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Acnb(NASDAQ) ACNB

Market Cap$655.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1990)+2,547%
5 Year+171%
1 Year+52%
1 Month+6%
Premium Feature
Moneyball Superscore
59/100
$64.44
+1.24%
+0.79Today
After hours$64.52+$0.08 (+0.12%)
Acnb last closing stock price
MetricPriceDate
Last closeUSD 64.452026-08-21
Acnb stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.74%USD 64.932026-08-14
1 month+6.48%USD 60.532026-07-22
3 month+20.41%USD 53.532026-05-22
Year to date+36.6%USD 47.182025-12-31
1 year+52.08%USD 42.382025-08-21
3 year+121.78%USD 29.062023-08-22
5 year+170.64%USD 23.812021-08-20
Since inception+2,546.69%USD 2.401990-10-17

Acnb Financials at a Glance

Market Cap

$655.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$199.95M

Net Income (TTM)

$54.59M

EPS (TTM)

$5.27

P/E Ratio

12.22

Dividend

$1.52

Beta (Volatility)

0.61 (Low)

Price

$64.44

Volume

224,967

Open

$64.01

Previous Close

$64.45

Daily Range

$63.15 - $65.26

52-Week Range

$42.13 - $65.94

Estimated Earnings Date

Oct 22, 2026

ACNB News

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Acnb Posts 45% Revenue Jump in Q2

Motley Fool Markets TeamJul 25, 2025

ACNB: Motley Fool Moneyball Superscore

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About Acnb

ACNB Corporation helps people and businesses manage their money. It keeps deposits safe and provides loans for growth. The company also offers insurance plans to protect assets.

Banking and Beyond

  • Banking Services: Checking, savings, money market, and time accounts for personal and business customers.
  • Lending Solutions: Commercial mortgages, construction financing, and residential real estate loans for various property types.
  • Insurance Products: Property, casualty, health, life, and disability coverage for individuals and businesses.
  • Wealth Management: Trust oversight, investment advisory services, and retail brokerage for managing financial assets.

Recent Strategic Moves

  • Completed the acquisition of Traditions Bancorp, Inc. on Feb. 1, 2025, to expand its market presence.
  • Issued 15 million in 5.875% fixed-to-floating rate subordinated notes on March 12, 2026, to manage capital.
  • Repositioned the investment securities portfolio during the three months ended Dec. 31, 2025, to increase interest yields.
  • Sold a building previously used by its insurance subsidiary during the six months ended June 30, 2026.

Where the Company Stands

ACNB maintains 33 community banking offices across Pennsylvania and Maryland. It also operates an insurance business that is licensed to provide coverage in 46 states.

Performance in the Current Year

  • Net income was 15.2 million for the three months ended June 30, 2026, up 3.6 million year over year.
  • Net interest income reached 66.5 million for the six months ended June 30, 2026, up 8.4 million year over year.
  • Fully tax-equivalent (FTE) net interest margin, which measures the difference between interest earned and interest paid, rose to 4.56% for the three months ended June 30, 2026, up 35 basis points year over year.
  • Total loans, net of unearned income, reached 2.4 billion at June 30, 2026, up 2.9% since Dec. 31, 2025.
  • The allowance for credit losses was 24.0 million at June 30, 2026, representing 1.00% of total loans.

Bottom Line

ACNB has evolved from a local community bank into a diversified regional financial services firm. The integration of insurance and wealth management alongside traditional banking creates multiple revenue streams.

AI Generated • Aug 7, 2026

Industry

Banks

Sector

Financials

Employees

537

CEO

James P. Helt

Website

www.acnb.com

Headquarters

Gettysburg, PA 17325, US

ACNB Financials

Key Financial Metrics (TTM)

Gross Margin

79.98%

Operating Margin

34.31%

Net Income Margin

27.30%

Return on Equity

13.02%

Return on Capital

6.20%

Return on Assets

1.64%

Earnings Yield

8.18%

Dividend Yield

2.34%

Payout Ratio

37.92%

Stock Overview

Market Cap

$655.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

10.17M

Volume

224.97K

Avg. Volume

71.20K

Financials (TTM)

Gross Profit

$159.92M

Operating Income

$68.60M

EBITDA

$73.18M

Operating Cash Flow

$56.83M

Capital Expenditure

-$2.83M

Free Cash Flow

$54.00M

Cash & ST Invst.

$28.00M

Total Debt

$327.36M

Acnb Performance Analysis

Acnb annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 108,856,0007.8%
20232023-12-31USD 115,085,0005.7%
20242024-12-31USD 132,195,00014.9%
20252025-12-31USD 191,821,00045.1%
Acnb sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.3%
Q42025-12-31-9.6%
Q12026-03-319.7%
Q22026-06-304.0%
Acnb annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.1529.8%
20232023-12-31USD 3.71-10.5%
20242024-12-31USD 3.730.5%
20252025-12-31USD 3.60-3.5%
Acnb sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3027.9%
Q42025-12-31-26.8%
Q12026-03-3126.9%
Q22026-06-3012.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$52.50M

+4.5%

Gross Profit

$42.37M

+5.2%

Gross Margin

80.71%

N/A

Market Cap

$655.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.26M

N/A

Employees

519

N/A

Net Income

$15.21M

+30.6%

EBITDA

$19.25M

+15.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$28.00M

-95.0%

Total Debt

$327.36M

+7.9%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$219.10M

-15.8%

Short Term Debt

$108.26M

+151.5%

Return on Assets

1.64%

N/A

Return on Invested Capital

2.14%

N/A

Free Cash Flow

-$3.96M

-122.1%

Operating Cash Flow

-$3.45M

-119.4%

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Questions About ACNB

What is the current price of Acnb?

Acnb is trading at $64.45 per share.

What is the 52-week range for Acnb?

Over the past 52 weeks, Acnb has traded between $42.13 and $65.94.

How much debt does Acnb have?

As of the most recent reporting period, Acnb reported total debt of $327.36M.

How much cash does Acnb have on hand?

Acnb does not have cash on hand data available.

What is Acnb’s dividend yield?

Acnb currently has a dividend yield of 2.34%.

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