc?

How much debt does International Personal Finance Plc have?

How much cash does International Personal Finance Plc have on hand?

What is International Personal Finance Plc’s dividend yield?

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