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Xps Pensions Group Plc(LSE) XPS

Market Cap£683.94MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2017)+211%
5 Year+137%
1 Year-12%
1 Month+7%
£3.30
+1.23%
+0.04Today
Xps Pensions Group Plc last closing stock price
MetricPriceDate
Last closeGBX 330.002026-07-27
Xps Pensions Group Plc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.9%GBX 333.002026-07-20
1 month+7.14%GBX 308.002026-06-26
3 month+9.27%GBX 302.002026-04-28
Year to date-2.65%GBX 339.002025-12-31
1 year-11.76%GBX 374.002025-07-25
3 year+71.88%GBX 192.002023-07-28
5 year+137.41%GBX 139.002021-07-28
Since inception+211.4%GBX 1.062017-02-16

Xps Pensions Group Plc Financials at a Glance

Market Cap

£683.94MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£494.44M

Net Income (TTM)

£56.90M

EPS (TTM)

£0.12

P/E Ratio

25.38

Dividend

£0.12

Beta (Volatility)

-0.01 (Low)

Price

£3.30

Volume

444,306

Open

£3.29

Previous Close

£3.30

Daily Range

£3.24 - £3.32

52-Week Range

£2.75 - £3.92

Estimated Earnings Date

Nov 19, 2026

XPS News

No articles available.

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About Xps Pensions Group Plc

XPS Pensions Group plc specializes in employee benefits consulting and professional services in the United Kingdom. The company offers strategic advisory services to pension schemes and corporate sponsors, along with a comprehensive range of administration services.

Products and Services
  • Defined benefit (DB) and defined contribution (DC) master trust schemes
  • Self-invested personal pensions (SIPPs) and small self-administered schemes (SSAS)
  • Robust member communication and scam detection services
Growth Outlook
  • Revenue increased to £134.1 million in Q4 2026, reflecting strong demand
  • Net income reached £17.9 million in Q4 2026, showcasing profitability
  • Operating cash flow of £37.8 million in Q4 2026 indicates solid cash generation
Financial Highlights
  • Trailing twelve-month revenue of £534.1 million demonstrates consistent growth
  • Dividend yield of 3.92% offers attractive returns to shareholders
  • Net profit margin of 10.11% reflects efficient operations and cost management
XPS Pensions Group plc has established itself as a leader in the employee benefits consulting sector, providing a wide array of services that cater to the needs of pension schemes and their sponsors. The company's recent financial performance indicates a robust growth trajectory, with significant increases in revenue and net income. The strong operating cash flow further underscores the company's ability to generate cash, which is essential for sustaining operations and funding future growth initiatives. The attractive dividend yield also positions XPS Pensions Group as a compelling option for income-focused investors. Overall, the company's strategic focus on comprehensive pension solutions and efficient service delivery continues to drive its success in the competitive market landscape.
AI Generated • Jul 9, 2026

Industry

Capital Markets

Sector

Financials

Employees

2,124

CEO

Benjamin Oliver Bramhall; Paul Gareth Cuff

Website

https://www.xpsgroup.com

Headquarters

Reading, BR RG1 1NB, GB

XPS Financials

Key Financial Metrics (TTM)

Gross Margin

93.73%

Operating Margin

19.54%

Net Income Margin

10.11%

Return on Equity

15.48%

Return on Capital

20.25%

Return on Assets

8.06%

Earnings Yield

3.94%

Dividend Yield

3.73%

Payout Ratio

94.31%

Stock Overview

Market Cap

£683.94MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

207.25M

Volume

444.31K

Avg. Volume

755.56K

Financials (TTM)

Gross Profit

£369.11M

Operating Income

£98.29M

EBITDA

£125.64M

Operating Cash Flow

£92.08M

Capital Expenditure

-£4.25M

Free Cash Flow

£87.83M

Cash & ST Invst.

£16.85M

Total Debt

£78.08M

Xps Pensions Group Plc Performance Analysis

Xps Pensions Group Plc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-03-31GBP 166,793,00020.3%
20242024-03-31GBP 199,432,00019.6%
20252025-03-31GBP 231,785,00016.2%
20262026-03-31GBP 262,659,00013.3%
Xps Pensions Group Plc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-09-308.1%
Q42025-03-314.4%
Q22025-09-308.6%
Q42026-03-314.4%
Xps Pensions Group Plc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-03-31GBP 0.0765.5%
20242024-03-31GBP 0.25236.4%
20252025-03-31GBP 0.14-43.9%
20262026-03-31GBP 0.12-10.5%
Xps Pensions Group Plc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-09-30-73.1%
Q42025-03-3132.9%
Q22025-09-30-49.0%
Q42026-03-31108.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

£134.13M

+27.8%

Gross Profit

£125.84M

+915.3%

Gross Margin

93.82%

N/A

Market Cap

£683.94MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£399.50K

N/A

Employees

1,712

N/A

Net Income

£17.92M

-63.2%

EBITDA

£35.78M

+37.6%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

£16.85M

+68.4%

Total Debt

£78.08M

+139.8%

Accounts Receivable

£70.43M

+55.2%

Inventory

£0.00

N/A

Long Term Debt

£74.72M

+143.6%

Short Term Debt

£3.35M

+79.1%

Return on Assets

8.06%

N/A

Return on Invested Capital

18.67%

N/A

Free Cash Flow

£36.35M

+19.1%

Operating Cash Flow

£37.76M

+19.4%

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Questions About XPS

What is the current price of Xps Pensions Group Plc?

Xps Pensions Group Plc is trading at £3.30 per share.

What is the 52-week range for Xps Pensions Group Plc?

Over the past 52 weeks, Xps Pensions Group Plc has traded between £2.75 and £3.92.

How much debt does Xps Pensions Group Plc have?

As of the most recent reporting period, Xps Pensions Group Plc reported total debt of £78.08M.

How much cash does Xps Pensions Group Plc have on hand?

Xps Pensions Group Plc reported £16.85M in cash and cash equivalents in its most recent financial results.

What is Xps Pensions Group Plc’s dividend yield?

Xps Pensions Group Plc currently has a dividend yield of 3.73%.

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