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American Coastal Insurance

(NASDAQ) ACIC

Current Price$11.19
Market Cap$541.34MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2008)+252%
5 Year+166%
1 Year+10%
1 Month+7%

American Coastal Insurance Financials at a Glance

Market Cap

$541.34MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$334.25M

Net Income (TTM)

$104.74M

EPS (TTM)

$2.10

P/E Ratio

5.31

Dividend

$0.00

Beta (Volatility)

0.50 (Low)

Price

$11.19

Volume

190,056.678

Open

$11.20

Previous Close

$11.17

Daily Range

$11.15 - $11.31

52-Week Range

$9.38 - $12.30

Estimated Earnings Date

Aug 5, 2026

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About American Coastal Insurance

Industry

Insurance

Employees

68

CEO

Bennett Bradford Martz, MBA, CPA

Headquarters

Saint Petersburg, FL 33716, US

ACIC Financials

Key Financial Metrics (TTM)

Gross Margin

71.19%

Operating Margin

42.57%

Net Income Margin

31.34%

Return on Equity

33.02%

Return on Capital

30.37%

Return on Assets

10.51%

Earnings Yield

18.83%

Dividend Yield

0.00%

Payout Ratio

34.92%

Stock Overview

Market Cap

$541.34MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

48.46M

Volume

190.06K

Avg. Volume

282.69K

Financials (TTM)

Gross Profit

$237.95M

Operating Income

$142.29M

EBITDA

$163.52M

Operating Cash Flow

$38.85M

Capital Expenditure

-$195.00K

Free Cash Flow

$38.65M

Cash & ST Invst.

$229.93M

Total Debt

$152.51M

American Coastal Insurance Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$71.22M

-1.2%

Gross Profit

$60.98M

+65.5%

Gross Margin

85.62%

N/A

Market Cap

$541.34MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$7.96M

N/A

Employees

68

N/A

Net Income

$19.25M

-9.8%

EBITDA

$28.96M

-5.5%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$229.93M

-30.9%

Total Debt

$152.51M

+0.1%

Accounts Receivable

$197.87M

-25.9%

Inventory

$0.00

N/A

Long Term Debt

$152.51M

+0.1%

Short Term Debt

$0.00

N/A

Return on Assets

10.51%

N/A

Return on Invested Capital

29.09%

N/A

Free Cash Flow

-$5.87M

-122.3%

Operating Cash Flow

-$5.74M

-121.7%

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Questions About ACIC

What is the current price of American Coastal Insurance?

American Coastal Insurance is trading at $11.17 per share.

What is the 52-week range for American Coastal Insurance?

Over the past 52 weeks, American Coastal Insurance has traded between $9.38 and $12.30.

How much debt does American Coastal Insurance have?

As of the most recent reporting period, American Coastal Insurance reported total debt of $152.51M.

How much cash does American Coastal Insurance have on hand?

American Coastal Insurance reported $238.95M in cash and cash equivalents in its most recent financial results.

What is American Coastal Insurance’s dividend yield?

American Coastal Insurance does not currently have a dividend yield.

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