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Xps Pensions Group Plc(LSE) XPS

Market Cap£688.09MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2017)+213%
5 Year+123%
1 Year-10%
1 Month-2%
£3.30
-0.75%
-0.02Today
Xps Pensions Group Plc last closing stock price
MetricPriceDate
Last closeGBX 328.502026-08-17
Xps Pensions Group Plc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.1%GBX 339.002026-08-10
1 month-1.5%GBX 333.502026-07-17
3 month+8.24%GBX 303.502026-05-19
Year to date-3.1%GBX 339.002025-12-31
1 year-10%GBX 365.002025-08-15
3 year+76.14%GBX 186.502023-08-18
5 year+123.47%GBX 147.002021-08-18
Since inception+213.29%GBX 1.062017-02-16

Xps Pensions Group Plc Financials at a Glance

Market Cap

£688.09MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£494.44M

Net Income (TTM)

£56.90M

EPS (TTM)

£0.12

P/E Ratio

25.54

Dividend

£0.12

Beta (Volatility)

-0.02 (Low)

Price

£3.30

Volume

454,949

Open

£3.28

Previous Close

£3.30

Daily Range

£3.27 - £3.34

52-Week Range

£2.75 - £3.73

Estimated Earnings Date

Nov 19, 2026

XPS News

No articles available.

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About Xps Pensions Group Plc

XPS Pensions Group plc specializes in providing expert employee benefits consulting and a range of professional services across the United Kingdom. The company offers strategic advisory services to pension schemes and corporate sponsors, along with impartial investment guidance.

Products and Services
  • Defined benefit (DB) and defined contribution (DC) master trust schemes
  • Self-invested personal pensions (SIPPs) and small self-administered schemes (SSAS)
  • Comprehensive administration services including member communication and scam prevention
Growth Outlook
  • Revenue increased to £134.1 million in the latest quarter
  • Net income reached £17.9 million, reflecting strong operational performance
  • Consistent growth in cash flow, with free cash flow of £36.3 million
Financial Highlights
  • Trailing twelve-month revenue of £534.5 million, showcasing robust demand
  • Dividend yield of 3.58%, indicating a commitment to returning value to shareholders
  • Operating income margin of 22.5%, demonstrating effective cost management
XPS Pensions Group plc has established itself as a leader in the employee benefits consulting sector, providing a comprehensive suite of services tailored to meet the needs of pension schemes and their sponsors. The company's recent financial performance highlights its ability to generate significant revenue and maintain a healthy profit margin, which is crucial for sustaining growth and delivering shareholder value. The strong cash flow position further supports the company's strategic initiatives and potential for future expansion. With a focus on innovation and client satisfaction, XPS Pensions Group is well-positioned to capitalize on emerging opportunities in the financial services sector.
AI Generated • Aug 8, 2026

Industry

Capital Markets

Sector

Financials

Employees

2,124

CEO

Benjamin Oliver Bramhall; Paul Gareth Cuff

Website

https://www.xpsgroup.com

Headquarters

Reading, BR RG1 1NB, GB

XPS Financials

Key Financial Metrics (TTM)

Gross Margin

93.73%

Operating Margin

19.54%

Net Income Margin

10.11%

Return on Equity

15.48%

Return on Capital

20.25%

Return on Assets

8.06%

Earnings Yield

3.92%

Dividend Yield

3.70%

Payout Ratio

94.31%

Stock Overview

Market Cap

£688.09MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

207.25M

Volume

454.95K

Avg. Volume

875.80K

Financials (TTM)

Gross Profit

£369.11M

Operating Income

£98.29M

EBITDA

£125.64M

Operating Cash Flow

£92.08M

Capital Expenditure

-£4.25M

Free Cash Flow

£87.83M

Cash & ST Invst.

£16.85M

Total Debt

£78.08M

Xps Pensions Group Plc Performance Analysis

Xps Pensions Group Plc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-03-31GBP 166,793,00020.3%
20242024-03-31GBP 199,432,00019.6%
20252025-03-31GBP 231,785,00016.2%
20262026-03-31GBP 262,659,00013.3%
Xps Pensions Group Plc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-09-308.1%
Q42025-03-314.4%
Q22025-09-308.6%
Q42026-03-314.4%
Xps Pensions Group Plc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-03-31GBP 0.0765.5%
20242024-03-31GBP 0.25236.4%
20252025-03-31GBP 0.14-43.9%
20262026-03-31GBP 0.12-10.5%
Xps Pensions Group Plc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-09-30-73.1%
Q42025-03-3132.9%
Q22025-09-30-49.0%
Q42026-03-31108.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

£134.13M

+27.8%

Gross Profit

£125.84M

+915.3%

Gross Margin

93.82%

N/A

Market Cap

£688.09MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£339.96K

N/A

Employees

2,024

N/A

Net Income

£17.92M

-63.2%

EBITDA

£35.78M

+37.6%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

£16.85M

+68.4%

Total Debt

£78.08M

+139.8%

Accounts Receivable

£70.43M

+55.2%

Inventory

£0.00

N/A

Long Term Debt

£74.72M

+143.6%

Short Term Debt

£3.35M

+79.1%

Return on Assets

8.06%

N/A

Return on Invested Capital

18.67%

N/A

Free Cash Flow

£36.35M

+19.1%

Operating Cash Flow

£37.76M

+19.4%

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Questions About XPS

What is the current price of Xps Pensions Group Plc?

Xps Pensions Group Plc is trading at £3.30 per share.

What is the 52-week range for Xps Pensions Group Plc?

Over the past 52 weeks, Xps Pensions Group Plc has traded between £2.75 and £3.73.

How much debt does Xps Pensions Group Plc have?

As of the most recent reporting period, Xps Pensions Group Plc reported total debt of £78.08M.

How much cash does Xps Pensions Group Plc have on hand?

Xps Pensions Group Plc reported £16.85M in cash and cash equivalents in its most recent financial results.

What is Xps Pensions Group Plc’s dividend yield?

Xps Pensions Group Plc currently has a dividend yield of 3.70%.

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