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Atlanticus Stock Quote

Atlanticus (NASDAQ: ATLC)

$58.37
(4.9%)
+2.72
Price as of October 22, 2025, 4:00 p.m. ET

KEY DATA POINTS

Current Price
$58.37
Daily Change
(4.9%) +$2.72
Day's Range
$54.11 - $58.48
Previous Close
$58.37
Open
$55.65
Beta
1.72
Volume
97,475
Average Volume
61,195
Sector
Market Cap
841.7M
Market Cap / Employee
$55.65M
52wk Range
$35.36 - $78.91
Revenue
-
Gross Margin
0.91%
Dividend Yield
N/A
EPS
$5.69
CAPs Rating
-
Industry
Consumer Finance

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Atlanticus Return vs. S&P

1 Year5 Year5 Year AnnualizedSince IPO
ATLC+58.1%+372.25%+36.41%+353%
S&P+14.5%+93.32%+14.09%+394%

Atlanticus Company Info

Atlanticus Holdings Corp. is a financial holding company, which engages in the provision of financial technology and related services. It operates through the Credit as a Service (CaaS) and Auto Finance segments. The CaaS segment includes private label credit and general purpose credit cards originated by lenders through multiple channels, including retail and healthcare, direct mail solicitation, digital marketing and partnerships with third parties. The Auto Finance segment services loans secured by independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business. The company was founded by David G. Hanna in August 1996 and is headquartered in Atlanta, GA.

News & Analysis

Financial Health

General

Q2 2025YOY Change
Revenue$394.16M24.7%
Gross Profit$359.19M24.9%
Gross Margin91.13%0.1%
Market Cap$828.16M98.7%
Market Cap / Employee$1.99M0.0%
Employees4178.0%
Net Income$30.29M25.5%
EBITDA$96.10M39.4%

Currently no data to display

Revenue Growth Rate

Currently no data to display.

Earnings Per Share Growth Rate

Currently no data to display.

Assets

Q2 2025YOY Change
Net Cash$483.24M18.7%
Inventory00.0%

Liabilities

Q2 2025YOY Change
Long Term Debt$2.72B32.1%
Short Term Debt$78.69M102.3%

Ratios

Q2 2025YOY Change
Return On Assets3.79%-0.1%
Return On Invested Capital6.79%0.1%

Cash Flow

Q2 2025YOY Change
Free Cash Flow$130.55M13.0%
Operating Free Cash Flow$132.69M14.7%

Valuation

MetricQ3 2024Q4 2024Q1 2025Q2 2025YoY Change
Price to Earnings7.8811.709.919.6343.94%
Price to Book1.131.801.551.5554.85%
Price to Sales0.520.810.720.7366.18%
Price to Tangible Book Value1.131.801.551.5554.85%
Price to Free Cash Flow TTM1.452.392.172.2392.73%
Enterprise Value to EBITDA31.6434.1033.8435.403.48%
Free Cash Flow Yield68.8%41.8%46.1%44.9%-48.12%
Return on Equity23.2%23.0%22.7%22.8%-1.84%
Total Debt$2.31B$2.51B$2.50B$2.80B33.37%

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