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Acnb(NASDAQ) ACNB

Market Cap$658.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1990)+2,581%
5 Year+174%
1 Year+59%
1 Month+5%
$64.24
+0.64%
+0.41Today
After hours$64.44+$0.20 (+0.31%)
Acnb last closing stock price
MetricPriceDate
Last closeUSD 64.482026-07-31
Acnb stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.83%USD 62.102026-07-24
1 month+5.27%USD 61.252026-07-01
3 month+27.29%USD 50.662026-05-01
Year to date+36.67%USD 47.182025-12-31
1 year+59.37%USD 40.462025-07-31
3 year+107.12%USD 31.132023-08-01
5 year+173.68%USD 23.562021-07-30
Since inception+2,581.21%USD 2.401990-10-17

Acnb Financials at a Glance

Market Cap

$658.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$199.95M

Net Income (TTM)

$54.59M

EPS (TTM)

$5.27

P/E Ratio

12.23

Dividend

$1.52

Beta (Volatility)

0.62 (Low)

Price

$64.24

Volume

53,540.121

Open

$63.73

Previous Close

$64.48

Daily Range

$63.31 - $64.48

52-Week Range

$40.68 - $65.27

Estimated Earnings Date

Oct 22, 2026

ACNB News

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Acnb Posts 45% Revenue Jump in Q2

Motley Fool Markets TeamJul 25, 2025

ACNB: Motley Fool Moneyball Superscore

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About Acnb

ACNB helps people and businesses manage their money. It provides bank accounts, loans, and insurance plans. This company serves communities in Pennsylvania and Maryland.

Money Matters for Locals

  • Community Banking: Checking and savings accounts for local residents and businesses.
  • Commercial Lending: Business mortgages, construction loans, and financing for equipment or inventory.
  • Mortgage Services: Residential loans and construction financing provided through specialized bank divisions.
  • Wealth Management: Investment advice, estate planning, and trust management for individuals and organizations.
  • Insurance Services: Property, casualty, health, and life insurance coverage for personal and commercial needs.

Expanding Through Mergers

  • Merged with Traditions Bancorp, Inc. in February 2025 to expand banking operations in York County.
  • Purchased the business and assets of Hockley & O'Donnell in February 2022 to grow its insurance segment.
  • Acquired Frederick County Bancorp, Inc. in January 2020 to increase its footprint in Northern Maryland.
  • Closed the acquisition of New Windsor Bancorp, Inc. in July 2017 to enter new Maryland markets.

A Strong Regional Footprint

The company operates a network of 33 community banking offices across nine counties. It serves a diverse economic base that includes agriculture, healthcare, tourism, and local government.

Performance by the Numbers

  • Net income reached $13.7 million in Q1 2026, up 5137.9% as the metric turned positive from Q1 2025.
  • Revenue grew to $50.5 million in Q1 2026, up 16.2% year-over-year.
  • Operating income hit $17.3 million in Q1 2026, up 3244.4% as results improved from the previous year.
  • Market capitalization rose to $495.4 million in Q1 2026, up 22.7% from Q1 2025.

Evolution to a Regional Group

ACNB has transformed from a historical local bank into a diversified regional financial services provider. Its steady expansion and varied product offerings support its continued relevance in the South-central Pennsylvania and Northern Maryland markets.

AI Generated • May 5, 2026

Industry

Banks

Sector

Financials

Employees

537

CEO

James P. Helt

Website

www.acnb.com

Headquarters

Gettysburg, PA 17325, US

ACNB Financials

Key Financial Metrics (TTM)

Gross Margin

79.98%

Operating Margin

34.31%

Net Income Margin

27.30%

Return on Equity

13.02%

Return on Capital

6.20%

Return on Assets

1.64%

Earnings Yield

8.18%

Dividend Yield

2.34%

Payout Ratio

20.86%

Stock Overview

Market Cap

$658.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

10.21M

Volume

53.54K

Avg. Volume

66.62K

Financials (TTM)

Gross Profit

$159.92M

Operating Income

$68.60M

EBITDA

$73.18M

Operating Cash Flow

$60.27M

Capital Expenditure

-$2.31M

Free Cash Flow

$57.96M

Cash & ST Invst.

$28.00M

Total Debt

$327.36M

Acnb Performance Analysis

Acnb annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 108,856,0007.8%
20232023-12-31USD 115,085,0005.7%
20242024-12-31USD 132,195,00014.9%
20252025-12-31USD 191,821,00045.1%
Acnb sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.3%
Q42025-12-31-9.6%
Q12026-03-319.7%
Q22026-06-304.0%
Acnb annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.1529.8%
20232023-12-31USD 3.71-10.5%
20242024-12-31USD 3.730.5%
20252025-12-31USD 3.60-3.5%
Acnb sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3027.9%
Q42025-12-31-26.8%
Q12026-03-3126.9%
Q22026-06-3012.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$52.50M

+4.5%

Gross Profit

$42.37M

+5.2%

Gross Margin

80.71%

N/A

Market Cap

$658.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.23M

N/A

Employees

537

N/A

Net Income

$15.21M

+30.6%

EBITDA

$19.25M

+15.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$28.00M

-95.0%

Total Debt

$327.36M

+7.9%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$219.10M

-15.8%

Short Term Debt

$108.26M

+151.5%

Return on Assets

1.64%

N/A

Return on Invested Capital

2.14%

N/A

Free Cash Flow

$0.00

-100.0%

Operating Cash Flow

$0.00

-100.0%

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Questions About ACNB

What is the current price of Acnb?

Acnb is trading at $64.48 per share.

What is the 52-week range for Acnb?

Over the past 52 weeks, Acnb has traded between $40.68 and $65.27.

How much debt does Acnb have?

As of the most recent reporting period, Acnb reported total debt of $327.36M.

How much cash does Acnb have on hand?

Acnb does not have cash on hand data available.

What is Acnb’s dividend yield?

Acnb currently has a dividend yield of 2.34%.

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