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Alkami Technology(NASDAQ) ALKT

Market Cap$1.94BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)-58%
5 Year-42%
1 Year-18%
1 Month-3%
$18.81
+3.52%
+0.64Today
After hours$18.80-$0.01 (-0.05%)
Alkami Technology last closing stock price
MetricPriceDate
Last closeUSD 18.172026-07-31
Alkami Technology stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+8.22%USD 16.792026-07-24
1 month-2.94%USD 18.722026-07-01
3 month+12.44%USD 16.162026-05-01
Year to date-21.24%USD 23.072025-12-31
1 year-18.48%USD 22.292025-07-31
3 year+8.54%USD 16.742023-08-01
5 year-41.93%USD 31.292021-07-30
Since inception-57.74%USD 43.002021-04-14

Alkami Technology Financials at a Glance

Market Cap

$1.94BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$489.73M

Net Income (TTM)

-$45.11M

EPS (TTM)

-$0.43

P/E Ratio

-42.51

Dividend

$0.00

Beta (Volatility)

1.37 (Average)

Price

$18.81

Volume

2,105,612

Open

$18.41

Previous Close

$18.80

Daily Range

$18.16 - $19.25

52-Week Range

$13.98 - $26.89

Estimated Earnings Date

Oct 28, 2026

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About Alkami Technology

Alkami helps local banks and credit unions offer digital tools. Its platform lets customers manage money on their phones. This technology helps smaller lenders compete with national giants.

Digital Tools for Every Desk

  • SaaS Subscriptions: Software access for digital banking, marketing, and fraud tools; generated 95% of total revenue in 2025.
  • Account Management: Features for setting up user profiles and managing digital debit cards.
  • Business Banking: Specialized tools for commercial clients to track cash and manage permissions.
  • Onboarding and Account Opening: Digital workflows for opening new accounts and starting loan applications.

Building a Bigger Platform

  • Acquired MANTL in March 2025 to add deposit account opening and loan origination tools.
  • Purchased Segmint in April 2022 to integrate cloud-based data analytics and marketing features.
  • Established a subsidiary in India during 2024 to support future operational needs.
  • Integrated more than 300 real-time systems by December 31, 2025, to connect with various back-office providers.

What Makes the Platform Different?

Alkami uses a single code base to deliver updates to all clients simultaneously. This multi-tenant cloud setup allows smaller financial institutions to access advanced technology without maintaining their own servers.

A Closer Look at Results

  • Total revenue grew 32.9% to reach $443.6 million in 2025.
  • Free cash flow hit $18.1 million in Q4 2025, up 321.3% from Q4 2024.
  • Operating cash flow rose to $18.5 million in Q4 2025, up 202.8% year-over-year.
  • Net income hit -$11.4 million in Q4 2025, down 49.7% from Q4 2024.

Evolution of a Tech Partner

Alkami has transitioned from a retail-focused provider to a broad platform serving both consumer and business banking. Its shift toward integrated data and account opening tools has expanded its reach among mid-sized American lenders.

AI Generated • Apr 29, 2026

Industry

Software

Employees

1,225

CEO

Alex P. Shootman

Headquarters

Plano, TX 75024, US

ALKT Financials

Key Financial Metrics (TTM)

Gross Margin

57.01%

Operating Margin

-7.31%

Net Income Margin

-9.21%

Return on Equity

-12.48%

Return on Capital

-7.34%

Return on Assets

-5.43%

Earnings Yield

-2.35%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$1.94BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

107.02M

Volume

2.11M

Avg. Volume

1.79M

Financials (TTM)

Gross Profit

$279.20M

Operating Income

-$35.79M

EBITDA

-$8.59M

Operating Cash Flow

$66.53M

Capital Expenditure

-$1.43M

Free Cash Flow

$65.10M

Cash & ST Invst.

$80.96M

Total Debt

$358.16M

Alkami Technology Performance Analysis

Alkami Technology annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 204,270,00034.2%
20232023-12-31USD 264,831,00029.6%
20242024-12-31USD 333,849,00026.1%
20252025-12-31USD 443,639,00032.9%
Alkami Technology sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-300.8%
Q42025-12-316.9%
Q12026-03-314.4%
Q22026-06-302.9%
Alkami Technology annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -0.6423.1%
20232023-12-31USD -0.673.8%
20242024-12-31USD -0.41-38.3%
20252025-12-31USD -0.4611.1%
Alkami Technology sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-7.7%
Q42025-12-3121.4%
Q12026-03-3114.9%
Q22026-06-307.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$129.84M

+15.9%

Gross Profit

$73.81M

+12.5%

Gross Margin

56.85%

N/A

Market Cap

$1.94BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.59M

N/A

Employees

1,225

N/A

Net Income

-$8.90M

+34.5%

EBITDA

-$7.02M

-0.3%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$80.96M

-7.1%

Total Debt

$358.16M

-11.2%

Accounts Receivable

$56.72M

+19.0%

Inventory

$0.00

N/A

Long Term Debt

$355.99M

-11.4%

Short Term Debt

$2.17M

-31.5%

Return on Assets

-5.43%

N/A

Return on Invested Capital

-4.79%

N/A

Free Cash Flow

$21.64M

+2746.7%

Operating Cash Flow

$22.02M

+1803.2%

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Questions About ALKT

What is the current price of Alkami Technology?

Alkami Technology is trading at $18.80 per share.

What is the 52-week range for Alkami Technology?

Over the past 52 weeks, Alkami Technology has traded between $13.98 and $26.89.

How much debt does Alkami Technology have?

As of the most recent reporting period, Alkami Technology reported total debt of $358.16M.

How much cash does Alkami Technology have on hand?

Alkami Technology reported $45.51M in cash and cash equivalents in its most recent financial results.

What is Alkami Technology’s dividend yield?

Alkami Technology does not currently have a dividend yield.

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