Xps Pensions Group Plc logo

Xps Pensions Group Plc(LSE) XPS

Market Cap£710.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2017)+233%
5 Year+142%
1 Year+0%
1 Month+12%
£3.38
-1.46%
-0.05Today
Xps Pensions Group Plc last closing stock price
MetricPriceDate
Last closeGBX 339.002026-10-20
Xps Pensions Group Plc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+11.33%GBX 304.502026-10-13
1 month+11.88%GBX 303.002026-09-18
3 month+2.73%GBX 330.002026-07-22
Year to date+0%GBX 339.002025-12-31
1 year+0.3%GBX 338.002025-10-20
3 year+56.22%GBX 217.002023-10-20
5 year+142.14%GBX 140.002021-10-21
Since inception+232.83%GBX 1.032017-02-16

Xps Pensions Group Plc Financials at a Glance

Market Cap

£710.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£494.44M

Net Income (TTM)

£56.90M

EPS (TTM)

£0.12

P/E Ratio

26.38

Dividend

£0.04

Beta (Volatility)

0.05 (Low)

Price

£3.38

Volume

23,051

Open

£3.42

Previous Close

£3.43

Daily Range

£3.37 - £3.42

52-Week Range

£2.75 - £3.69

Estimated Earnings Date

Nov 19, 2026

XPS News

No articles available.

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About Xps Pensions Group Plc

XPS Pensions Group plc specializes in employee benefits consulting and professional services in the United Kingdom. The company offers strategic advisory services to pension schemes and corporate sponsors, along with a range of investment guidance and administration services.

Products and Services
  • Defined benefit (DB) and defined contribution (DC) master trust schemes
  • Self-invested personal pensions (SIPPs) and small self-administered schemes (SSAS)
  • Comprehensive administration services including member communication and scam prevention
Growth Outlook
  • Revenue increased to £134.1 million in Q4 2026, reflecting strong demand
  • Net income reached £17.9 million in Q4 2026, showcasing profitability
  • Operating income margin improved to 22.5% in Q4 2026, indicating operational efficiency
Financial Highlights
  • Trailing twelve-month revenue of £534.5 million, demonstrating consistent growth
  • Dividend yield of 4.35%, providing attractive returns to shareholders
  • Net profit margin of 10.1% for the trailing twelve months, reflecting solid profitability
XPS Pensions Group plc has established itself as a key player in the asset management industry, focusing on pension consulting and administration. The company's diverse service offerings cater to a wide range of clients, ensuring a steady revenue stream. Recent financial performance indicates a positive trajectory, with significant revenue growth and improved profitability metrics. The strong dividend yield further enhances the investment appeal, making XPS Pensions Group plc a noteworthy consideration for potential investors.
AI Generated • Oct 9, 2026

Industry

Capital Markets

Sector

Financials

Employees

2,124

CEO

Benjamin Oliver Bramhall; Paul Gareth Cuff

Website

https://www.xpsgroup.com

Headquarters

Reading, BR RG1 1NB, GB

XPS Financials

Key Financial Metrics (TTM)

Gross Margin

93.73%

Operating Margin

19.54%

Net Income Margin

10.11%

Return on Equity

15.48%

Return on Capital

20.25%

Return on Assets

8.06%

Earnings Yield

3.79%

Dividend Yield

1.20%

Payout Ratio

94.31%

Stock Overview

Market Cap

£710.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

207.25M

Volume

23.05K

Avg. Volume

962.99K

Financials (TTM)

Gross Profit

£369.11M

Operating Income

£98.29M

EBITDA

£127.03M

Operating Cash Flow

£92.08M

Capital Expenditure

-£4.25M

Free Cash Flow

£87.83M

Cash & ST Invst.

£16.85M

Total Debt

£78.08M

Xps Pensions Group Plc Performance Analysis

Xps Pensions Group Plc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-03-31GBP 166,793,00020.3%
20242024-03-31GBP 199,432,00019.6%
20252025-03-31GBP 231,785,00016.2%
20262026-03-31GBP 262,659,00013.3%
Xps Pensions Group Plc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-09-308.1%
Q42025-03-314.4%
Q22025-09-308.6%
Q42026-03-314.4%
Xps Pensions Group Plc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-03-31GBP 0.0765.5%
20242024-03-31GBP 0.25236.4%
20252025-03-31GBP 0.14-43.9%
20262026-03-31GBP 0.12-10.5%
Xps Pensions Group Plc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-09-30-73.1%
Q42025-03-3132.9%
Q22025-09-30-49.0%
Q42026-03-31108.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

£134.13M

+27.8%

Gross Profit

£125.84M

+915.3%

Gross Margin

93.82%

N/A

Market Cap

£710.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£351.23K

N/A

Employees

2,024

N/A

Net Income

£17.92M

-63.2%

EBITDA

£35.78M

+22.0%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

£16.85M

+68.4%

Total Debt

£78.08M

+139.8%

Accounts Receivable

£70.43M

+55.2%

Inventory

£0.00

N/A

Long Term Debt

£74.72M

+143.6%

Short Term Debt

£3.35M

+79.1%

Return on Assets

8.06%

N/A

Return on Invested Capital

18.67%

N/A

Free Cash Flow

£36.35M

+19.1%

Operating Cash Flow

£37.76M

+19.4%

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Questions About XPS

What is the current price of Xps Pensions Group Plc?

Xps Pensions Group Plc is trading at £3.38 per share.

What is the 52-week range for Xps Pensions Group Plc?

Over the past 52 weeks, Xps Pensions Group Plc has traded between £2.75 and £3.69.

How much debt does Xps Pensions Group Plc have?

As of the most recent reporting period, Xps Pensions Group Plc reported total debt of £78.08M.

How much cash does Xps Pensions Group Plc have on hand?

Xps Pensions Group Plc reported £16.85M in cash and cash equivalents in its most recent financial results.

What is Xps Pensions Group Plc’s dividend yield?

Xps Pensions Group Plc currently has a dividend yield of 1.20%.

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